Matt H Posted April 24, 2007 Share Posted April 24, 2007 Take a look at this taken from http://www.paypalsucks.com, Very scarey points about how paypal works!! got me worried: PayPal Sucks, aka No PayPal, is an anti paypal site to expose the nightmare of doing business "the paypal way." Post your complaints, troubles, fraud stories, lawsuits, and other dissatisfaction in the forums. Read the sitemap, links & faq pages for help in resolving your paypal troubles and complaints. Read about the PayPal Class Action Lawsuit with an extensive list of Questions and Answers. If you are searching for an alternative to PayPal, we strongly suggest acquiring a Real Merchant Account. CLICK HERE FOR OUR TOP PICK. 1. According to PayPal accepting their ToS (Terms of Service) in effect means you waive your rights to credit card consumer protection laws if you want to use their service, and that you may not issue a chargeback for unauthorized use of your credit card and PayPal account, or if you do, then they have the right to limit your account. Is this legal? We don't know. But it's how Paypal operates. See my credit card waiver page for more information. 2. Their customer service is horrible. They used to hide their telephone number, (intentionally - by their own admission) and only provided support via "form" emails: "As for the customer service, Sollitto said they intentionally make the phone number very difficult to find in order to save costs." This is confirmed in the book "PayPal Wars". If you have a problem, you are at their mercy! (And you will eventually have a problem.) The only reason their number can be found now is because they were forced to by law (EFTA Electronic Funds Transaction Act) due to complaints from users of this website. You can also click on our FAQs page. Just scroll down a bit, and you'll find their phone numbers, plus their toll free numbers as well, plus a huge list of unpublished PayPal phone numbers. 3. Their terms of service are not completely disclosed upon signup and some key "conditions" are not disclosed. They fail to mention their total lack of security to prevent your account from being compromised by phishing & spoof sites. That if your account is accessed by a criminal using one of these methods, PayPal will hold YOU monetarily & legally responsible! Also, no place do they openly tell potential members that their money is 100% at risk. That PayPal can, will, and has in the past, completely cleaned out customers' accounts, (including your checking or savings account) with no appeals process available. Instead they bury in the fine print of 37 pages of their "Terms of Service" (ToS) where they disclose to you that PayPal can close your account for any reason what-so-ever, or no reason, and then you have to wait 180 days to get your money. Think that'll never happen? Think again. That's what everyone thinks till it happens to them. 4. If PayPal feels your actions are questionable, PayPal is the investigator, judge, jury and executioner. "Telling your side" of what happened, in most cases seems to be irrelevant. They also refuse to provide you with the details of their investigation and withhold documents they relied upon to make their decisions. Your only contact will be an email that says: Thank you for contacting PayPal. We apologize for the delay in respondingto your service request. After review, the decision has been made to keep your account locked. This decision cannot be appealed. If you have any further questions, please reply to this email. That will be the end of it as far as PayPal is concerned. You can email back, but you'll just get more of the same. Oh yea, and you'll have to wait 180 days to get your money. 5. If you are a bona fide, up-standing individual with hundreds of successful transactions, but someone pays you with a stolen credit card, your account (by PayPal's own admission) is immediately flagged as being "criminal behavior" and any money in that account is confiscated. If a customer "disputes" the charge, same thing happens. (See email above.) PayPal claims that they will fight chargebacks, but read this before you fall for that one. 6. Paypal's fees for NON-credit card funding are the same as for credit cards! This is the single biggest rippoff on their site. We understand Paypal charging a fee when you fund your account with a credit card. After all, they are being charged by Visa/Mastercard, etc. And we understand there is a lot of fraud with credit card funding. However, most of the money sent within the Paypal system no longer comes from credit card funding. However, money spent from PayPal account to PayPal account is subject to the exact same fees credit card purchases are! This money has been in the system for years and is "clean." That is, there are no fees at all to Paypal, and there is almost no fraud at all with this money, but Paypal charges the SAME fees to transactions with NON-credit card funds! Thus every transaction makes PayPal money, but it's nothing more than an entry in a computer database on their system. No money has actually moved, and there are no costs to Paypal. They are just skimming the gravy. Quote Link to comment Share on other sites More sharing options...
Lucifer Posted April 24, 2007 Share Posted April 24, 2007 Geeez Matt, grow some balls! Quote Link to comment Share on other sites More sharing options...
