Jump to content
The mkiv Supra Owners Club

Debt Advise - Any Law people..???


SupraJames

Recommended Posts

Ok have had this problem knocking about for a while now and thought I would post it up as their seems to be a lot of very knowledgable people on here and hopefully someone can help me out.

 

Ok heres the short version, my ex girlfriend owes me £1600, for me buying a new engine for her car as well as lending her some money to pay off some bills. I have proof (bank and PayPal Statement) showing I have given her the money, but now she wont pay me back. The car which I bought the engine for paid for it to be fitted etc was written off a while back, and the insurance paid out in full, but instead of giving me my money back as I asked for, she went out and bought a new car.

 

She also took out a loan to clear all her debts, again I thought this would mean I got paid off, but I was wrong again and she wont give me any money back. I have been reasonable with her and said if she cant pay it back in one lump to start paying me back monthly but again have have nothing.

 

Just want to know if there is anything I can now, have thought about small claims court but believe I need in writing all the details of the loan, and set up repayment details and dates, i.e. when she would have the money paid back by etc etc.

 

Hoping someone can help, if this was like £200 I would write it off and put it down to experiance, but £1600 is money I could really do with and would help towards getting my business off the ground.

 

Thanks in advance :)

Link to comment
Share on other sites

  • Replies 56
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Nothing is ever simple :) - Did you form a contract when giving her the money? If not it is your word against hers that the money was not a gift. Her being your girlfriend at the time (and judges being old horny men) it is likely that they will take her side.

 

If you paid by paypal have you tried claiming though paypal that the 'item' you bought from her has never arrived? I think you only have 60 days to do this but if you are in that time limit if you file a 'item not recieved' complaint and escalate it, paypal will debit her account and refund you. To prevent you from doing that she would need to provide proof (signed proof of postage) - which obviously doesn't exist.

Link to comment
Share on other sites

No contracts were ever drawn up, and court is something I would really like to try and avoid, but I did state it was a loan and she has stated to me she will pay me back, but then claims never to have any money.

 

PayPal only protects payments made against Ebay items sadly. Also the money was not paid into her account but into the account of of the company where the new engine for her car was bought.

Link to comment
Share on other sites

When you say 'she won't give you your money back' does that mean she has no intention of doing so? Or is she just putting the whole thing off until 'tomorrow'? I think it's important to understand that first. If the former, then you have an issue at hand. If the latter, then surely it's just a matter of talking it through with her and finding a repayment solution that you can both agree? If she says she never has any money, then why not do as most debt agencies do, and that's agree some kind of installment plan, payable by standing order

Link to comment
Share on other sites

She is the ex right? Why does she still have such a hold over you? Money owed is money owed really.... I would personally spend the £30 and go to small claims court. I had to do something similar with a family member who owes me £3500.... I phoned him up, had a few words and said 'Enough is enough, I know we are mates, but unless you pull finger I'm going to claims court'... He sorted it then and there...

Link to comment
Share on other sites

Gav, I have mentioned the small claims court to her, and she came back with, "well you dont have it in writing that I would pay you back in full by any certain date" so im not sure that a court would side with me, and if I end up loosing I will be even more out of pocket. Hence why I am asking for advice.

 

Thanks for all your input guys :)

Link to comment
Share on other sites

a ex-g/f did something similar to me

all i done was applied for shed loads of credit in her name

e.g cc's, catalogs,even a brand new car from peugeot

she still cant get credit to this day and that was years ago;)

 

hit her where it hurts dude

 

alex

Link to comment
Share on other sites

a ex-g/f did something similar to me

all i done was applied for shed loads of credit in her name

e.g cc's, catalogs,even a brand new car from peugeot

she still cant get credit to this day and that was years ago;)

 

hit her where it hurts dude

 

alex

 

:thumbs:

 

Legally there's nothing you can really do, as you don't have anything in writing. She's obviously giving you the run around hoping you'll give up, and the "well you don't have it in writing" comment sums up her attitude.

 

1600quid or 16 quid, it doesn't matter. She owes what she owes.

 

Time to stop being nice.

Link to comment
Share on other sites

Wait a minute! The fact that you don't have anything in writing doesn't mean you can't take her to the small claims court. She has already agreed that she would pay it back, and if you sit in front of a court official and put your case forward then she would have to blatantly lie in order to get out of it. Most people in that situation would succumb to the pressure, tell the truth and admit that they have a debt to pay, regardless of whether or not anything is in writing.

Link to comment
Share on other sites

I'd be surprised if you could do anything legally.

 

I bought an ex g/f a car, and obviously - since it was a gift - she kept it when we split up. If I had decided to be nasty and take her to small claims court, I'd have no proof that it was a loan (as I'd be claiming) and she would be saying it was a gift. In that case - she'd be telling the truth.

 

How would small claims court be able to tell the difference between that and your situation?

Link to comment
Share on other sites

Well think im going to speak to the family soliciter and see what he says.

 

i dont think you will get any joy

but what do i know about it:search:

so long as you get the sence of satisfaction then youre the winner IMO

or you can allways punch her in the tits or kick her in the vag!!!:eyebrows:

Link to comment
Share on other sites

I *think* you mean prostitutes although you're a little difficult to understand. I don't know any.

 

sorry

ill put it more clearly to you

 

youre in a relaitionship, you shell out a fortune to the other half (on there request) you stump up a couple of grand, then they bugger off with youre money and pride!

no one said anything about prozzers at least they dont hide anything:tongue:

now in that situ what would you do?

 

i know get borat to go kick his head in and get youre money back!!!!

Link to comment
Share on other sites

Please sign in to comment

You will be able to leave a comment after signing in



Sign In Now
×
×
  • Create New...

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue. You might also be interested in our Guidelines, Privacy Policy and Terms of Use.