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The mkiv Supra Owners Club

Mirrored NCB using SKY Incsurance


merckx

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Just found this from UIG who works for Sky.

 

When I refer to a mirror bonus policy it mens we allow the equivalent discount from the first policy to the second policy without actually using the no claims bonus. So your policy has 1 yrs ncb but your discount is 65%.
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I believe that you acrue NCB on both cars, so if you've currently got say 3 yrs NCB on the Supra, you'd start on the daily drive with 0 NCB, but with 3 yrs mirrored. In 2 yrs time, you'd be up to:

Supra: 5 yrs NCB

Daily Drive: 2 yrs NCB, but with the additional 3 yrs mirrored.

 

The annoying thing is that you would lose BOTH sets of NCB if you claim on either one of the policies.

 

Edit: Yeah, what UIG says! :)

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Did they give a reason?

 

No, they just said, they cannot mirror my 5 years NCB from my daily driver (which was Cavalier GLS at that time) and I have to sign out Cavalier insurance to transfer 5 NCB to Supra. Of course my current insurer (Norwich Union) did it without any problems.

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i have two cars the mondeo 4x4 has 65% ncb the supra has mirror insurance with a different company its fully comp,but does not acrue ncb.A few years ago tesco would insure the supra,but

wanted me to start from scratch on the mondeo so i went else where and saved OVER £500.

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No, they just said, they cannot mirror my 5 years NCB from my daily driver (which was Cavalier GLS at that time) and I have to sign out Cavalier insurance to transfer 5 NCB to Supra. Of course my current insurer (Norwich Union) did it without any problems.

 

They had that with me. The mirrored NCB had to be on the daily drive. It makes sense really - 4 years NCB on a 1.1 Saxo, in their eyes, won't compare with 4 years NCB in a TT Supra.

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