Guest gzaerojon Posted February 16, 2007 Share Posted February 16, 2007 wrote them a cheque dated 26/11/06 only just cashed it today ok fair enough i owed them ect ect but why wait this long?? the reason i'm pi$$ed off is that it's an old account and it just triggered me a £35 bank charge small rant over Quote Link to comment Share on other sites More sharing options...
Glosphil Posted February 16, 2007 Share Posted February 16, 2007 wrote them a cheque dated 26/11/06 only just cashed it today ok fair enough i owed them ect ect but why wait this long?? the reason i'm pi$$ed off is that it's an old account and it just triggered me a £35 bank charge small rant over No wonder they had trouble if they didnt pay their cheques in lol Quote Link to comment Share on other sites More sharing options...
Gazboy Posted February 16, 2007 Share Posted February 16, 2007 I'd want that £35 back. If you write a check, you expect it to be cashed a max of 10 days later. Quote Link to comment Share on other sites More sharing options...
silvershark44 Posted February 16, 2007 Share Posted February 16, 2007 I'd want that £35 back. If you write a check, you expect it to be cashed a max of 10 days later. Lets face it, that isnt going to happen lol Quote Link to comment Share on other sites More sharing options...
Jake Posted February 16, 2007 Share Posted February 16, 2007 I'd want that £35 back. If you write a check, you expect it to be cashed a max of 10 days later.Up to 6 months, innit? Quote Link to comment Share on other sites More sharing options...
Bobbeh Posted February 16, 2007 Share Posted February 16, 2007 Its always a good idea to try and keep a little in reserve just incase.. so things like this dont happen. Surely its up to them to cash it when they want. I know its a pain for you. Quote Link to comment Share on other sites More sharing options...
sdavies Posted February 16, 2007 Share Posted February 16, 2007 Up to 6 months, innit? I believe so - been semi stung by this before, not charged - but left with a great big WTF!?!? Hole in my account 5 months after writing a cheque... forensic accounting followed for the win! Quote Link to comment Share on other sites More sharing options...
Pete Posted February 16, 2007 Share Posted February 16, 2007 I hate cheques and avoid them for these very reasons. I forget about them then suddenly a wodge of money disappears. Quote Link to comment Share on other sites More sharing options...
Lewis Posted February 16, 2007 Share Posted February 16, 2007 No longer date limits on cheques. I cashed one that I found which was 4 years old lol. It was from my nan so I warned her first Quote Link to comment Share on other sites More sharing options...
sdavies Posted February 16, 2007 Share Posted February 16, 2007 No longer date limits on cheques. I cashed one that I found which was 4 years old lol. It was from my nan so I warned her first Do you know if there actually is no time limit any more, or if you got lucky with the Cashier not noticing the date, and the amount not being big enough to raise any eyebrows when it was processed? I'll have to ask the missus now, she works in banking. Apparently lots of cheques go through the system that should never clear (wrong names, no signature, altered). Quote Link to comment Share on other sites More sharing options...
Max Headroom Posted February 16, 2007 Share Posted February 16, 2007 Im sorry but I feel this is unfair, do you write loads of cheques and make no provision to ensure that funds are available. A cheque is valid for 6 months and if it was an old account you should have ensured that the bank was aware that money was outstanding on the account. I know MkIV stores has not been in the best light recently but this rant is unjustified and should be laid squarely at your door rant over Quote Link to comment Share on other sites More sharing options...
GeordieSteve Posted February 16, 2007 Share Posted February 16, 2007 lol yeah I was gonna say you were in no hurry to tell them they hadn't taken payment lol Quote Link to comment Share on other sites More sharing options...
ChrisR Posted February 16, 2007 Share Posted February 16, 2007 I used to work for NatWest and as far as i know its 6 months. I think the 4 year one was lucky. Some time agao we paid for a family meal by cheque, approx £100 and was never cashed. Probably 10 years ago. Quote Link to comment Share on other sites More sharing options...
Lewis Posted February 16, 2007 Share Posted February 16, 2007 oh well, cool lol, I obviously copped lucky. Apologies for any mis-info Quote Link to comment Share on other sites More sharing options...
SupraAyf Posted February 16, 2007 Share Posted February 16, 2007 I'd want that £35 back. If you write a check, you expect it to be cashed a max of 10 days later. My thoughts there too;) Quote Link to comment Share on other sites More sharing options...
AlanM Posted February 16, 2007 Share Posted February 16, 2007 Nah, you write a cheque, you expect it to be cashed and allow for that - sorry Jon Quote Link to comment Share on other sites More sharing options...
JODY T Posted February 16, 2007 Share Posted February 16, 2007 Im guessing this wasnt intentional Jon... Martins been trying to bring in all the money owed.. and you owed him... I for one am sorry you incurred charges, you do know charges are illegal and there is a website that guides you how to get all charges ever taken to be refunded.. If you can be bothered with a few letters... I can find the website if you like... Quote Link to comment Share on other sites More sharing options...
redtwinturbo Posted February 16, 2007 Share Posted February 16, 2007 I for one am sorry you incurred charges, you do know charges are illegal and there is a website that guides you how to get all charges ever taken to be refunded.. If you can be bothered with a few letters... I can find the website if you like... Really? I'd be very interested in that. Anyone else know anything about this/had any experience of it? Quote Link to comment Share on other sites More sharing options...
RobSheffield Posted February 16, 2007 Share Posted February 16, 2007 Really? I'd be very interested in that. Anyone else know anything about this/had any experience of it? http://www.mkivsupra.net/vbb/showthread.php?t=69788 Quote Link to comment Share on other sites More sharing options...
redtwinturbo Posted February 16, 2007 Share Posted February 16, 2007 Thanks Rob Quote Link to comment Share on other sites More sharing options...
Feakins Posted February 16, 2007 Share Posted February 16, 2007 Im sorry but I feel this is unfair, do you write loads of cheques and make no provision to ensure that funds are available. A cheque is valid for 6 months and if it was an old account you should have ensured that the bank was aware that money was outstanding on the account. I know MkIV stores has not been in the best light recently but this rant is unjustified and should be laid squarely at your door rant over Write a cheque and leave money in their until it has been taken out. You must of thought you got away without paying. Quote Link to comment Share on other sites More sharing options...
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