SupraStar 3000 Posted August 19, 2006 Share Posted August 19, 2006 This is a question regarding another thread I need help on. http://www.mkivsupra.net/vbb/showthread.php?p=985603#post985603 AFAIK most people, especially those with Do-Luck front bumpers remove the crash bar to make the kit fit. But removing the crash bar must effect insurance, or make your current insurance void. so how is it done? Anyone with Sky and a after market bumper? HELP please Quote Link to comment Share on other sites More sharing options...
Homer Posted August 19, 2006 Share Posted August 19, 2006 As far as I'm aware the crash bar is there to protect the radiator in case of a minor shunt. I can't see that weak bit of aluminium making any difference in a harder accident. Quote Link to comment Share on other sites More sharing options...
wkdtime Posted August 19, 2006 Share Posted August 19, 2006 As far as I'm aware the crash bar is there to protect the radiator in case of a minor shunt. I can't see that weak bit of aluminium making any difference in a harder accident. Yeah That! Does nothing to protect from a major shunt. Quote Link to comment Share on other sites More sharing options...
SimonB Posted August 19, 2006 Share Posted August 19, 2006 You've declared you have fitted a new bumper to the insurance company, and removing the crash bar is part of fitting it, so you're fine. Quote Link to comment Share on other sites More sharing options...
SupraStar 3000 Posted August 19, 2006 Author Share Posted August 19, 2006 right! Thanks guys. Quote Link to comment Share on other sites More sharing options...
lockys96 Posted August 19, 2006 Share Posted August 19, 2006 isnt that just like removing rear seats or something Quote Link to comment Share on other sites More sharing options...
SupraStar 3000 Posted August 19, 2006 Author Share Posted August 19, 2006 Bump. Anyone else have any info on this. Quote Link to comment Share on other sites More sharing options...
Homer Posted August 19, 2006 Share Posted August 19, 2006 Bump. Anyone else have any info on this. If you want Ed, I can ring Sky tomorrow and ask. I have no crash bar in mine (do luck front) but it didn't pass my mind to declare it... Quote Link to comment Share on other sites More sharing options...
SUPRALOOPY Posted August 19, 2006 Share Posted August 19, 2006 That is protecting me from a crash then the car goes..... Quote Link to comment Share on other sites More sharing options...
SupraStar 3000 Posted August 20, 2006 Author Share Posted August 20, 2006 If you want Ed, I can ring Sky tomorrow and ask. I have no crash bar in mine (do luck front) but it didn't pass my mind to declare it... No mate, Don't jeopardize your insurance by asking. I'll phone on Monday and talk to Jay Thanks Quote Link to comment Share on other sites More sharing options...
Class One Posted August 20, 2006 Share Posted August 20, 2006 TBH, I'd go with what Simon B states. You're declaring a mod to your car, so legally you're covered by that declaration. They don't ask you about the in's and out's of it. Its not a massive modification to the chassis, and the crash bar is there/effective for low speed shunts. Quote Link to comment Share on other sites More sharing options...
SupraStar 3000 Posted August 20, 2006 Author Share Posted August 20, 2006 ok, but IF you do have an accident and rear-end a brand new Aston Martin and the insurance assessor or accident investigation finds your missing the "crash bar" (which would have helped prevent damage) the insurance won't want to pay for the repairs and your faced with TWO major bills and no insurance your fcuked. Lets face it, these people look for any excuses NOT to pay-up. Don't want to seem negative here but I have all my savings tide up in this car and I want to make sure it covered 100%. I already have a high valuation on a NA Supra which I appreciate from Sky so don't want to jeopardize anything Quote Link to comment Share on other sites More sharing options...
robbieg Posted August 20, 2006 Share Posted August 20, 2006 Bump. Anyone else have any info on this. trsut me that pice of ali, it will get trashed, seen it bend like a banana in a liquid making masher thingy!!!! Quote Link to comment Share on other sites More sharing options...
colsoop Posted August 20, 2006 Share Posted August 20, 2006 I think you will be fine on the insurance front Ed. But i do think it does actually afford that little bit of extra protection to the driver. In a crash parts are designed to warp and bend, so as to absorb the energy of the impact, if it didn't budge or bend when hit the energy would get transferred to the cabin and the driver. Quote Link to comment Share on other sites More sharing options...
Soop Dogg Posted August 20, 2006 Share Posted August 20, 2006 ok, but IF you do have an accident and rear-end a brand new Aston Martin and the insurance assessor or accident investigation finds your missing the "crash bar" (which would have helped prevent damage) the insurance won't want to pay for the repairs and your faced with TWO major bills and no insurance your fcuked. Lets face it, these people look for any excuses NOT to pay-up. Don't want to seem negative here but I have all my savings tide up in this car and I want to make sure it covered 100%. I already have a high valuation on a NA Supra which I appreciate from Sky so don't want to jeopardize anything They would only be able to refuse to pay your bill. THey'd have to cover the 3rd party claim regardless. They COULD then reclaim these costs from you and cancel your insurace, but as previously stated you've declared the change to the front end and this is part of it. To be honest, I very much doubt that any assessor would know that the crash bar should be there. Besides, if the front of the car is mangled enough in a crash to expose it, the chances are it would be like the foil around a kit-kat by then and would look nothing like it did originally anyway! Quote Link to comment Share on other sites More sharing options...
SupraStar 3000 Posted August 20, 2006 Author Share Posted August 20, 2006 ok, Really stressing about this now Do I mention the crash bar when I phone Jay at Sky tomorrow or just inform them of the aftermarket bumper and assume they know. I really don't want to leave anything to chance. I don't give a cr@p about personal safety but can't afford to invalidate my policy! Quote Link to comment Share on other sites More sharing options...
Homer Posted August 20, 2006 Share Posted August 20, 2006 Be honest with him mate. I'm absolutely certain you're stressing over nothing. PS: Jay is a member so can read this thread Quote Link to comment Share on other sites More sharing options...
SupraStar 3000 Posted August 20, 2006 Author Share Posted August 20, 2006 DOH! LOL. Ok mate, I'll let him know Quote Link to comment Share on other sites More sharing options...
TRD3000GT Posted August 21, 2006 Share Posted August 21, 2006 I had one of these fabricated that fits under my Do-Luck and on top of my Greddy 3 row. Quote Link to comment Share on other sites More sharing options...
SupraStar 3000 Posted August 21, 2006 Author Share Posted August 21, 2006 Thats what I need Have you any more detials on that please PLEASE ;) Quote Link to comment Share on other sites More sharing options...
TRD3000GT Posted August 21, 2006 Share Posted August 21, 2006 Thats what I need Have you any more detials on that please PLEASE ;) You need to speak to GVN mate.. They wont be able to do it for w awhile as Mario is on Hliday for another week i think. Since I had this fitted I also noticed considerably less chassis flex up front! Its a big difference Quote Link to comment Share on other sites More sharing options...
SupraStar 3000 Posted August 21, 2006 Author Share Posted August 21, 2006 NO PROBLEMS! Contacted Jae and he said as long as the car passes a MOT the modification necessary to fit the bumper is ok and covered. Thank you all for your help, As always, much appreciated Quote Link to comment Share on other sites More sharing options...
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