major,huge,massive f****ng rant!!!

[mathew]

So your insurance company haven't really done any investigating in to damage to the other car then, just paid out? That's what it sounds like.

 

seems like it. i asked the women on the phone if there are any engineers reports and who carried out the survey and all she told me was is that she couldnt give out that info to me. ut because the first offer has been refused she did say they now have to investigate the injury further but are still likely to pay out.

[Shadow Beast]

i know its not much cop now, but something i am going to bear in mind if it ever happens to me and its an incident like you had, i am going to use my camera phone to get pics at the scene, maybe even get them to pose in it, it may be of use later down the line!!

 

feel for you mate, jen did something similiar about 6 years ago at a roundabout, went into the back of a volvo that had moved off then stopped.

 

got a letter through 9 months after the incident she had been off work since the accident, had had to have accupuncture, was suffering reoccuring nightmares and was scared to drive again!!

 

damage to our astra? 400 quid

 

now that pissed me off!!

 

richie

[PJ]

It's just indicative of the way this country is going, all this "Where there's blame there's a claim" shite! What a nightmare for you, it takes the piss, it really does.

[damientt]

Insurance companies will typically pay out for 'hard to disprove' claims such as whiplash, etc. up to a certain amount in an attempt to avoid going to court. Driving into the back of another car is a golden opportunity for shitbags to make a few easy quid. This has been happening in Northern Ireland for years and, from this thread, it looks like the practice has spread to the mainland. I've heard of cars with just the driver in them being shunted and ending up with five personal injury claims against the person in the car behind. Work it out.

 

My attitude is what goes around comes around. Shrug your shoulders and get over it. Look on the bright side, the Supra wasn't damaged, you have insurance, the police seem to be reasonable and your conscience is clear. In this life it doesn't pay to be honest but, if it's any consolation, at least you're much better than thieving, lying pieces of s**t.

[The Raven]

Sorry that sucks.

 

However if someone did it to me would i do the same?

[Scott]

Terrible situation to be in but there is definitely a lesson to be learned.

 

1 Pay more attention to the car in front at junctions

 

2 When you stop behind someone at least leave a meter or so instead of sitting up their chuff.

 

When i was learning to drive i was told to stop far enough away so that i could see the point where the car in front's tyre's were touching the road. Even letting off the brake in an auto at that distance would give you a second or 2 to react.

 

Scott =op

[MrRalphMan]

It's easily done, when you see them move and expect them to be gone.

You creep up to the junction and 'clonk'.

 

I did it a couple of years ago now in my Mk3.. Into a New 911 of all cars.

No damage and the driver of the 911 was very decent and we just went our seperate ways.

 

Now I am careful that the car has gone before I slip into my slot to go.

[colsoop]

Keep a cheap camera in your car from now on Bud. Too many people on the take these days obsessed with getting as much money as possible for the least effort

[supra steveo]

didnt swap full details as there was hardly any damage, zero on mine. i did try to go and view the car but she was always out in it driving about!

 

she shouldnt be with whiplash, how the hell will she be able to check blind spots i am still on drugs now for whiplash i have good days and bad days but i try to stay out of the car, the massive drive i had back from germany i did full of diclofenac and paracetamol, i think you should tell your insurance company about the fact she is still driving and she shouldnt be, did she visit hospital after the accident? i was smacked right up the arse and there was hardly any damage and i was bedded down for 3 weeks so even if there was no damage to her car there could of been damage to her neck things like this are tricky. the guy that hit me said he pressed the brakes and nothing happened and he moved me forward a canny bit so i dont know what speed he was doing, he said about 30 mph but as another member on here said it doesnt look like a 30 mph hit as the crash bar was still intact

[mplavery]

had this done to me before, really makes me angry, some woman done this to me saying she hurt her back. Same thing she started to go across the roundabout, so i started as there was enough time for me to get accross but she thought naa i will wiat here.Anyways she claimed for back injurys for a scratch on the bumper, But she lost the case as she had back problems before and...ha ha

[Sean1933]

We get these claims quite often at work. Basically we refer them to fraud unit due to being a very low speed impact therefore chances of injury and damage are slim to none. Ideally you should have got photos of her car and yours to prove no damage...this is because the amount of times they then go and have another accident like reverse into something, then they say you caused the damage. Vehicle size/mas is also a conrib factor that doesnt go in your favour as your car is the heavier so damage/injury is more likely.

 

The long and short of it is that you cant prove a whiplash injury wasnt sustained...medics cant prove soft tissue injuries. Therefore alot end up being settled. However, if i was to get your file on my desk, with photos of her car without damage(insurance co. should instruct an engineer to inspect to confirm damage), your car without damage...then i wouldnt pay out and tell the solicitors to issue court proceedings if they are so confident. Its then up to the claimant to decide if they want to go that far, if they are lying then 99% of them wont. However if they do then its down to the judge.

