dangerous brain Posted September 11, 2004 Share Posted September 11, 2004 I am now getting very stuck I have declared my nitrous fit on my N/A import and not 1 single insurance company will quote me at all. Adrian Flux will cover the car if the bottle is removed from the car and thats the only company that will quote. I know people on here have nitrous if they have it declared how have you managed to insure it? Quote Link to comment Share on other sites More sharing options...
Lewis Posted September 11, 2004 Share Posted September 11, 2004 Originally posted by dangerous brain I am now getting very stuck I have declared my nitrous fit on my N/A import and not 1 single insurance company will quote me at all. Adrian Flux will cover the car if the bottle is removed from the car and thats the only company that will quote. I know people on here have nitrous if they have it declared how have you managed to insure it? Trade policy from tradex mate, imports and modifieds option EDIT - to add, I don't even have to tell them. I could have a 1200hp monster and it wouldn't matter, so long as it was worth less than the policy. Quote Link to comment Share on other sites More sharing options...
dangerous brain Posted September 11, 2004 Author Share Posted September 11, 2004 A phone number please? Quote Link to comment Share on other sites More sharing options...
Lewis Posted September 11, 2004 Share Posted September 11, 2004 http://www.tradexinsurance.co.uk/ # on the site mate Quote Link to comment Share on other sites More sharing options...
Whitesupraboy2 Posted September 11, 2004 Share Posted September 11, 2004 Originally posted by stealthhosts EDIT - to add, I don't even have to tell them. I could have a 1200hp monster and it wouldn't matter, so long as it was worth less than the policy. what u mean worth less then policy?? i take it u mean max value of veichle u choose. Can you PM me details of this. Thinking bout doing this so i can drive Dad's car and mum's etc... Quote Link to comment Share on other sites More sharing options...
dangerous brain Posted September 11, 2004 Author Share Posted September 11, 2004 Don't you have to be a trader? Quote Link to comment Share on other sites More sharing options...
Lewis Posted September 11, 2004 Share Posted September 11, 2004 Originally posted by whitesupraboy2 what u mean worth less then policy?? i take it u mean max value of veichle u choose. Can you PM me details of this. Thinking bout doing this so i can drive Dad's car and mum's etc... It's simple. If you have a policy for £15k then you can have any number of vehicles at the registered address up to the value of the policy (£15k). You can nominate extra drivers etc if you want other people to be able to drive the cars (this is where you can save your money really), If you have 2/3 cars at home, you get one traders policy, 1 or 2 extra nominated drivers, split the cost three ways (if using two add. drivers) and then all three people can drive all three cars. It's not a solve-all policy though, make sure you fully understand the conditions as it isn't the same as a retail consumer policy. Read through their site and talk to them. remember that you "sell cars from home" though, it is a TRADERS policy after all Quote Link to comment Share on other sites More sharing options...
Lewis Posted September 11, 2004 Share Posted September 11, 2004 Originally posted by dangerous brain Don't you have to be a trader? Answered in the last paragraph above mate Quote Link to comment Share on other sites More sharing options...
dangerous brain Posted September 11, 2004 Author Share Posted September 11, 2004 Do you need proof of vehicle sales? Quote Link to comment Share on other sites More sharing options...
Lewis Posted September 11, 2004 Share Posted September 11, 2004 no Quote Link to comment Share on other sites More sharing options...
dangerous brain Posted September 11, 2004 Author Share Posted September 11, 2004 Well the form is asking for annual turnovers, surely in the event of a claim they could ask for copies of your accounts to stop every man jack from doing this? Quote Link to comment Share on other sites More sharing options...
dangerous brain Posted September 11, 2004 Author Share Posted September 11, 2004 Actually as I am considering getting into stripping and breaking jap cars I am halfway there. Quote Link to comment Share on other sites More sharing options...
Lewis Posted September 11, 2004 Share Posted September 11, 2004 Just call them, explain that you sell the odd car per year, you do it as a second job, it isn't a full time interest etc, they have no desire to see your "accounts", explain that it is more of a hobby than anything else. That's all i did, they were perfectly understanding. If you explain your situation semi-truthfully then they will give you an honest opinion about whether they can help you or not. It's not lying, it's just not telling the full story Quote Link to comment Share on other sites More sharing options...
