supra steveo Posted April 7, 2007 Share Posted April 7, 2007 the wife got a letter today and they are giving her the whole lot back BUT they want to charge her £75 or something for it Quote Link to comment Share on other sites More sharing options...
i-macca Posted April 7, 2007 Share Posted April 7, 2007 They even want to charge her for giving it back? Cheeky bastards! Quote Link to comment Share on other sites More sharing options...
Guest gzaerojon Posted April 7, 2007 Share Posted April 7, 2007 the wife got a letter today and they are giving her the whole lot back BUT they want to charge her £75 or something for it who does she bank with? Quote Link to comment Share on other sites More sharing options...
terribleturner Posted April 7, 2007 Share Posted April 7, 2007 Gott my first letter from Abbey on Thursday saying they will be sending them out shortly. So let me get this right. They fine me in the first place because they have to send a letter out to say a payment couldn't be taken, but they don't mind send me a letter to pre warn me they are sending another??? WTF????? Quote Link to comment Share on other sites More sharing options...
supra steveo Posted April 7, 2007 Share Posted April 7, 2007 They even want to charge her for giving it back? Cheeky bastards! opps no got that wrong just phoned up my mother in law and seen what that was about and it was because she extended her overdraft to accomodate her being overdrawn so they are saying she accepted the charge terms for that one charge, but it looks like she is getting the lot back and if she had of included the interest she would of got £1700, but now she has done the letter and they have gave her a final offer it looks like she will have to go to court for the interest, they have just held there hands up for the charges so just remember to add the interest in in your list of charges who does she bank with? HSBC Quote Link to comment Share on other sites More sharing options...
supra steveo Posted April 7, 2007 Share Posted April 7, 2007 this process was started on the 19th of Feb just for those of you wanting to know how long this should take Quote Link to comment Share on other sites More sharing options...
supra steveo Posted April 7, 2007 Share Posted April 7, 2007 RESULT!!! the wife has just promised me that Bomex front bumper Ive been chasing for years with the cash from this Quote Link to comment Share on other sites More sharing options...
heckler Posted April 7, 2007 Share Posted April 7, 2007 Anyone tried this with Natwest?? Quote Link to comment Share on other sites More sharing options...
Voo51 Posted April 7, 2007 Share Posted April 7, 2007 What a result!! Well done!! Quote Link to comment Share on other sites More sharing options...
Big Ads Posted April 7, 2007 Share Posted April 7, 2007 Anyone tried this with Natwest?? Yep! They Ignored me at every step! I've sent them the letter telling them I'm taking them to court over a week ago now! Quote Link to comment Share on other sites More sharing options...
supra steveo Posted April 7, 2007 Share Posted April 7, 2007 give them 14 days then send them another letter telling them they have 14 days from that date and add on the interest then on the 14th day of the second letter phone them and the will probibly give you some stalling answer tell them they have a week to sort it then file a court claim Quote Link to comment Share on other sites More sharing options...
supra steveo Posted April 7, 2007 Share Posted April 7, 2007 [Your address] [Date] [bank’s address] Dear Sir/Madam, Ref: account number: [your account number] I understand that the charges applied to my account in relation to the following [enter details of what charges were for] are unlawful. When I opened my account I entered into a contract with you, at which time you agreed to act lawfully. The fees you have been applying to my account in relation to the above are unlawful under Common Law, Statute and consumer regulations. You have taken [enter charges amount here] from me, plus the following in [enter overdraft interest amount here] overdraft interest and I would like to request repayment of this [enter total sum] total sum. I also ask you to ensure any default notices entered against my credit record are removed entirely. Please repay this money in full and remove any default notices within 14 days. If this is not done, I will begin a claim against you for the full amount, plus interest and my costs. Yours faithfully, [Your signature] Quote Link to comment Share on other sites More sharing options...
supra steveo Posted April 7, 2007 Share Posted April 7, 2007 but with your address in the top right and the banks top left the only thing i am a tad confused about now is when to start adding on the interest Quote Link to comment Share on other sites More sharing options...
Guest gzaerojon Posted April 15, 2007 Share Posted April 15, 2007 ok guys, i got my letter (finally ) from HSBC, they don't want to know about the charges i added so that knocks it down to £996 in charges here's the part of the letter, and i quote "We are, however mindful of the management time and irrecoverable legal costs that may be incurred in relation to such a claim. For those commercial reasons alone and without any admission of liability whatsoever, we are prepared to make a payment to you for the sum of £764.00 in full and final settlement of this matter." hmm not really sure if they're just trying to bullsh!t there way out of the full amount, but i am tempted has anyone else had a letter like this? and what did you do? Quote Link to comment Share on other sites More sharing options...
Guest gzaerojon Posted April 15, 2007 Share Posted April 15, 2007 bump Quote Link to comment Share on other sites More sharing options...
Guest gzaerojon Posted April 18, 2007 Share Posted April 18, 2007 right i sent a letter off yesterday telling them they can go forth and multiply (or words to that effect) I'll update this thread when i here back from them Quote Link to comment Share on other sites More sharing options...
terribleturner Posted April 21, 2007 Share Posted April 21, 2007 OK, need some advice please. What exactly CAN i claim back and what CAN'T i claim back?? Total Cleared Transaction Charges Total Unpaid Direct Debit Charges Total Unauthorised Overdraft Fee's Can i cliam for all 3 of the above?? Also it's 5 years isn't it?? Abbey have messed me about and sent out my last 13 months of statements. Then they took ages and today i got a letter stateing the above charges going baack to Jan 04. The accompaning letter said they were sorry for the delay and i could have my £10 back but that if i was a customer before 2004 (which i am) it will take a little longer. Think they're just drawing it out now Quote Link to comment Share on other sites More sharing options...
MrRalphMan Posted April 21, 2007 Share Posted April 21, 2007 Dude, if you goto http://www.consumercorner.com, they will tell you in the Faq. I think the first two, not sure about the last one. Quote Link to comment Share on other sites More sharing options...
supra steveo Posted April 21, 2007 Share Posted April 21, 2007 the wife had the money paid into her bank account today just need to get back from canada now Quote Link to comment Share on other sites More sharing options...
terribleturner Posted April 21, 2007 Share Posted April 21, 2007 Dude, if you goto http://www.consumercorner.com, they will tell you in the Faq. I think the first two, not sure about the last one. Bugger It's been closed Quote Link to comment Share on other sites More sharing options...
Guest gzaerojon Posted April 21, 2007 Share Posted April 21, 2007 Bugger It's been closed I'm pretty sure you claim for those James, just look out for the charges that have a set fee (£25, £30 etc) as long as it is a charge that doesn't reflect a true figure to what it actually cost the bank then claim for it Quote Link to comment Share on other sites More sharing options...
terribleturner Posted April 22, 2007 Share Posted April 22, 2007 Well you see Abbey have sent me a spreedsheet from jan 04 till dec 06 with those bits of info for each month. Oh i'll have a go, they can only say no to them i guess. Quote Link to comment Share on other sites More sharing options...
Pot Posted April 22, 2007 Share Posted April 22, 2007 How long have you been with them? As you're eititled to claim for 6 wholesome years of charges... Quote Link to comment Share on other sites More sharing options...
terribleturner Posted April 22, 2007 Share Posted April 22, 2007 6 years is it, cool, i've been with them for 10+. Quote Link to comment Share on other sites More sharing options...
supra-lover Posted April 22, 2007 Share Posted April 22, 2007 i'm gonna do this, abbey must ow me 1000's 4k at least i bet Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.