Guest gzaerojon Posted July 4, 2007 Share Posted July 4, 2007 i just need some advice following my recient accident, as everyone keep on about claiming compensation i'm just wondering what a usual payout would be? i got a call from her insurance company today asking for a statement of events and if i was injured etc, to which i replied yes, i told them i went to A&E and then the GP this morning where they prescribed me with Diazepam (fook me this stuff knocks you out:blink:lol) and they said i can put a claim though if i want, so i did. got a call back tonight saying i'll be receiving some compensation and they will ring me tomorrow and tell me how much it will be the thing i want to know is how much do you guys think i'll be looking at? i don't want to get an offer that i think is great but later find out i was stupid to take etc has anyone else recieved a claim? and if so how much was it for? regards Jon Quote Link to comment Share on other sites More sharing options...
Supra ST Myster Posted July 4, 2007 Share Posted July 4, 2007 i reckon £1600 Quote Link to comment Share on other sites More sharing options...
Steve Posted July 4, 2007 Share Posted July 4, 2007 maybe 2k Quote Link to comment Share on other sites More sharing options...
robin Posted July 4, 2007 Share Posted July 4, 2007 A mate of mine was in a head on crash where the other driver was on the wrong side of the road. Left him very stiff and he still cant lift weights without pain. He has been to various specialists+physio. He has also had to visit an insurance assesor in dartford. The legal team on his own insurance are trying to push the claim forward but its still on going a few months later. I think its normally alot more straight forward then this. You did the right thing going to A+E as the other insurance company would say why didnt you get medical assistance if you were injured. Keep a reccord of anything and everything it has cost you, lost time. Events you may have missed and costs you have incurred. Keep reciepts and dont stop complaining until its payed. If thier offer of compensation is laughable then turn it down but dont be too greedy or overdramatic as it will hurt your claim. Quote Link to comment Share on other sites More sharing options...
merckx Posted July 4, 2007 Share Posted July 4, 2007 They'll ring you tomorrow and tell you how much! How do they know how much it will be if you only had the accident yesterday, I thought you would have to give details regarding loss of earnings and costs that you've incurred etc? Quote Link to comment Share on other sites More sharing options...
Guest gzaerojon Posted July 4, 2007 Share Posted July 4, 2007 They'll ring you tomorrow and tell you how much! How do they know how much it will be if you only had the accident yesterday, I thought you would have to give details regarding loss of earnings and costs that you've incurred etc? i did think that i can't help wondering if they're trying to get me payed out before it gets worse maybe? then if it does get worse, i can't claim because i've already accepted the original offer it did strike me as being a little odd Quote Link to comment Share on other sites More sharing options...
robin Posted July 4, 2007 Share Posted July 4, 2007 sometimes the other insurance company will just accept that it happened and make an offer to bring the claim to a close. Its cheaper then fighting or going to court. Quote Link to comment Share on other sites More sharing options...
mr lover Posted July 4, 2007 Share Posted July 4, 2007 guy that works for me got hit from behind by a lorry, off work for 2 weeks with whiplash got 7k including loss of wages of 2.5k, he was self employed Quote Link to comment Share on other sites More sharing options...
Jake Posted July 4, 2007 Share Posted July 4, 2007 DO NOT SETTLE YET! They're trying to railroad you into accepting a settlement early before you could even know the long term implications of your injuries. There's no benefit to you in doing so (apart from getting a smaller amount sooner) but a possibly huge saving for them. Quote Link to comment Share on other sites More sharing options...
Guest gzaerojon Posted July 5, 2007 Share Posted July 5, 2007 DO NOT SETTLE YET! They're trying to railroad you into accepting a settlement early before you could even know the long term implications of your injuries. There's no benefit to you in doing so (apart from getting a smaller amount sooner) but a possibly huge saving for them. thanks Jake, that's what i thought i thought it was a bit strange how they got on the case straight away Quote Link to comment Share on other sites More sharing options...
gaz1 Posted July 5, 2007 Share Posted July 5, 2007 its like xmas again john:D:p Quote Link to comment Share on other sites More sharing options...
Lukeyboy2k Posted July 5, 2007 Share Posted July 5, 2007 Do not settle. I've had a few mates in similar circumstances. I reckon you could get £4K minimum for that (although it will take a while). I'll try find out the agents (or whatever they are) that they used. Often the other party comes back with an offer which through negotiation can normally be doubled. Don't take the p!ss with sob stories, but go through the right channels with doctors apointments (ham it up a little in the docs), take time off work etc. These injuries can take a very long time to put right (they often take a while to show the full symptoms also - I'm talking weeks here). Quote Link to comment Share on other sites More sharing options...
Class One Posted July 5, 2007 Share Posted July 5, 2007 Jon, compensation for personal injury can take years. DO NOT DEAL WITH HER INSURANCE COMPANY. Direct al enquiries to your insurnace and let them deal with it. That's what you pay them for. Whiplash can affect you for years. Quote Link to comment Share on other sites More sharing options...
Pete Posted July 5, 2007 Share Posted July 5, 2007 Isn't the thing with compensation that you get a value that *you* consider has covered your loss of earnings, discomfort and pain etc? In other words - why not see what they offer instead of trying to screw every last penny out of the system like every other f*cker lining lawyers pockets and pushing up insurance costs even further in the process? You gotta love Western life. Quote Link to comment Share on other sites More sharing options...
supra steveo Posted July 5, 2007 Share Posted July 5, 2007 i got 3k for whiplash in 2000 Quote Link to comment Share on other sites More sharing options...
supra steveo Posted July 5, 2007 Share Posted July 5, 2007 and that was my fault apparently, well i cant remember a thing a head on collision with a HGV and a wrote the truck off, i was in a seat ibiza Quote Link to comment Share on other sites More sharing options...
supra steveo Posted July 5, 2007 Share Posted July 5, 2007 no, Jake is right, see what there offer is then tell them you are still off work and need physio, i think they are trying to settle to early Quote Link to comment Share on other sites More sharing options...