dangerous brain Posted September 12, 2004 Author Share Posted September 12, 2004 Even Tradex are wary of Nitrous. I basically told them I intend to fit nitrous to peoples cars and need to be able to test them meaning I have to drive the cars to a rolling road with these kits fitted. They came back and told me they were going to have to refer it to the senior underwriters on Monday so I will let you know. Even if they won't cover me with nitrous I am going to take the policy anyway as with the amount of vehicles I have I make an overall saving of over £700 by insuring them on a joint trade policy than I do insuring them individually. Quote Link to comment Share on other sites More sharing options...
millhouse Posted September 12, 2004 Share Posted September 12, 2004 How much for a trade policy then? Quote Link to comment Share on other sites More sharing options...
dangerous brain Posted September 12, 2004 Author Share Posted September 12, 2004 Before I mentioned the dreaded nitrous word circa £1300 to cover all 4 of my cars and my wife's bike and all customers cars up to 20k Quote Link to comment Share on other sites More sharing options...
millhouse Posted September 12, 2004 Share Posted September 12, 2004 Thats ok I only pay £800 for both of my cars but it might be worth getting if i get another car Quote Link to comment Share on other sites More sharing options...
Clarkey Posted September 12, 2004 Share Posted September 12, 2004 DB - Out of interest what Nitrous system do you have ? I know that A.Flux will only insure Nitrous systems made by HighPower. Quote Link to comment Share on other sites More sharing options...
dangerous brain Posted September 13, 2004 Author Share Posted September 13, 2004 Trade policy with various bits and bobs on it works out at £1260 but again barge pole and nitrous won't touch it. In effect it is illegal to drive on the road with nitrous in use as no-one will insure you trade policies included. The only thing I have managed to find is Adrian Flux that will insure the car with the bottle physically disconnected, the rest of the kit can stay in. All other and I mean all other companies wanted the entire kit removed to cover me.. So I went with Adrian Flux at £768 Quote Link to comment Share on other sites More sharing options...
Suprash Posted September 18, 2004 Share Posted September 18, 2004 I phoned Tradex to find out about insuring the Volvo and Supra, basically for £26k cover on customers cars, and 5k personal cover its £1300 for the year. So I will keep the Volvo in my name as my personal car, and the Supra I will put in my Dads name, that way if it gets written off, its not my car, as my personal cover is only to £5k, so it will be covered under the customer policy of up to £26K. It annoyes me that insurance companies wont touch N2o, as realistically blowers are more dangerous and powerfull then N2o. Quote Link to comment Share on other sites More sharing options...
dude Posted September 18, 2004 Share Posted September 18, 2004 Brian you should not have mentioned NOS to them , if the policy doesnt exclude it then you are fine , for example the Tradex policy will actually have written no M'cycles (unless you ask for them) , its not your problem if the policy doesnt actually exclude n2o , you dont have to declare any other mods on the trade policy so why n20 ????, you should have put down as offering a tuning service for jap performance cars , its only the same as LPG a liquid that turns to gas when its injected !!! Dude:flame Dev Quote Link to comment Share on other sites More sharing options...
dangerous brain Posted September 18, 2004 Author Share Posted September 18, 2004 Yeah I know what ya mean dude. in this case it appears that a little dishonesty is the best policy;) That said its not dishonesty as such just not being 100% honest. Next year when my insurance is up on my other 2 cars and her bike I will use tradex and just not say anything about the N2O That said in another year the muppets might have realised that N2O isn't some sort of crash inducing mod Quote Link to comment Share on other sites More sharing options...
Scooter Posted September 18, 2004 Share Posted September 18, 2004 DB bin the nitrous and go and buy this car its now up for £9995............... Quote Link to comment Share on other sites More sharing options...
dangerous brain Posted September 18, 2004 Author Share Posted September 18, 2004 Part ex on it would cripple me mate. i just don't have a spare 4 grand to shell out right now or i would have it. You bastard i just had to phone him and ask about it. i am gonna go look at it on thursday now. If I like it I will buy it I know I will. All I have to do then is swap my interior across, and the brakes, and the nitrous (hell if I am leaving that in there) and the sound system, and the exhaust, and the side skirts, Gah balls thats a lot of work for me now.. Scooter its all your fault he he. Oh then I will have to try and sell my motor Quote Link to comment Share on other sites More sharing options...
dude Posted September 18, 2004 Share Posted September 18, 2004 Its a nice car DB , i know stuart well and he only buys the best cars , you will be MUCH better off with that one and selling yours , that is soooo cheap for a nice Aerotop TT , seriously dude got get it and sell yours , oh and put the n2o on the TT Dude:flame Dev Quote Link to comment Share on other sites More sharing options...
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