Nathanj1142 Posted February 11, 2020 Share Posted February 11, 2020 Hello all, the time has come for me to renew my supra's insurance. Last year, in March, I insured my car for about £1000. I was 19 (young driver premiums[ANGRY][/ANGRY]) I've just been looking at quotes for just after I turn 21, and the cheapest I'm getting on price comparison sites is £2500, and that's on the exact same car, but I will be 21 and currently own a house? I tried sky insurance and their quote came back at 2500 aswell. Has anyone else noticed a huge spike in their premium quotes? Is it the time of year? Link to comment Share on other sites More sharing options...
Noz Posted February 11, 2020 Share Posted February 11, 2020 Maybe area change. Where is it parked vs where WAS it parked. New area now with your own place? That will affect it. Consider all things that's different. But £1000 for a Supra at 19 is quite spectacular really. Link to comment Share on other sites More sharing options...
Nathanj1142 Posted February 11, 2020 Author Share Posted February 11, 2020 Maybe area change. Where is it parked vs where WAS it parked. New area now with your own place? That will affect it. Consider all things that's different. But £1000 for a Supra at 19 is quite spectacular really. I bought the house my family live in - confusing situation but same area same place. I was getting quotes on twin turbos for £1500 last year too Link to comment Share on other sites More sharing options...
Dnk Posted February 11, 2020 Share Posted February 11, 2020 Not had my renewals yet and doubt they will double, mine on one car have actually dropped for the last 3 yrs 2017/18 £227 6 YRS NCD 2018/19 £209 7 YRS NCB 2019/20 £193 8 YRS NCB What is your renewal quote ? Link to comment Share on other sites More sharing options...
Mo Reviews Posted February 11, 2020 Share Posted February 11, 2020 Perhaps there has been a surge in vehicle crime in your area, have you checked your police force's statistics? Link to comment Share on other sites More sharing options...
Noz Posted February 11, 2020 Share Posted February 11, 2020 Maybe change the setting of being a home owner. See if it drops. Would explain it. I highly recommend Reis motorsport insurance. They looked after me so well I have all my cars with them now. They beat all the comparison websites and gave me a really good quote. PM me if you wanted a contact email. Link to comment Share on other sites More sharing options...
djmakz Posted February 11, 2020 Share Posted February 11, 2020 Ive noticed the annual mileage made massive difference when I was looking >5000 or Link to comment Share on other sites More sharing options...
Nathanj1142 Posted February 11, 2020 Author Share Posted February 11, 2020 Perhaps there has been a surge in vehicle crime in your area, have you checked your police force's statistics? There’s been 2 cases of vehicle theft in December in a village next to my town - not sure if that could cause it Link to comment Share on other sites More sharing options...
Dnk Posted February 11, 2020 Share Posted February 11, 2020 There’s been 2 cases of vehicle theft in December in a village next to my town - not sure if that could cause it /QUOTE] Is it the same postcode ? You can check your areas rating http://www.carinsuranceexplained.com/car-insurance-explained/car-insurance-postcode-risk-list.html Link to comment Share on other sites More sharing options...
Nathanj1142 Posted February 11, 2020 Author Share Posted February 11, 2020 Is it the same postcode ? You can check your areas rating http://www.carinsuranceexplained.com/car-insurance-explained/car-insurance-postcode-risk-list.html Rated as a B on there - HU17 Link to comment Share on other sites More sharing options...
Nathanj1142 Posted February 11, 2020 Author Share Posted February 11, 2020 Adrian flux is now the cheapest at £1750 - apparently £13000 for the agreed valuation is too high so therefore they’ve hiked my premium up? I based that off the agreed valuation post on these forums. I asked why it was too high and apparently replacing a bone stock supra would be less as it hasn’t got the changes that I’ve made to it - I said be my guest if you can find a stock supra for that price haha Link to comment Share on other sites More sharing options...
Dnk Posted February 11, 2020 Share Posted February 11, 2020 Have you had the renewal yet ? Link to comment Share on other sites More sharing options...
Nathanj1142 Posted February 11, 2020 Author Share Posted February 11, 2020 Have you had the renewal yet ? Just checked my account - £1250 so better - will ring them to see if I can bring it down at all Link to comment Share on other sites More sharing options...
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