jazz1 Posted April 22, 2006 Share Posted April 22, 2006 well today i was insuring my escort 1.4 and my brother was insuring his 1.3 ford ka. Anyway my brother phone me up and told me he had got insurance on his ka which also entitles him to drive any car third party for 600. So i decided to call the same company who charged me 1100 and stated i will be insured on my escort and also drive any car including the supra third party. I am well happy although its third party i guess its better than paying 3000 pounds and at least i can drive it this summer rather than it just parked outside my drive(for 3 years) Quote Link to comment Share on other sites More sharing options...
Guest gzaerojon Posted April 22, 2006 Share Posted April 22, 2006 you can't do that if you drive another car 3rd party, that car must be insured by another person. for example i could drive my friends car as i am fully comp providing he has insurance on it. if you could do this then you would have people with 5 sports cars and insure an escort so they can drive them all. also you need to be over 25 to drive another car 3rd party and why would you want to drive a supra 3rd party only? Edit: sorry to whip it out and urinate all over your fireworks Quote Link to comment Share on other sites More sharing options...
Whitesupraboy2 Posted April 22, 2006 Share Posted April 22, 2006 also you need to be over 25 to drive another car 3rd party This isnt true, its down to the company but your right regarding the other car insurance bit. Jazz isnt your dad insured on the supra? Quote Link to comment Share on other sites More sharing options...
Guest gzaerojon Posted April 22, 2006 Share Posted April 22, 2006 This isnt true, its down to the company I didn't know that i stand corrected Quote Link to comment Share on other sites More sharing options...
Whitesupraboy2 Posted April 22, 2006 Share Posted April 22, 2006 I didn't know that i stand corrected I wish it wasnt true. Brother insured on Nova 1.4 SR....thinks he's micheal Schumacher....guess what he wants to drive Quote Link to comment Share on other sites More sharing options...
Guest gzaerojon Posted April 22, 2006 Share Posted April 22, 2006 I wish it wasnt true. Brother insured on Nova 1.4 SR....thinks he's micheal Schumacher....guess what he wants to drive Oh bugger, supra's seem to be in most peoples price range too these days Quote Link to comment Share on other sites More sharing options...
jazz1 Posted April 22, 2006 Author Share Posted April 22, 2006 mr brother asked them and he stated that my dad does not have inurance on the vtr saxo and they said he can still drive it Quote Link to comment Share on other sites More sharing options...
pistonbroke Posted April 22, 2006 Share Posted April 22, 2006 I'm sorry mate, the supra needs to have its own insurance, otherwise you could insure a mini fully comp, then say third party on a 355 ferrari that you also own. Everyone would do this otherwise. Trust me, I send people to court for this regularly. Quote Link to comment Share on other sites More sharing options...
Guest gzaerojon Posted April 22, 2006 Share Posted April 22, 2006 mr brother asked them and he stated that my dad does not have inurance on the vtr saxo and they said he can still drive it you might wanna check that again Jazz, i'm not trying to spoil things for you, but when it comes to insuring a soop you wanna make sure you cover your arse and everyone elses for that matter. it might be the case for a traders policy Quote Link to comment Share on other sites More sharing options...
Whitesupraboy2 Posted April 22, 2006 Share Posted April 22, 2006 mr brother asked them and he stated that my dad does not have inurance on the vtr saxo and they said he can still drive it if the supra doesnt have someone insuring that car....you cant drive it end of mate.....sorry! I suggest you get ur dad to insure the supra Quote Link to comment Share on other sites More sharing options...
jazz1 Posted April 22, 2006 Author Share Posted April 22, 2006 well i will double check tommorow with the company but they clearly stated to my brother that even if the saxo which is my dads car isnt insured he can still drive it third party and they did also said any car:search: Quote Link to comment Share on other sites More sharing options...
