Tom Posted April 26, 2004 Share Posted April 26, 2004 Well, im still trying and trying but having no luck at all, I phoned tesco's earlier today as they did quote me on the car I want (1996> SZ-R) a month ago for just under 3k! that was with 2 years ncb, I now have 3yrs and im 20yo, anyway I went through the quote again with the girl on the phone and I get "sorry we cannot quote you on this car, you have to now be over 23 years of age" so under 23's with n/a's watch out an renewel! although it could mean TT's aswell? I've tried adrian flux but they havent actually given me a quote I put in £2K as my best quote and they couldnt beat it, I'd pay 2k but no more than that. I've tried a long list of insurers, will be trying keith michaels tommorow but does anyone have any insurance companies that i've possible not tried? Thanks Tom. Quote Link to comment Share on other sites More sharing options...
MR.B Posted April 26, 2004 Share Posted April 26, 2004 Privilege might be worth a go - thats who im insured with. Quote Link to comment Share on other sites More sharing options...
uncle kev Posted April 26, 2004 Share Posted April 26, 2004 How about a traders policy? thats what iv done! Quote Link to comment Share on other sites More sharing options...
Jake Posted April 26, 2004 Share Posted April 26, 2004 Originally posted by uncle kev How about a traders policy? thats what iv done! Who'd you get that with Kev? My mate has a traders policy with Tradex. He told them he buys and sells cars part-time (he's a programmer by day) and his insurance was less than £1000 for any vehicle, including bikes. Works out much cheaper for him seeing as he drives a scooby and a Yamaha R1. Seems a bit dodgy to me but he's had a claim and they paid out alright. Took their damn time though. Quote Link to comment Share on other sites More sharing options...
uncle kev Posted April 26, 2004 Share Posted April 26, 2004 Im with Tradex too, but through catterall insurance. I did the same, i said i did it part time , just a few cars a year. then buY a couple of bangers to sell on. my insurance on a GTO was £1300 not bad to say Privalige wanted £3500 Tradex were the only company to insure me as i was 24. Hope this helps. kev. Quote Link to comment Share on other sites More sharing options...
Jake Posted April 26, 2004 Share Posted April 26, 2004 I know Tradex won't touch me 'cos of my previous. Shame cos I really do buy and sell the occaisional motor. Quote Link to comment Share on other sites More sharing options...
uncle kev Posted April 26, 2004 Share Posted April 26, 2004 Give catterall a ring, you never no! Quote Link to comment Share on other sites More sharing options...
mad_supra_21 Posted April 26, 2004 Share Posted April 26, 2004 im 21 94tt rz £1300 full comp,thats gotta be gud,(adrian flux) Quote Link to comment Share on other sites More sharing options...
SupraRuss Posted April 26, 2004 Share Posted April 26, 2004 have you tried elephant. my insurance on a TT would be a mere £278 extra, about £1400 a year. they now do monthly payments as well. p.s. i DO NOT work for elephant Quote Link to comment Share on other sites More sharing options...
toyotasuprauk Posted April 26, 2004 Share Posted April 26, 2004 I thought traders insurance was not available for under 25's, but perhaps not? Next time I might consider that option. Someone told me they couldn't get traders insurance because they didn't have a business address! Quote Link to comment Share on other sites More sharing options...
Jake Posted April 26, 2004 Share Posted April 26, 2004 Originally posted by toyotasuprauk Someone told me they couldn't get traders insurance because they didn't have a business address! No that's definetly wrong. You can't get trade plates with out premises though. Quote Link to comment Share on other sites More sharing options...
Tom Posted April 27, 2004 Author Share Posted April 27, 2004 Originally posted by SupraRuss have you tried elephant. my insurance on a TT would be a mere £278 extra, about £1400 a year. they now do monthly payments as well. p.s. i DO NOT work for elephant Have tried, Im acutally insured with them now but they wont quote me till im 21, and they dont seem to insure n/a's! I have a number for hic insurance now, will give them a go today if still no luck then I dont know what to do, may even have to look at another car! Quote Link to comment Share on other sites More sharing options...
Matt Harwood Posted April 27, 2004 Share Posted April 27, 2004 Tom, is it an NA that you want? - I've found TT's are generally cheaper to insure! Especially the UK's Quote Link to comment Share on other sites More sharing options...
Supragal Posted April 27, 2004 Share Posted April 27, 2004 Yeah, get a quote on a TT, apparently they're cheaper! Also, this trade thing, feel free to PM me numbers as my insurance will need sorting eventually. Also, does it cover mods? Do they give you an assured value or book price if you need to claim? Quote Link to comment Share on other sites More sharing options...
