Fifty Posted November 10, 2007 Share Posted November 10, 2007 Opinions please you know them they have the friendly black guy! they have threatened my son repeatedly that they will get him on the bad debt list for 6 years if he doesnt pay them 158 quid by Monday. He has a student overdraft with them and has already agreed to pay what he can afford Who can I report these twats to? They have been ringing me here and are extremely aggressive. any thoughts PS Ill bail him out if I have too -thanks again fuckin labour government for destroying our university students rant not over lol Rich Quote Link to comment Share on other sites More sharing options...
michael Posted November 10, 2007 Share Posted November 10, 2007 If he has £158 of their money that he shouldn't have I guess they are justified in asking for it back but the method used seems a little OTT. The Natwest did a similar thing to someone I know recently though, she missed a loan payment (or two?) due to being ill and unable to work so they charged her £80 in fines then said they were closing her account, passing the outstanding debt to an agency and serving a default notice. She explained she couldn't do much to change their decision and left them to it... a week later Natwest called with a payment plan. People shouldn't get themselves into trouble but the banks shouldn't be scaring people into paying when they do. Quote Link to comment Share on other sites More sharing options...
AndyT Posted November 10, 2007 Share Posted November 10, 2007 B***ards!!!! Quote Link to comment Share on other sites More sharing options...
jamesmark Posted November 10, 2007 Share Posted November 10, 2007 Another thing to add that that if it is not a loan or an arrangment to pay back then it should not go on his credit history, plus missed payment defaults do not really count against you, it is a bit like 3 points on your licence. It will go on his file if he is over his limit on his overdraft. Quote Link to comment Share on other sites More sharing options...
Fifty Posted November 10, 2007 Author Share Posted November 10, 2007 thx for comments its not the money! its their bleedin attitude they have no right to threaten people. Rich Quote Link to comment Share on other sites More sharing options...
rovervi Posted November 10, 2007 Share Posted November 10, 2007 no right at all, especially when i wanted some of MY money out of the hsbc the other week and they asked what i wanted it for. Reply: what the f**k has it got to do with you what i spend my money on cheeky barstewards Quote Link to comment Share on other sites More sharing options...
ShamelessTT Posted November 10, 2007 Share Posted November 10, 2007 lol that is cheeky, i hope you told them lot that @hsbc. There having a giraffe Quote Link to comment Share on other sites More sharing options...
MONKEYmark Posted November 10, 2007 Share Posted November 10, 2007 been on radio today that they cracking down on who they lend money to now.maybe they having a hard time with so many people not been able to pay them back. people want to remember how they have been treated and bank somewhere else Quote Link to comment Share on other sites More sharing options...
marbleapple Posted November 10, 2007 Share Posted November 10, 2007 Shouldn't be threatening you at all. I used to work at HSBC and if I so much as spoke out of term it would have been my job down the pan. Always ask them for their name and desk number before the convo starts... that will keep them polite. Quote Link to comment Share on other sites More sharing options...
Pete Posted November 10, 2007 Share Posted November 10, 2007 Playing devils advocate, but could it be possible your son is laying it on a bit thick? Quote Link to comment Share on other sites More sharing options...
Fifty Posted November 10, 2007 Author Share Posted November 10, 2007 Playing devils advocate, but could it be possible your son is laying it on a bit thick? nope he wouldnt do that, he has got really worried about them and wantd advice not cash:d:p Rich Quote Link to comment Share on other sites More sharing options...
Pete Posted November 10, 2007 Share Posted November 10, 2007 I'm sure the Code of Banking Conduct (or whatever it's called) would have something to say about these tactics. Quote Link to comment Share on other sites More sharing options...
TLicense Posted November 11, 2007 Share Posted November 11, 2007 I tried to get some of my money out from HSBC and they also asked me what it for. Unsurprisingly, my response was prety much exactly the same. Quote Link to comment Share on other sites More sharing options...
downimpact Posted November 11, 2007 Share Posted November 11, 2007 PS Ill bail him out if I have too -thanks again fuckin labour government for destroying our university students rant not over lol Rich Definitely not that i support labour, but i hate the conservatives more for ruining our once great nation, but i believe wiping the student grant comes from them, labour just continued it when they came to power Under investment in our educational system for years, what great long term thinking Quote Link to comment Share on other sites More sharing options...
lexsum Posted November 11, 2007 Share Posted November 11, 2007 lab/cons - they are the same thing. as for the banks they are under pressure not to let debts go. it all follows the northern rock incident which was a warning to all banks. the banks are just responding to the problem (that they created by lending to everyone without checks/jobs etc!) if they phone again ask for their manager's details, that usually changes their attitude. Quote Link to comment Share on other sites More sharing options...
n boost Posted November 12, 2007 Share Posted November 12, 2007 Some of these banks are right ba..artds when it comes to THERE money. I know someone involved in a similiar sito with halifax who had the same attitude. They were rude and threatning to her. I got her to record the next phone call with them and then complain to the FSA. I also went to Halifax to to withdraw some money and was asked what it is for. I kicked up a right fuss as to why they were being so nosey and told them that i can spend my money on what i like. I also mentioned that it was highely unlikey that a criminal/ terrorist would actually tell them that the money was for illegal purposes and the whole idea was just plain rude. Quote Link to comment Share on other sites More sharing options...
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