Guest Bainesy36 Posted January 24, 2007 Share Posted January 24, 2007 Hi all, Just wondering if the discount for being a club member is shown on your policies through Sky Insurance. I've just received my policy through and there is no mention of the discount on it, or reference to my Club membership number Any thoughts, Cheers, Nige. Quote Link to comment Share on other sites More sharing options...
Guest Bainesy36 Posted January 24, 2007 Share Posted January 24, 2007 Whoops. Sorry, I've posted in the wrong section. Could someone please move this to the appropriate section. Sorry for the inconvenience. Wow that was quick. Cheers Mawby. Quote Link to comment Share on other sites More sharing options...
IDO Posted January 24, 2007 Share Posted January 24, 2007 just done mine throught sky and had to send my membership number through.. don't think it will be on the policy its self as it has nothing to do with the insurance just the price? Quote Link to comment Share on other sites More sharing options...
jamesmark Posted January 24, 2007 Share Posted January 24, 2007 Mines never. They did ask me for my membership card (photocopy) but when i posted re something I mentioned this and some don't even get asked for that. Always sceptical about so called discounts when they are not invoiced, how do we actually know its a discounted policy? as Sky for me was one of the dearest but went for the agreed value and the like for like. Quote Link to comment Share on other sites More sharing options...
Guest Bainesy36 Posted January 24, 2007 Share Posted January 24, 2007 Mines never. They did ask me for my membership card (photocopy) but when i posted re something I mentioned this and some don't even get asked for that. Always sceptical about so called discounts when they are not invoiced, how do we actually know its a discounted policy? as Sky for me was one of the dearest but went for the agreed value and the like for like. Having just phoned them to enquire as to why there was nothing mentioned on the paperwork they sent me, I was told that they'd got a note down saying I was part of the Owners Club and that it had been taken into account when giving me my quote. I too am very sceptical 'Jamesmark' about there being any discount at all, as I don't remember telling them I was a member (whoops). Could someone look into this with Sky and confirm if there actually is a discount and would it be possible for Sky to write it into the cost breakdown they send out please. If it's just me that's curious, then don't bother, but I'd imagine others may feel the same? Nige. P.s I too am with them for the 'agreed value' and 'like for like mods' etc. Quote Link to comment Share on other sites More sharing options...
geoffvalenti Posted January 24, 2007 Share Posted January 24, 2007 I must admit I wasn't aware of a discount as such, more an understanding of what a Supra is, its true value, like for like compensation for mods and an agreed total loss value if the worse happened. If the premium is still competitive with all that, then its a bit of a no brainer really discount or not Quote Link to comment Share on other sites More sharing options...
Safely Insured Posted January 25, 2007 Share Posted January 25, 2007 Having just phoned them to enquire as to why there was nothing mentioned on the paperwork they sent me, I was told that they'd got a note down saying I was part of the Owners Club and that it had been taken into account when giving me my quote. I too am very sceptical 'Jamesmark' about there being any discount at all, as I don't remember telling them I was a member (whoops). Could someone look into this with Sky and confirm if there actually is a discount and would it be possible for Sky to write it into the cost breakdown they send out please. If it's just me that's curious, then don't bother, but I'd imagine others may feel the same? Nige. P.s I too am with them for the 'agreed value' and 'like for like mods' etc. There is a discount for club members. It is applied automatically as soon as the call handler puts in MkIV club as the source for the call, we then ask for written proof once the policy is incepted. We do not send out a cost breakdown with the policy documents. I have changed or written quote letter to show the price without the club discount. Jae Quote Link to comment Share on other sites More sharing options...