[Suprash]

Im going through exactly the same, but after reading this I hope I too dont get a claim for whiplash soon. I was at a roundabout queue'ing and thought my foot was on the brake, it wasnt, and I rolled forward literally by the weight of the car and rolled into the back of a X5, now I have a cheap copy fibreglass bomex front and all that had was a scuff mark. Anyway a few days later I received a letter from a Claim company saying that she had informed them of the accident, no claim yet had been made but they had been made aware. I informed them of what happened and said that there certainly shouldnt be any claim for body work and if there was any damage to her car/bumper then a good bodyshop would have been able to remove any marks. The claim company said all I can do it wait and see if she puts a claim in, which to me isnt being pro-active. As once a garage replaces/sprays a new bumper I have no way of anyone asessing the damage, Im very much in two minds on how to handle this now to minimise any claim and its no good my insurance trying to argue it after, after any damage which they claim to have has been fixed. I also said to the claim company that I would want photo evidence of any damage as I know there couldnt have been, just glad Im always protected no claims, thats my one claim for this year done, only took the policy out 2 months ago

[Guest dangerousandy]

;)Give me their details.........

[bigcol]

We had a similar thing at manchester airport, we actually reversed (at zero miles per hour), this fool had stopped around 3 inches from the back bumper so obviously i couldnt even see him and you cant get much speed up in that distance, anyway gets into the car park and the bloke jumps out ranting and raving and flashes his warrant card at me demanding i.d (he was from merseyside police) so i complied and we swapped details (there was a slight scratch on his bumper and nothing done to mine.

The first thing i did was report it to my insurance company cos i had a funny feeling about this, and sure enough 3 weeks later this muppet is claiming for new headlights, bonnet, bumper full respray etc and major whiplash injuries, couldnt enjoy his holiday etc etc (why he took his warrant card on holiday is beyond me), gave the letter to my insurance MADE SURE they knew he was a copper (doesnt usually go well for them if a false claim is made), explained that his "whiplash" didnt seem to be giving him too much grief when he was throwing his suitcases around, and how could he get whiplash if i reversed in him from 3 inches, basically my insurance laughed at him, sent an inspector to look at my car, and then his and i neverheard another thing. moral of this story.. trust your insurance company they wont pay out if there is no damage and as for whiplash, well i wouldnt worry too much

[Kranz]

had this done to me before, really makes me angry, some woman done this to me saying she hurt her back. Same thing she started to go across the roundabout, so i started as there was enough time for me to get accross but she thought naa i will wiat here.Anyways she claimed for back injurys for a scratch on the bumper, But she lost the case as she had back problems before and...ha ha

 

Many years ago I did it properly in my old VW Santana GX5 (tough old barge).

 

http://www.vw.net.ua/images/auto/vw_passat_b2.jpg

 

The woman started to go and I saw that the massive roundabout was clear.... then a car approached the roundabout to our right, so she jams the anchors on positioned actually on the roundabout. I'm looking right and see the car about to enter approx 40 feet away and think "I can easily make it", so I floor the 5 cylinder engine...... and ram her right up the arse at full power in 1st LOL

 

Wrote her car off.... bent the dildos on my front bumper, which I stood on to bend back

That was the days before whiplash claims.... but I bet she had whiplash!!

 

A police car pulled up behind me & told us to pull up further up the road where it was safe, so we got back into our cars to go & she pulls away again.... only to do the exact same thing cos a car was approaching in the distance. I was wise this time and slammed the anchors on, but looking in the mirror the police officer's face was priceless as he nearly hit the dashboard. I swear he shouted something, then sped off & left us to it LOL

 

Later that month I sailed into the works car park through a large puddle and into a parking space by a tree. Hit the brakes and got no response. The tree stopped me though LOL. Small dent in big fat front bumper

 

I miss that car

[Conrad]

The insurance companies encourage you to claim for whiplash!

 

My Mom was involved in an accident, a car hit her in the rear and totally wrote off her Laguna. Thankfully my Mom was fine, thankfully the Renault wasn't!

 

All through the claim on at least 3 occasions 3 different insurance advisors tried to talk my Mom into claiming for whiplash even though she had no pain whatsoever.

 

It's a dog eat dog world, the insurance companies have people claim off them falsely so why not return the favour? It's just business.

[razza]

I had this once in the celica, was cleaning the inside of the windscreen whilst sat in traffic, my foot obviosuly crept off the brake as I leaned over to the left and nudged the van infront.

 

The guy got out in astonishment as traffic was still stationary and I was looking very sheepish, no damage done but felt a right pratt......

 

Compensation culture has arrived from the US unfortunately and everyone's out to get some.

 

If it was as minor as you say then hope it works out for you.