Snooze Posted July 5, 2007 Share Posted July 5, 2007 Isn't the thing with compensation that you get a value that *you* consider has covered your loss of earnings, discomfort and pain etc? In other words - why not see what they offer instead of trying to screw every last penny out of the system like every other f*cker lining lawyers pockets and pushing up insurance costs even further in the process? You gotta love Western life. Don't mean to unsympathetic about your accident, but I couldn't have put my own feelings into words any better than Pete here. I seriously suggest you don't worry too much about the money, and focus on your health instead. So, my advice would also be to not settle yet. Go and get the best medical advice you can - the best physio - and get your neck sorted properly. THEN and only then can you accurately claim for the cost of all the work you get done (including an honest appraisal about travel costs, unpaid work time, etc.). Money comes and money goes, but you only get one neck - please look after it, or you'll regret it ( like me! ). Quote Link to comment Share on other sites More sharing options...
dangerous brain Posted July 5, 2007 Share Posted July 5, 2007 You are in no rush. You have up to a couple of years to come forwards with a health claim I believe. A friend of mine had a non fault accident and was diagnosed over a year later with anxiety because of that accident. She was paid out well over a year after the event. Quote Link to comment Share on other sites More sharing options...
gaz1 Posted July 5, 2007 Share Posted July 5, 2007 and remember you cannot claim for any massage if its from an oriental girl:( Quote Link to comment Share on other sites More sharing options...
colsoop Posted July 5, 2007 Share Posted July 5, 2007 As some others have said above, the money means nothing in the great scheme if you have constant pain or develop some other problems later on (trust me i know !). I would get yourself in for a consultaion with a specialist so they can assess you properly, deal with your own insurer, i assume you have legal cover ? Speak to their legal team to get things in motion, get a contact no for their legal guys so that if the other party try to call you direct you can refer them over. Don't speak to them yourself All insurance companies are trying to settle it early as it is in their interests to do so not yours. I believe you have up to 3 years to file proceedings (should it get that serious) Quote Link to comment Share on other sites More sharing options...
Sheefa Posted July 5, 2007 Share Posted July 5, 2007 Yeah that's right all, great advice. Let's continue to drive the compensation culture that exists and has done in Britain for quite some time and raise the bar for all of our insurance premiums. Honestly, I can say that despite working for an insurer without the slightest interest in how the company reachs its profitability targets, this kind of approach to the claim-claim society makes me very angry. You are entitled to compensation Jon of course, just don't push it for no good cause and be greedy like so many others. Quote Link to comment Share on other sites More sharing options...
Havard Posted July 5, 2007 Share Posted July 5, 2007 Yeah that's right all, great advice. Let's continue to drive the compensation culture that exists and has done in Britain for quite some time and raise the bar for all of our insurance premiums. Honestly, I can say that despite working for an insurer without the slightest interest in how the company reachs its profitability targets, this kind of approach to the claim-claim society makes me very angry. You are entitled to compensation Jon of course, just don't push it for no good cause and be greedy like so many others. As much as I love you Greg I can't agree with that!! If Jon has a genuine call for compensation then he should get what he is FULLY intitled to! I know the culture is frustrating but this sounds like a genuine case. It sounds like the insurance company are trying to save cash by showing you the wonga now as you will defo get more later. It is the people who claim after a 5 Mph shunt that should be fooked up and down. I made the mistake of settling a claim a few years ago and I am still having problems with my neck now. I wish I would have waited as long as I could...... Quote Link to comment Share on other sites More sharing options...
Sheefa Posted July 5, 2007 Share Posted July 5, 2007 Hi H, Don't get me wrong matey, I do agree and without a doubt Jon is entitled to full compensation, but more importantly total rehabilitation. It's just like you said, people seem to be claiming for everything these days and even though their initial settlement offer may be good, they often push for more! My ex-girlfriend crashed her Escort SI outside my house about 3 years ago now. 9I was at home in my bedroom and she must of driven past and had a sneaky look at my bedroom - as probably naked tbh;)). Anyway, she shunted a guy at about 10mph. He came into the house and we sorted out all the details as she was crying and very upset. No injuries at al and the damage was minor. The claim was settled 7 weeks later for just over £7,000 and that included full repairs (circa £1000 I reckon) and the rest for the hiring of a courtesy car and his imaginary neck injuries. Twat. Agree with you though pal and didn't mean to come across as confrontational to jon at all! Cheers. Greg Quote Link to comment Share on other sites More sharing options...
RedM Posted July 5, 2007 Share Posted July 5, 2007 Yeah that's right all, great advice. Let's continue to drive the compensation culture that exists and has done in Britain for quite some time and raise the bar for all of our insurance premiums. Honestly, I can say that despite working for an insurer without the slightest interest in how the company reachs its profitability targets, this kind of approach to the claim-claim society makes me very angry. You are entitled to compensation Jon of course, just don't push it for no good cause and be greedy like so many others. I agree. When I vaguely enquired about comp. some months back I was shot down in flames. Blame culture this, responsibility that. Quote Link to comment Share on other sites More sharing options...
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