SupraAyf Posted January 25, 2007 Share Posted January 25, 2007 I think SKY is loosing its edge over the rest of the insurance market. The have been the most expensive for me so far and I can't understand why. Younger people with single turbos and points on their license are getting quotes much cheaper than me - this insurance business is a black art and one which I will never claim to understand:rolleyes: Quote Link to comment Share on other sites More sharing options...
jazz1 Posted January 25, 2007 Share Posted January 25, 2007 lol i have 3 points and got qouted by sky 3,000 and im 21 on tt j spec, where as for lancaster they quoted me 1,800 or 1,400 with limited miles a year Quote Link to comment Share on other sites More sharing options...
absz Posted January 25, 2007 Share Posted January 25, 2007 i had a quote this week from sky and they seem very expensive to other companies:( but saying that they were the only ones who were willing to do a agreed value with like for like parts replacment. but it was over £1400 more than the company i'm with now:innocent: Quote Link to comment Share on other sites More sharing options...
RedM Posted January 25, 2007 Share Posted January 25, 2007 Jae, I don't think I was ever asked to prove that I was a member on here. Maybe that's why my premium is so high compared others on here. Quote Link to comment Share on other sites More sharing options...
Safely Insured Posted January 25, 2007 Share Posted January 25, 2007 I think SKY is loosing its edge over the rest of the insurance market. The have been the most expensive for me so far and I can't understand why. If you can get a quote for an annual policy that offers the same levels of cover as ours I would be very interested to hear. We are constantly reviewing our rates to ensure we remain competitive. If there are other companies that will offer the same level of cover as us for less I will push our underwriters for a rate reduction. However I found in the past that most rates that are lower than ours do not offer the same cover. When Mawby and I first spoke he asked for a policy that offered the best possible cover not just the cheapest. J Quote Link to comment Share on other sites More sharing options...
Todd Posted January 25, 2007 Share Posted January 25, 2007 I think SKY is loosing its edge over the rest of the insurance market. The have been the most expensive for me so far and I can't understand why. Younger people with single turbos and points on their license are getting quotes much cheaper than me - this insurance business is a black art and one which I will never claim to understand:rolleyes: Things what a lot of people forget to check (not saying it's you, just using the post as an example ) Exactly what kind of cover are you getting, like for like, agreed or will you just get the book price? What is the legal cover, a lot of places can give you a cheap quote as the is NO legal cover offered, it's optional! What is the excess and is there more than one? Point I'm trying to make is that OK, I got cheaper quotes than Sky but when I sat down and worked out the above, Sky was the better deal all round. Quote Link to comment Share on other sites More sharing options...
Tricky-Ricky Posted January 25, 2007 Share Posted January 25, 2007 I think SKY is loosing its edge over the rest of the insurance market. The have been the most expensive for me so far and I can't understand why. Younger people with single turbos and points on their license are getting quotes much cheaper than me - this insurance business is a black art and one which I will never claim to understand:rolleyes: I am inclined to agree! after phoning around yesterday i was offered a quote for my Supra in the spec it it currently insured with Sky, and also a quote for going single, and they where both considerabley cheaper than Sky, fully comp , like for like on mods, but just no agreed value, and the one for going single was with the same underwriter that is used on my policy now! so how does that work! I to would like to get more detailed information on just how agreed value really works in reality, as i have been informed by a couple of different company's that if the company decides that the value originally submitted was not correct, (which is a bit of a moot point, as its usually photo evidence and a list of parts) i can easily see that if the accident happens 10 months into your policy, they could easily turn around and say that a certain amount of deprecation has taken place, also whats to stop an assessor saying that he doesn't agree with the condition of the car before the accident? to me it just seems that there are to many "get outs " for comfort, maybe i'm being a little to paranoid, but i think there needs to be more clarification on something so important, considering that most company's only charge a premium of £30-35 for a service that could end up costing them thousands over the book price of the car. Quote Link to comment Share on other sites More sharing options...
