terribleturner Posted December 22, 2005 Share Posted December 22, 2005 Well i thought i'd pop out this afternoon to go buy myself a birthday present. I'd worked my wages so as to get the majority of christmas presents bought and all direct debits covered. Then when my wages went in today i could afford the rest of the stuff. So i'm in PC World today and the bloke swipes my card and tells me it's been declined. I get him to try again and the same thing. So decided not to put it on another card just incase i need the money. I call Abbey and they inform me no money has been paid in yet. I call work and they moved the day till tomorrow. Seems they sent and email round to inform everyone, but only sent it TODAY. So because my company fucked up with paying us i now have to pay a fine for going over my limit by a couple of quid, not to mention if and Direct Debits didn't go out. All i can say is they better bloody cover any fines etc.... as i'm really pissed off. What a lovely surprise for your birthday. Quote Link to comment Share on other sites More sharing options...
Ian W Posted December 22, 2005 Share Posted December 22, 2005 yep, had this happen a bunch of times....... went over my overdraft by a couple of quid, get charged £20 for the privilege and then they tell me i can't increase my overdraft as i've had a charge applied in the last three months!! go figure. Quote Link to comment Share on other sites More sharing options...
Pete Posted December 22, 2005 Share Posted December 22, 2005 Don't mean to gloat but.... I got paid today Quote Link to comment Share on other sites More sharing options...
terribleturner Posted December 22, 2005 Author Share Posted December 22, 2005 Doesn't surprise me with my company. Bunch of idiots who have no idea what on earth is going on around them. Quote Link to comment Share on other sites More sharing options...
shaf Posted December 22, 2005 Share Posted December 22, 2005 my bank allows me to go into the red slightly for such mishaps. unarranged overdraft set at £1500. i dipped into it last month and got charged the hefty interest of 45p Quote Link to comment Share on other sites More sharing options...
toyotasuprauk Posted December 22, 2005 Share Posted December 22, 2005 There are so many shockingly bad companies around! Quote Link to comment Share on other sites More sharing options...
Charlotte Posted December 22, 2005 Share Posted December 22, 2005 Yeah know exactly how you feel. Haven't done any christmas shopping cause i hate it and always end up leaving it till the last minute, which i always regret. ANYWAY...we were told that we were going to be paid today so rang up bank this morning and no money there. Went into work and they said that the had 'set the payment up' early so that we would get paid over christmas, ie next thursday....WHAT GOOD IS THAT??! Looks like i will have to max out my credit card to buy any pressies this year....god i hate christmas.... Quote Link to comment Share on other sites More sharing options...
imi Posted December 22, 2005 Share Posted December 22, 2005 yeah...im amazed these companies are still in business....then again, they do their best to stuff up their own employees. Quote Link to comment Share on other sites More sharing options...
terribleturner Posted December 23, 2005 Author Share Posted December 23, 2005 It's just rubbish, and you know i'll get charged £30 odd for going over the limit, and probably another £30 if any DD didn't go out. Can't bring myself to look. Well im definatly gonna be having words and be insisting they compensate me for any fines Quote Link to comment Share on other sites More sharing options...
terribleturner Posted December 23, 2005 Author Share Posted December 23, 2005 When does your pay usually go in?? I just checked my account and still nothing?? It better be there in the morning Quote Link to comment Share on other sites More sharing options...
Nick1980 Posted December 23, 2005 Share Posted December 23, 2005 Bastards! I've got the opposite problem though - we get paid early this month for some reason - last week - but at the normal time in January, which is the end of the month, so that means I've got 6 weeks between payslips! No christmas bonuses in my job either, so I have to stretch my normal crappy wages an extra 2 weeks at the most expensive time of the year I do always get paid when they say I will though, so I suppose it's not all bad Quote Link to comment Share on other sites More sharing options...
