cookci Posted April 27, 2007 Share Posted April 27, 2007 went onto money supermarket.com and got quoted a typical apr of 6.7% for £4000 over 60 months... i filled in all the details then i had to phone a number to which i was on the phone for for 20 mins before they said the apr will be 10.8%! the company i applied for the loan with turned out to be alliance and leicester!!! Im frightened now of applying elsewhere incase the apr turns out to be more than quoted online! has anyone any suggestions of who to try? Link to comment Share on other sites More sharing options...
Chewie Posted April 27, 2007 Share Posted April 27, 2007 £4K loan over 60 months? You can easily save that in 6 months. LOL!! [GRIN][/GRIN] Link to comment Share on other sites More sharing options...
cookci Posted April 27, 2007 Author Share Posted April 27, 2007 badly paid mate! if you think thats bad my GF has borrowed 25K over 15 years to do a law course at college lol Link to comment Share on other sites More sharing options...
jamesmark Posted April 27, 2007 Share Posted April 27, 2007 Can you not go to you're bank for a loan? Link to comment Share on other sites More sharing options...
neil tt Posted April 27, 2007 Share Posted April 27, 2007 Try here for advise ohttp://www.moneysavingexpert.com/index.phtmln money matters, They do seem to know there stuff, and not linked to any company:) Link to comment Share on other sites More sharing options...
DaveK Posted April 27, 2007 Share Posted April 27, 2007 badly paid mate! if you think thats bad my GF has borrowed 25K over 15 years to do a law course at college lol Is she a bit slow? I've never heard of a law course taking 15 years. Link to comment Share on other sites More sharing options...
Gaz Walker Posted April 27, 2007 Share Posted April 27, 2007 Is she a bit slow? I've never heard of a law course taking 15 years. Terrible, just terrible Link to comment Share on other sites More sharing options...
Kranz Posted April 28, 2007 Share Posted April 28, 2007 Try Allianace & Leicester, or more specifically their internet loans branch... Moneyback loans. Currently 6.2 % I believe. Link to comment Share on other sites More sharing options...
Paul Posted April 28, 2007 Share Posted April 28, 2007 Is she a bit slow? I've never heard of a law course taking 15 years. 5 years for the course and the rest for subsidising Tesco wages:d Link to comment Share on other sites More sharing options...
colsoop Posted April 28, 2007 Share Posted April 28, 2007 It depends on your circumstances and your credit score as well, (check the small print "typical Apr is not a guarantee of that figure ) as above shop around and see whats the lowest APR. Link to comment Share on other sites More sharing options...
toyotasuprauk Posted April 28, 2007 Share Posted April 28, 2007 Do you really need to borrow the money? 60 months is a long time and its easy to get into spiralling debt problems when all your wages are going into repayments. If you do like Neil said check out money saving expert.com, its a good site. Link to comment Share on other sites More sharing options...
Soop Dogg Posted April 28, 2007 Share Posted April 28, 2007 Give Egg a call. Forget the headline APR rates, get a quote and you'll find that there's actually not that much of a difference (in £'s) between 6.7 and 7.7 on a loan of that sort of amount. Link to comment Share on other sites More sharing options...
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