Daston Posted December 11, 2005 Share Posted December 11, 2005 Just done a quote as they now have the SZ on their site, right heres the normal bit I'm 21 with 3 years no claims, male, car is garaged, is alarmed and has sideskirts. I will use it up to 6000 mile for SD&P only and they quote me........... £1831.20!!!!!!! Now I do pay at the mo 840 with lancaster fully comp with my car garanteed to a value of £5800. My question is what planet are these insurance people on? Quote Link to comment Share on other sites More sharing options...
China Man Posted December 11, 2005 Share Posted December 11, 2005 I am with elephant and I crashed my suprat TT last year, paid out within 2 months. mind you I am still with them and I pay about 1800. Quote Link to comment Share on other sites More sharing options...
johnd-mkiv Posted December 11, 2005 Share Posted December 11, 2005 Got mine with elephant for £800 fully comp im 23, they must have had a good day when I got my quote Quote Link to comment Share on other sites More sharing options...
Rayman Posted December 11, 2005 Share Posted December 11, 2005 I think you got a good quote from lancaster rather than a bad one from elephant! Quote Link to comment Share on other sites More sharing options...
terribleturner Posted December 12, 2005 Share Posted December 12, 2005 My first quote from Elephant was pretty good, but then you can't have anymore than 6 mods i think it is (and they have to actually be able to understand them) and they wont cover the mods in an accident. Quote Link to comment Share on other sites More sharing options...
GeordieSteve Posted December 12, 2005 Share Posted December 12, 2005 I hate em. Had so much trouble insuring a temp car lately there's no way I'm going back next year. For some reason the guy hung up when I told him he was a parcel of shite Quote Link to comment Share on other sites More sharing options...
SkyJawa Posted December 12, 2005 Share Posted December 12, 2005 I was with elephant when my Supra met its maker. I will never use them again!!!!!!!!!!!!!!!!!!! Insured in Aug, asked the price I paid for the car so told them 16k which is what it was, 8 MONTHs later they offered 8k Quote Link to comment Share on other sites More sharing options...
tDR Posted December 12, 2005 Share Posted December 12, 2005 SZ's are usually much more expensive to insure. Think the insurers put it down to there never having been a naturally aspirated UK model and associate more expense with repairing one because of this, never mind that it's the slow model Quote Link to comment Share on other sites More sharing options...
Pig Posted December 12, 2005 Share Posted December 12, 2005 Elephant are a complete joke. Charged me an extra £30 for 2 months left on the policy for RLTC and said i couldnt have a FMIC because it came under their TURBO CHARGED catagory. How dumb is that, i said i already have turbos but no joy! lol Cheap....but pay peanuts get monkeys. Just banking on not crashing! Quote Link to comment Share on other sites More sharing options...
Pete Posted December 12, 2005 Share Posted December 12, 2005 SZ's are usually much more expensive to insure. Utter nonsense!! After having three MKiVs NA and TT I feel justified in that comment. Just try the club insurers - Sky. Quote Link to comment Share on other sites More sharing options...
Faye Posted December 12, 2005 Share Posted December 12, 2005 Utter nonsense!! After having three MKiVs NA and TT I feel justified in that comment. Just try the club insurers - Sky. Well I know I'm comparing to a UK, but my insurance is way higher than Keiths, despite having a clean license and 4 yrs NCB more than him, and yes I'm with Sky! Quote Link to comment Share on other sites More sharing options...
Scoboblio Posted December 12, 2005 Share Posted December 12, 2005 said i couldnt have a FMIC because it came under their TURBO CHARGED catagory. I've got a FMIC insured with them. Explained to them that the stock one was buggered, and I couldn't afford a toyota replacement for £1k, but I can get a nice new shiney FMIC for much less. Politely explained that if they didn't insure it I'd have to sell the car and cancel the policy because I couldn't afford to keep it. Suprise! They suddenly understood that a FMIC was simply a "more efficient unit" and did not actually add BHP (which is true surely). Just make sure you tell them clearly several times that it's different to a stock unit. Quote Link to comment Share on other sites More sharing options...
Pete Posted December 12, 2005 Share Posted December 12, 2005 Well I know I'm comparing to a UK, but my insurance is way higher than Keiths, despite having a clean license and 4 yrs NCB more than him, and yes I'm with Sky! Yes. I found a UK spec would be some 200/300 pounds cheaper than imports. Import TT compared to NA import at the same insurance company, NA is cheaper. Quote Link to comment Share on other sites More sharing options...
Daston Posted December 12, 2005 Author Share Posted December 12, 2005 Sky quoted me £2300 Quote Link to comment Share on other sites More sharing options...
JonW Posted December 12, 2005 Share Posted December 12, 2005 Sounds like age has a lot to do with it. I'm 32, 6 years NCB. My SZ is insured with Sky, Mods declared for £650. Quote Link to comment Share on other sites More sharing options...
Scoboblio Posted December 12, 2005 Share Posted December 12, 2005 Going by previous threads on here and from my own experience, sky are terrible when it comes to under 25's (I'm 24 and my quote was £2500). Quote Link to comment Share on other sites More sharing options...
Mike Posted December 12, 2005 Share Posted December 12, 2005 Sounds like age has a lot to do with it. I'm 32, 6 years NCB. My SZ is insured with Sky, Mods declared for £650. That's the same as me, same age, car NCB etc... but with protected NCB - £550 with masterquote Check it out.... Quote Link to comment Share on other sites More sharing options...
Pig Posted December 12, 2005 Share Posted December 12, 2005 I've got a FMIC insured with them. Explained to them that the stock one was buggered, and I couldn't afford a toyota replacement for £1k, but I can get a nice new shiney FMIC for much less. Politely explained that if they didn't insure it I'd have to sell the car and cancel the policy because I couldn't afford to keep it. Suprise! They suddenly understood that a FMIC was simply a "more efficient unit" and did not actually add BHP (which is true surely). Just make sure you tell them clearly several times that it's different to a stock unit. Gutted, well its saved me money, bought a stock one instead. will do me fine for now! Quote Link to comment Share on other sites More sharing options...
tDR Posted December 12, 2005 Share Posted December 12, 2005 After owning 2x TT's and getting quotes for an N/A, I found most companies were at least twice the price of the TT for me. I think this is the norm! Quote Link to comment Share on other sites More sharing options...
zabe_1 Posted December 12, 2005 Share Posted December 12, 2005 hey just tried elephant for me there, a uk tt was 1600 with business class 1, 21 0yr ncb, a import sz or tt were both 2600 with business class 1... think its the import factor that bumps the prices up Quote Link to comment Share on other sites More sharing options...
JIMBOW1 Posted December 12, 2005 Share Posted December 12, 2005 just done a quote with elephant, im 21 3years ncb, fuly comp £1200!! car is a sz:D Quote Link to comment Share on other sites More sharing options...
Daston Posted December 12, 2005 Author Share Posted December 12, 2005 just done a quote with elephant, im 21 3years ncb, fuly comp £1200!! car is a sz:D must be in a nice area Quote Link to comment Share on other sites More sharing options...
China Man Posted December 12, 2005 Share Posted December 12, 2005 must be in a nice area yeah, try E7 as a post code Quote Link to comment Share on other sites More sharing options...
Todd Posted December 12, 2005 Share Posted December 12, 2005 Just got quoted £370 But Even though Sky is slightly more expensive I'd stick with them as Jae and co have been top notch with me to date. Quote Link to comment Share on other sites More sharing options...
lockys96 Posted December 12, 2005 Share Posted December 12, 2005 just use lancaster, they like young-uns. Quote Link to comment Share on other sites More sharing options...
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