Guest gzaerojon Posted April 22, 2006 Share Posted April 22, 2006 Ban! Quote Link to comment Share on other sites More sharing options...
jazz1 Posted April 22, 2006 Author Share Posted April 22, 2006 well il check with them tommorow as they are closed now, but i gues i can cancel it if it doesnt right? Quote Link to comment Share on other sites More sharing options...
Robert Posted April 22, 2006 Share Posted April 22, 2006 i thought you could drive any other car 3rd party aslong as it isnt registered to you???(might be talking crap again). Im paying a lot for insurance but no point having a nice car you can't drive. Quote Link to comment Share on other sites More sharing options...
pistonbroke Posted April 22, 2006 Share Posted April 22, 2006 i thought you could drive any other car 3rd party aslong as it isnt registered to you???(might be talking crap again). Im paying a lot for insurance but no point having a nice car you can't drive. The car has to have its own insurance though, you can't drive a car that is not covered by its own policy. Quote Link to comment Share on other sites More sharing options...
jazz1 Posted April 22, 2006 Author Share Posted April 22, 2006 yea thats what they told me i could drive any car as long as it isnt registerd to me and i will be covered to drive other peoples cars third party only, and they clearly stated to my brother he can drive some one elses car even if it isnt insured Quote Link to comment Share on other sites More sharing options...
Robert Posted April 22, 2006 Share Posted April 22, 2006 back to the drawing board then eh jazz. You should try adrian flux. Quote Link to comment Share on other sites More sharing options...
jazz1 Posted April 22, 2006 Author Share Posted April 22, 2006 well i will until i get paid from my new job, but i suppose if the company states what they say and surely im covered by there rules right? Quote Link to comment Share on other sites More sharing options...
toyotasuprauk Posted April 22, 2006 Share Posted April 22, 2006 If the supras not registered in your name and is insured by someone else ie your dad then a fully comp policy that allows you drive any car third party will allow you to drive the supra, that’s the only way. I mean how you would get the road tax if that supra has no actual insurance policy. Why is your insurance 3K how old are you? Quote Link to comment Share on other sites More sharing options...
pistonbroke Posted April 22, 2006 Share Posted April 22, 2006 Ok, lets say the car is not insured at all, and you drive it 3rd party, then park it up, you leave it and then it rolls off down the hill killing someone. Who's insurance is responsible?, not yours because you are not driving it, so the car was uninsured. every car on the road has to have its own policy of insurance. Its only down to you when you are driving it but it still has to have its own insurance. Quote Link to comment Share on other sites More sharing options...
jazz1 Posted April 22, 2006 Author Share Posted April 22, 2006 I'm sorry mate, the supra needs to have its own insurance, otherwise you could insure a mini fully comp, then say third party on a 355 ferrari that you also own. Everyone would do this otherwise. Trust me, I send people to court for this regularly.ok so if i ask the company tommorow and they agree that i will be covered even if the supra int insured by the owner and i was stopped by the police i could get away with it right? Quote Link to comment Share on other sites More sharing options...
pistonbroke Posted April 22, 2006 Share Posted April 22, 2006 ok so if i ask the company tommorow and they agree that i will be covered even if the supra int insured by the owner and i was stopped by the police i could get away with it right? No, When you park the car on a road somewhere and leave it unattended, its uninsured, you can't have a car on a public road with no insurance. Quote Link to comment Share on other sites More sharing options...
jazz1 Posted April 22, 2006 Author Share Posted April 22, 2006 if it doesnt work then im better putting my name on the traders insurance for 1k Quote Link to comment Share on other sites More sharing options...
JamieP Posted April 22, 2006 Share Posted April 22, 2006 how would you tax it if it dont have its own policy? Quote Link to comment Share on other sites More sharing options...
Robert Posted April 22, 2006 Share Posted April 22, 2006 I mean how you would get the road tax if that supra has no actual insurance policy. thats a good, Jazz i think you will just have to bite the bullet and pay the high price for insurance. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.