Dave Posted October 3, 2006 Share Posted October 3, 2006 im with norwhich union and pay monthly as soon as i agree i want there cover they send me all the docs .i dont see the point of withholding the documents what does this achieve?your still covered arnt you ? sorry but unless i could read my policy documents i would be a bit suspicious.skys cover seems to be good and they are very helpful so why do this . Quote Link to comment Share on other sites More sharing options...
Suprash Posted October 3, 2006 Share Posted October 3, 2006 Tax with a cover note - YES! Providing the cover note is valid and in date, it is perfectly normal to obtain tax with a cover note, and I believe it even says on your Road Fund Licence notification form that either a valid certificate or cover note is required. If you were to pay your insurance over 11 months via direct debit, then you would of course receive your certificate as soon as confirmation from the finance provider has been received saying that all is OK. Not getting your policy until the last payment has been paid on direct debit would just be daft!! Don't forget that insurance is one of those 'behind the scenes' industries, meaning that as long as you've paid, or are paying your insurance, and have supplied all required documentation etc, then you are insured. An insurance certificate or cover note is just evidence that cover is in force. Again, please feel free to PM or speak to me if you have any queries. Scott @ Sky Insurance Scott, can you explain why I havent received a cover note for a couple of months, you guys always seem to forget after a while. And Im paying by DD, and Im pretty sure my first year is about to come up for renewal and I havent yet seen any docs yet ??? But hey Im not bothered until old bill pull me then give me a producer and Im waiting on Sky to send out a cover note.....but that only happens twice a year Quote Link to comment Share on other sites More sharing options...
Lewis Posted October 4, 2006 Share Posted October 4, 2006 Tax with a cover note - YES! Providing the cover note is valid and in date, it is perfectly normal to obtain tax with a cover note, and I believe it even says on your Road Fund Licence notification form that either a valid certificate or cover note is required. If you were to pay your insurance over 11 months via direct debit, then you would of course receive your certificate as soon as confirmation from the finance provider has been received saying that all is OK. Not getting your policy until the last payment has been paid on direct debit would just be daft!! Don't forget that insurance is one of those 'behind the scenes' industries, meaning that as long as you've paid, or are paying your insurance, and have supplied all required documentation etc, then you are insured. An insurance certificate or cover note is just evidence that cover is in force. Again, please feel free to PM or speak to me if you have any queries. Scott @ Sky Insurance Hi Scott, If all this is the case, why do I get cover notes when I paid the full amount in a single transaction with you? Quote Link to comment Share on other sites More sharing options...
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