SupraAyf Posted January 25, 2007 Share Posted January 25, 2007 Adrian Flux gave me a quote of £796 for agreed value; direct replacement; like for like value etc etc. I gave them the same details as what I gave SKY and they beat you by £201 - that's not bad so there is your first example. I certainly won't be knocking on SKY's door again as they saw me coming. My quote would be for a 34 year-old with a professional occupation, 11 years NCB; no accidents/convictions; Supe garaged with Cat 1 Mob and alarm (plus alarm on the electronic garage unit; I don't drive in the wet and have done 2500 miles in almost 37 months (850 miles per year) Car= Jap TT Hybrid Auto with bling and bodykit and they charge me £1000:thumbdown: If you can get a quote for an annual policy that offers the same levels of cover as ours I would be very interested to hear. We are constantly reviewing our rates to ensure we remain competitive. If there are other companies that will offer the same level of cover as us for less I will push our underwriters for a rate reduction. However I found in the past that most rates that are lower than ours do not offer the same cover. When Mawby and I first spoke he asked for a policy that offered the best possible cover not just the cheapest. J Quote Link to comment Share on other sites More sharing options...
Safely Insured Posted January 26, 2007 Share Posted January 26, 2007 Adrian Flux gave me a quote of £796 for agreed value; direct replacement; like for like value etc etc. I gave them the same details as what I gave SKY and they beat you by £201 - that's not bad so there is your first example. I certainly won't be knocking on SKY's door again as they saw me coming. My quote would be for a 34 year-old with a professional occupation, 11 years NCB; no accidents/convictions; Supe garaged with Cat 1 Mob and alarm (plus alarm on the electronic garage unit; I don't drive in the wet and have done 2500 miles in almost 37 months (850 miles per year) Car= Jap TT Hybrid Auto with bling and bodykit and they charge me £1000:thumbdown: I wasn't aware that Adrian Flux were doing agree value policies for Supra's, if they do then I need to get our rates looked at. Did you tell us that you do less than 2000 miles pa, because £1000 does seem rather high for a limited mielage policy? Quote Link to comment Share on other sites More sharing options...
supRo Posted January 26, 2007 Share Posted January 26, 2007 Hi UIG, I'm not having a dig at you but I do think you ought to look at the way you do things. I have had quotes with SKY on two occasions and on both times your competitors were much cheaper. Recently I renewed with Lancaster. It's a normal policy (not their classic car policy). The Policy was almost the same as what you offer except that it was an agreed valuation and not 'like for like'. Lancaster did it for £786. Sky was just under £1300! Cheers, Ro Quote Link to comment Share on other sites More sharing options...
Guest Bainesy36 Posted January 26, 2007 Share Posted January 26, 2007 My quote from Adrian Flux was £713 and covered me exactly the same as Sky as far as Courtesy car, Protected NCD, Legal Fees, Like for Like Mods' etc, and with an excess of £300 over Sky's £350. Adrian Flux told me they don't do an Agreed Value policy, but said to get a Valuation from the club and they would pass that on to the underwriters. See Post - http://www.mkivsupra.net/vbb/showthread.php?t=96019 The premium with Sky was £765 and when I told them about Adrian Flux's quote, they told me that they couldn't do any better than the quote they'd given me, but that they would take the admin fee off the Agreed Value, giving me a total of £780 all in. I chose the security? of Agreed Value although it has cost me an extra £67. Maybe Sky need to look at their rates more closely as a lot of people appear to be getting much better quotes from other companies. Nige. Quote Link to comment Share on other sites More sharing options...
Chris and Alana Posted January 26, 2007 Share Posted January 26, 2007 I would like to insure with sky for the above reasons. ( agreed valuation, like for like etc.) however I am curently insured with elephant and it costs me £1110 expensive I know but Im 22 with only 1 years no claims, no accidents/convictions and that was the cheapest I could find (its a tt). I rang sky for a quote as i had heard good things and dont get me wrong I think its great there is an insurer that does agreed valuation and like for like etc with these cars but it was going to cost £1591 with them thats £481!!! more than elephant. Its just a little to much extra to pay. If there was only a say £100 difference I may have gone with sky for the peice of mind but at the minute its just too much im afraid Quote Link to comment Share on other sites More sharing options...
Tricky-Ricky Posted January 26, 2007 Share Posted January 26, 2007 Have a read of this thread, http://www.mkivsupra.net/vbb/showthread.php?t=97148&page=2 and in particular Sheefa's comment. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.