Whitesupraboy2 Posted April 27, 2004 Share Posted April 27, 2004 Originally posted by TDRAPER anyway I went through the quote again with the girl on the phone and I get "sorry we cannot quote you on this car, you have to now be over 23 years of age" so under 23's with n/a's watch out an renewel! I will be getting insured by them, its not what you know but hopefully who you know!! my insure due in June so ill let you know how i get on. But im pretty sure ill still be with them If not sterling insurance it will be, as theres not much difference Quote Link to comment Share on other sites More sharing options...
Snowman Posted April 27, 2004 Share Posted April 27, 2004 Correct me if i'm wrong but my brother is a trader and the trade4rs policy will not cover you for a private car. It only covers you to drive the vechiles. Either way I know a lot of the traders policy loopholes have been closed recently. because people paying high premiums were just applying for a traders policy. I am having the same sort of insurance problems. I think the major players have all changed their underwriters as most apart from adrian flux will now not insure me until I'm 25 on a TT, having previously been insured for about 2 years on the same TT with directline! Quote Link to comment Share on other sites More sharing options...
Gaz Walker Posted April 27, 2004 Share Posted April 27, 2004 Originally posted by Snowman Correct me if i'm wrong but my brother is a trader and the trade4rs policy will not cover you for a private car. It only covers you to drive the vechiles. Yeah that is wrong, as I know several people that own garages that have there own (multiple) private cars on a policy. Regards, Gaz Quote Link to comment Share on other sites More sharing options...
Jake Posted April 27, 2004 Share Posted April 27, 2004 Originally posted by Snowman the trade4rs policy will not cover you for a private car. It only covers you to drive the vechiles. Originally posted by Gaz Walker Yeah that is wrong, as I know several people that own garages that have there own (multiple) private cars on a policy. Gaz is right. You can drive your own car/bikes as well but you're supposed to declare them (the ones that are registered to you) Quote Link to comment Share on other sites More sharing options...
Jake Posted April 27, 2004 Share Posted April 27, 2004 Originally posted by Supragal this trade thing, does it cover mods? Do they give you an assured value or book price if you need to claim? AIUI, Yes it covers any vehicle. I think that's how folks like Leon and Dude manage to to drive madly modded cars that no regular Ins Co would touch with a bargepole. Assured value? No of course not, it's a trade policy so they will only pay out trade price - thats the biggest disadvantage Quote Link to comment Share on other sites More sharing options...
Scooter Posted April 27, 2004 Share Posted April 27, 2004 Tom its looking more and more like a UK TT is the way forward.... ........get some quotes for one, i'd be interested to see how you get on. plus my first impressions of the auto are good and i'm as pro manual as they come i think........ nice uk auto on the trader, with years warranty from a dealer for £7k, run it for a year (maybe while looking for the elusive manual?) how much will you lose? that's what i'd do:) Quote Link to comment Share on other sites More sharing options...
Halo-Inc Posted April 27, 2004 Share Posted April 27, 2004 Try entering your details on www.confused.com They querie something like 94% of the UK insurers, apparently. I'm 29 with 5 years no claims bonus and got a quote for £480 fully comp on my 1995 UK Twin Turbo, obviously my age helped but its worth a shot. This was through Bell Direct, who I believe are part of the Admiral group. Quote Link to comment Share on other sites More sharing options...
Tom Posted April 27, 2004 Author Share Posted April 27, 2004 Cheers guys, Scott yeah I could go back on the uk tt route just not sure, insurance on the uk tt is no problem at all, elephant quote me for £850! nice!, thats £200 less than my mini last year!! doesnt make any sense at all! its still just the potential running costs but I dunno! Quote Link to comment Share on other sites More sharing options...
Nick_TC Posted April 27, 2004 Share Posted April 27, 2004 Originally posted by Jake , it's a trade policy so they will only pay out trade price - thats the biggest disadvantage Wrong mate, they pay out the market value, same as any other insurance company. The standard trade policy from Tradex for example, covers you up to a maximum total of 10k for personally owned cars, and 26k for any other car not owned by yourself. Just to clear a few things up. Quote Link to comment Share on other sites More sharing options...
Jake Posted April 27, 2004 Share Posted April 27, 2004 Originally posted by NWS25 Wrong mate, they pay out the market value, same as any other insurance company. They only only paid trade price out on the write-off Imprezza my mate claimed for. £3k for an import '95 WRX with 60,000 miles. Unless you think that's the market value of such a car? I'd have thought it was worth more. Quote Link to comment Share on other sites More sharing options...
Nick_TC Posted April 27, 2004 Share Posted April 27, 2004 If I get that bored, I'll scan and post up my 5 pages of documentation for my traders policy. Quote Link to comment Share on other sites More sharing options...
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