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The mkiv Supra Owners Club

Just checked my credit card statement and I've paid for.....


DaveK

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I thought maybe cinema.

 

The strange thing is - you would assume that if you were stupid enough to pay to top up your pay as you go mobile phone, that the fraud department might be able to find you. Don't know if that's true though.

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I thought maybe cinema.

 

The strange thing is - you would assume that if you were stupid enough to pay to top up your pay as you go mobile phone, that the fraud department might be able to find you. Don't know if that's true though.

 

depends - if its a "free" sim they would just top up - use and them dump ....

 

sounds like they could of cloned your track2 data from your card... avoid places like halfrauds as they swipe/chip your card on the credit card machine AND another machine aswell :rolleyes:

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It's unlikely to be a petrol station - I have a fuel card, so the only time I use a credit card is for the 964 which over the winter probably gets a tank of fuel every 2 months or so.

 

Apart from that, I use my CC for most things. Yes, restaurants (although not recently), online stuff, bill payment - just about everything really (including ordering from a closed trader website about a month ago to see whether the site really was closed, but I'm sure that's a coincidence).

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You would think that if they nicked your card details they would try to buy some cool stuff, and not just top up a fone, buy a cheap car stereo and go to the cinema!

 

Worse - they appear to have no friends. The cinema cost was only £4.95 so I guess it was only one ticket!

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I'm actually pretty lucky. I'm extremely poor at checking through my statements and I don't tend to pay any attention to the total on the statement.

 

These transactions were on 19th March and the only reason I noticed at all was because I've been away on business for a couple of days this week and thought I would check to see if everything I'd spent was on my bill yet - so that I could do my expenses. The only reason I noticed was because the mobile top up was near the bottom of the statement, and that was very obviously not something I'd pay for. Otherwise - they probably could have carried on using it for months and I wouldn't have realised.

 

I will be checking my statements a lot more carefully in future. In fact - I need to go back and check a few more, to make sure it hasn't been going on longer than I realised.

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It's shocking and such a violation when it actually happens to you.

 

Had similar thing happen to me bout this time last year, somehow someone had bought something in the region of £700 from a TV Projector Company, using Debit Card details from my current account, so as i i'm not the richest of people it stood out like sore thumb on my statement/lower balance.

 

Made me a little paranoid that had it been occasional small amounts i may have not noticed.

 

Worst thing bank (Halifax) treated me like it was my inconvience to them , had to report it to a police station for a ref no, then wait near enough 2months for them to investigate and decide when THEY felt like giving my money back, all they offered in the meantime was increasing my overdraft to what i considered a silly amount.

 

I eventually got my money back plus any interest charge adjustments owed (apparently), the worst thing about it they wouldn't tell me results of there investigation and how it happened so how the hell am i meant to make an effort to avoid it happening again!!

 

Basically felt they just fobbed me off for 2months then just give you your money back WITHOUT finding anything out.

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It's better for them to have 20 different credit cards and use them for the small things like cinema trips, because as you've just admitted a lot of people won't even notice the bill's a little bit higher!

If one get's blocked they just say to try one of their other cards and then chuck the blocked one.

Plus they know the small transactions won't need ID details, so won't be traceable, and the CC company won't bother anyway they'll just claim on the insurance - it's a risk free crime TBH.

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They wouldn't know your PIN though, so would have to rely on the retailer accepting a signature.

 

:looney:

 

Or I guess you can order via the internet / telephone (at least the cinema ticket could have been done that way).

 

I suspect the people who cloned mine don't have the PIN - otherwise I guess there probably would have been cash withdrawals?

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