Darren Posted December 23, 2005 Share Posted December 23, 2005 It's just rubbish, and you know i'll get charged £30 odd for going over the limit, and probably another £30 if any DD didn't go out. Can't bring myself to look. Well im definatly gonna be having words and be insisting they compensate me for any fines If they f@ck it up and cause you to go overdraw or incur charges most companies will re imburss you...Speak to the idiots in HR. Quote Link to comment Share on other sites More sharing options...
how_supra Posted December 23, 2005 Share Posted December 23, 2005 When does your pay usually go in?? I just checked my account and still nothing?? It better be there in the morning I assume you checked online? Online accounts don't update immediately. [or atleast mine doesn't] So the best thing is to ring the bank up first thing in the morning. Quote Link to comment Share on other sites More sharing options...
Supragal Posted December 23, 2005 Share Posted December 23, 2005 have to say mines fab, I'll get paid today I have no doubt. I thought they hadn't paid me once, was about to go nuts then realised it was Thursday Quote Link to comment Share on other sites More sharing options...
Bob Posted December 23, 2005 Share Posted December 23, 2005 Ah, the joy of being self-employed! Quote Link to comment Share on other sites More sharing options...
terribleturner Posted December 23, 2005 Author Share Posted December 23, 2005 Got paid and celebrated by buying myself some christmas presents I was going to wrap them up earlier for me and thought twice about why i was removing the price tags as i was the one who had bought them and already know what i spent Quote Link to comment Share on other sites More sharing options...
terribleturner Posted January 14, 2006 Author Share Posted January 14, 2006 Just a quick update for you all. Just checked out my Abbey online account and yesterday they charged me a grand total of £140 for the direct debits and purchases that went out on that one day. I'm in the middle of composing my very angry email to work Quote Link to comment Share on other sites More sharing options...
Pete Posted January 14, 2006 Share Posted January 14, 2006 Wow!! Barclays will only charge me 20 quid a day if I go over my agreed O/D by accident...but if it only happens once a year, they credit it straight back It's only happened once luckily. Quote Link to comment Share on other sites More sharing options...
terribleturner Posted January 14, 2006 Author Share Posted January 14, 2006 I think it was something like going into a none approved overdraft and then each payment that went out which i think were about 4 of them. Think i need to look for a new bank Quote Link to comment Share on other sites More sharing options...
Pete Posted January 14, 2006 Share Posted January 14, 2006 That's harsh. Quote Link to comment Share on other sites More sharing options...
shaf Posted January 14, 2006 Share Posted January 14, 2006 wow, thats harsh. im with natwest and this happened to me a few years ago where 3 payments went out and they charged me £25 per payment. went in and spoke to them and they reduced it to £25. nowadays they cant do enough for me. i have my mortgage with them and they keep offerring me personal loans, credit cards, unarranged overdraft of £1500 etc etc. they are a good bank.... well my branch is Quote Link to comment Share on other sites More sharing options...
how_supra Posted January 14, 2006 Share Posted January 14, 2006 Just to illustrate another of Abbey's stupid policies, they don't allow you to pay in more than four or five bags of change per day - apparently for health and safety reasons. [WTF is that about I do not understand] They suggest that you should go and get the change changed into notes, as they have no issue with accepting notes. I've never heard anything so ridiculous in my life. Quote Link to comment Share on other sites More sharing options...
Scoboblio Posted January 14, 2006 Share Posted January 14, 2006 apparently for health and safety reasons. Quoting "health and safety" is a new way of saying "we don't want to". It usually leaves people afraid to actually question the sheer stupidity of it. At Witham train station, the waiting room was locked the other day, apparantly "For your safety and comfort".... WTF? Also, parking tickets must be displayed in the windscreen of your vehicle "In the interests of safety" I kid you not. Sorry for the thread divert, but haven't had a good rant in a while Quote Link to comment Share on other sites More sharing options...
terribleturner Posted January 14, 2006 Author Share Posted January 14, 2006 Just spoke to them and it's all correct. £20 for the going over overdraft limit, then £30 for each item they let go out. Quote Link to comment Share on other sites More sharing options...
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