Question about SORN and insurance.

[RedM]

Having an argument here at work.

 

Do you need to have the car insured if it is declared SORN? I say no but colleague says their are new rules which mean that any car you have must be insured.

 

Who be right?

[Supragal]

Well, I'd have basic cover at least against fire, theft etc. Storage cover I think it's called.

 

Not sure if it's actually a legal requirement but in fairness it probably should be.

[RedM]

That's what I'm saying. Common sense says you should have a car insured anyway but he is arguing that it is now a legal requirement.

[GeordieSteve]

Not a legal requirement but advised (mine isn't at the minute but then again it's got no engine)

[tbourner]

It was in the news a couple of weeks ago that they plan to enforce it, but it's not in place yet.

I think all the systems are going to be linked eventually, so they'll know whether or not you have insurance, tax, MOT etc. just with a plate check.

 

I remember moaning about it at work as a colleague owns about 6 different cars, and only insures 2 of them - no way he could afford to insure all of them it's rubbish!!

[black cat]

so long as the car doesnt go on the road then you dont need to insure it!!!!

but dont expect home insurance to cover if it gets damaged or nicked.. insurance only helps the owner out if they damage it, but protects you if you go as far as killing some one else.

if it ant going anyware why bother.. take off a wheel. and leave be.

 

tt steve

[Bondy]

Under proposed new government legislation, all vehicles will need to be insured, even if they are part of a collection that never goes on the public highway.

 

This was in the online newspaper "The Register"

 

"The new offence of keeping a vehicle without insurance criminalises the previously harmless pastime of keeping an uninsured vehicle in a garage and not driving it, and comes on top of the previous breakthrough of criminalising keeping an untaxed vehicle in a garage and not driving it. The latter was dealt with by requiring owners to register the vehicle as off the road via a Statutory Off-Road Notification. The administrative convenience of turning not doing anything wrong into a crime will allow the Government to issue fixed penalty notices for failing to renew insurance on time, while there's also now a fixed penalty for late renewal of tax discs (previously, you could pay in arrears). In both cases the penalties are clearly only going to hit people who've previously been registered with the system. Dealing with the large numbers of entirely unregistered and uninsured vehicles will require real-time alerts and pursuit, and these vehicles will have to be differentiated from the many foreign registered cars on the UK's roads. As it will be a lot easier and cheaper to fine the law-abiding but forgetful than it will be to deal with the hardline serial offenders, we think we can guess which way this one will go."