RedM Posted July 1, 2007 Share Posted July 1, 2007 Sky are once again taking the p1ss with their renewal quote and that's without the agreed valuation surcharge! So, I've been thinking of the like of Aplan. Question is what do they give you in the event of a total loss? Book price or some value between that and what you think it's worth? That Sky valuation thing is crafty as it keeps you paying more for insurance because, in the event of a total loss, you know you'll be getting a sensible sum back rather than being Supra-less without the payout to get another one. Your thoughts please. Link to comment Share on other sites More sharing options...
Lewis Posted July 1, 2007 Share Posted July 1, 2007 I don't know about A-Plan mate sorry, I have to say though, the £900+ I got as a renwal quote nearly made me drive down there and throw something at them. 26 with 4 years no claims Stock supra 1 accident claim 3 years ago I have been driving supra's almost all of my driving career and the car I did crash was a laguna worth 2k! Let me know how you get on with APLAN mate as I may well be following you there. Link to comment Share on other sites More sharing options...
neil tt Posted July 1, 2007 Share Posted July 1, 2007 I haven't had to claim, but I think even with Sky you are going to have problems with an agreed value, anyone had to claim off sky and got the full amount:) Link to comment Share on other sites More sharing options...
garetheves Posted July 1, 2007 Share Posted July 1, 2007 Ill quote what the guy told me on the phone when i asked. "Unfortunately no we dont do the agreed value but we do take into consideration mods etc and looking at the list of mods you have done you would be very unlucky not to get the amount that you have valued it at (£14k)". Yeah he could be talking out of his arse but it doesnt look like they just use the book price. A-Plan have been great, their quote was so far from Sky's that sky wouldnt even attempt to match it. Link to comment Share on other sites More sharing options...
grahamc Posted July 1, 2007 Share Posted July 1, 2007 I was told that so long as I have proof of the cost of items, they would cover them. Link to comment Share on other sites More sharing options...
DamanC Posted July 1, 2007 Share Posted July 1, 2007 Like for like i was told. So they know everyhting right down to the stainless bolts under the bonet Link to comment Share on other sites More sharing options...
neil tt Posted July 1, 2007 Share Posted July 1, 2007 Still no one has said if they have had a claim, and been paid in full, I just wonder how far they will go to settle a claim:rolleyes: Link to comment Share on other sites More sharing options...
dangerous brain Posted July 1, 2007 Share Posted July 1, 2007 Well in a fortunate kind of way of way its a good thing that theres no a plan claims. I am with them on my single turbo and I am confident in this. If I had a full payout claim I doubt there would be any difference between the first offer from sky or a-plan or for that money any insurance company. What you get from a total payout usually is down to how hard you play ball with the insurance. My only reason for taking out an agreed valuation was in the event of a non fault accident and I had to argue the toss with someone elses insurance company. £100 I could wear over £500 more and I'll take my chances against the muppet I don't see coming. Link to comment Share on other sites More sharing options...
neil tt Posted July 2, 2007 Share Posted July 2, 2007 Fair point, Link to comment Share on other sites More sharing options...
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