Matt H Posted April 24, 2007 Author Share Posted April 24, 2007 Geeez Matt, grow some balls! have you read the bit about them wiping your bank account out!?!? thats pretty scary! Quote Link to comment Share on other sites More sharing options...
Lucifer Posted April 24, 2007 Share Posted April 24, 2007 ITs usual BS - Countries have laws you know. Quote Link to comment Share on other sites More sharing options...
jakewebster Posted April 24, 2007 Share Posted April 24, 2007 The bit about hiding phone numbers is true for ebay too! Cant for the life of me get someone on the phone. I email them and they send back an automated email that isnt responding to my email. Its driving me MAD! Quote Link to comment Share on other sites More sharing options...
Ric Posted April 24, 2007 Share Posted April 24, 2007 Paypal is shite yeah, but people will continue to use it as its convenient Quote Link to comment Share on other sites More sharing options...
Havard Posted April 24, 2007 Share Posted April 24, 2007 I have only opened my paypal account a couple of weeks ago and don't want to use it! Come to think of it I am just going to get rid of the whole lot. Won't use e-bay either, full of scammers........ H. Quote Link to comment Share on other sites More sharing options...
Matt H Posted April 24, 2007 Author Share Posted April 24, 2007 Lucifer, why have you got a picture of a buff wrestler as your avatar? shouldnt that be a fit girl?!?! Quote Link to comment Share on other sites More sharing options...
Matt H Posted April 24, 2007 Author Share Posted April 24, 2007 I ahve only opened my paypal account a couple of weeks ago and don't want to use it! Come to think of it I am just going to get rid of the whole lot. Won't use e-bay either, full of scammers........ H. Lol, i can see you hideing under your computer desk now, never to you leave you house again!! Quote Link to comment Share on other sites More sharing options...
Guest gzaerojon Posted April 24, 2007 Share Posted April 24, 2007 Lucifer, why have you got a picture of a Gay bloke as your avatar? shouldnt that be a fit girl?!?! Quote Link to comment Share on other sites More sharing options...
Havard Posted April 24, 2007 Share Posted April 24, 2007 Lol, i can see you hideing under your computer desk now, never to you leave you house again!! Probably mate! I have no problem with things I can see and do something about. If someone conned me out of some money I would be in the car to pay them a visit, whether they were in Inverness, Devon, Thailand etc!! I am as honest as the day is long and people who are not reeeeeeeeeeeeeeeeeeeeeally piss me off!! H. Quote Link to comment Share on other sites More sharing options...
Stevie Boy Posted April 24, 2007 Share Posted April 24, 2007 Think your fooked whatever you do to pay for stuff these days, you use your debit/credit card in shops they get cloned even dodgey cash points, use your card details over phone internet the details get stolen....... .....it would probly be safer to send cash in the post if the postal service wasn't riddled with crooks also! Quote Link to comment Share on other sites More sharing options...
Charlotte Posted April 24, 2007 Share Posted April 24, 2007 That red text gives me too much of a headache to read. Quote Link to comment Share on other sites More sharing options...
Matt H Posted April 24, 2007 Author Share Posted April 24, 2007 That red text gives me too much of a headache to read. what colour would you like?! Quote Link to comment Share on other sites More sharing options...
Mas Posted April 24, 2007 Share Posted April 24, 2007 well I sold something on ebay last year and got paid by paypal, so I sent the item and after 2 weeks the scamming bastard withdraw the money of my paypal, when I called paypal they said sorry we can't do any thing about it ?!! WTF? anyway I lost my money and the item I sent, couldn't go and smash the bastardo as he was miles away near manchester Quote Link to comment Share on other sites More sharing options...
Matt H Posted April 24, 2007 Author Share Posted April 24, 2007 well I sold something on ebay last year and got paid by paypal, so I sent the item and after 2 weeks the scamming bastard withdraw the money of my paypal, when I called paypal they said sorry we can't do any thing about it ?!! WTF? anyway I lost my money and the item I sent, couldn't go and smash the bastardo as he was miles away near manchester i live in manchester! Quote Link to comment Share on other sites More sharing options...
Mas Posted April 24, 2007 Share Posted April 24, 2007 i live in manchester! Too late mate, I forgot his address now the bastid, its nearly a year now Quote Link to comment Share on other sites More sharing options...
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