Karl M N Posted January 17, 2018 Share Posted January 17, 2018 (edited) Insurance has always been something that puzzled me. I've received a quote for my supra from Sky (currently with Adrian Flux). It's £1560 after I told them I'll only be driving it around for 10-15 minutes 3-4 times a month, probably on a Saturday night so there will be no traffic in my area. I have had two accidents, both non fault. The elderly should honestly be re tested. Both times the other party took 100% of the responsibility. I live in the southeast in medway, so the area can't be that bad for insurance right? I know it's not going to be a fantastic area as half the drivers here probably shouldn't be on the road. This still seems like a crazy price for a car I'll hardly drive this year, it's even higher than my 330 which I drive every day. It's also worth noting that I'm 24 with 5 years no claims on my supra. Not particularly old, but certainly not a new driver either. Do some of you guys with the Edit: Forgot to say. The reason I'm driving it so little is because it's not too healthy right now and keeping it locked away won't save me any money anyway. Planning a rebuild after getting a home. Edited January 17, 2018 by Karl M N (see edit history) Quote Link to comment Share on other sites More sharing options...
jagman Posted January 17, 2018 Share Posted January 17, 2018 24 You say , hmm that means you need to be escorted at all times with a responsible adult -lol ,anyway if your premium was 60 quid ,you would only spend the 1500 on drink and women -ha ha , I would at 24 Quote Link to comment Share on other sites More sharing options...
rider Posted January 17, 2018 Share Posted January 17, 2018 £1.500 for a high powered car at 24 doesn't sound that bad. My daughter pays £650 for her Astra. Don't worry, if you are fortunate you'll get old and the premiums will stay the same (my premiums were the same in £'s 40 years ago that they are today) and when you get to be old you can put yourself through a voluntary retest because its the right thing to do. Quote Link to comment Share on other sites More sharing options...
Karl M N Posted January 17, 2018 Author Share Posted January 17, 2018 (edited) By the time I'm 70 I doubt we'll be allowed to drive ourselves lol. They didn't ask how powerful the car was, but I've come across younger drivers with more powerful cars that get to pay less. Someone I know came off of a drink drive ban on his 25th birthday, and ended up paying £500 to insure a ~230bhp car. I agree that £1500 would be a fine quote, if I drove the car enough. Edited January 17, 2018 by Karl M N (see edit history) Quote Link to comment Share on other sites More sharing options...
navtrd Posted January 17, 2018 Share Posted January 17, 2018 When I was 22 I think I paid £2500 lol now 13 years later I'm paying £425 which I don't mind. Quote Link to comment Share on other sites More sharing options...
evinX Posted January 17, 2018 Share Posted January 17, 2018 24 with 2 previous accidents and 5yrs no claims protected? Accidents dont show up as non fault of not. Just accident. A part of the system which needs to change. Thats probably why its that price Quote Link to comment Share on other sites More sharing options...
X13mgr Posted January 17, 2018 Share Posted January 17, 2018 Jus done my renewal today. Adrian quoted me £875 on my single 6speed. Though the worst was sky our club company at an astonishing £1850. Agreed value of 25k. 4000 miles I’m 33 live in the country. Quote Link to comment Share on other sites More sharing options...
Karl M N Posted January 17, 2018 Author Share Posted January 17, 2018 When I was 22 I think I paid £2500 lol now 13 years later I'm paying £425 which I don't mind. My first year with the car I paid £2700 for 5000 miles. They counted it as my daily as it was my only car, even though I was close enough to walk to work. It didn't drop for the second year though, even though I dropped my mileage to 1500 a year. Quote Link to comment Share on other sites More sharing options...
Karl M N Posted January 17, 2018 Author Share Posted January 17, 2018 24 with 2 previous accidents and 5yrs no claims protected? Accidents dont show up as non fault of not. Just accident. A part of the system which needs to change. Thats probably why its that price I'd like to know exactly how they price the quotes up. In one instance I was waiting in traffic when a pensioner decided to drive down the wrong side of the road and hit my stationary car and nearly having a head on collision, so it's a shame they punish me for this. A couple of years ago this did make a large difference, but it doesn't seem to be changing my quotes by more than a couple hundred when running them through comparison sites. I tend to check both prices, with accidents not declared. Quote Link to comment Share on other sites More sharing options...
charlton Posted January 17, 2018 Share Posted January 17, 2018 As others have said, I think that’s a fair quote, I was paying similar at your age on an NA 24 with 2 previous accidents and 5yrs no claims protected? Accidents dont show up as non fault of not. Just accident. A part of the system which needs to change. Thats probably why its that price I’ve had a play on some websites with adding a non fault claim against having no claims at all (as I have a non fault claim) and it made no difference to the overall cost Quote Link to comment Share on other sites More sharing options...
squiffy Posted January 18, 2018 Share Posted January 18, 2018 I'd say that was a fair price? I paid £2000 with 1 non fault claim when I was 22/23 Quote Link to comment Share on other sites More sharing options...
Glanza_Mike Posted January 18, 2018 Share Posted January 18, 2018 Sounds high to me, I had my supra 4 years and never paid over 400 quid all mods declared on a single turbo with agreed value. Aged between 26 and 30 with 0 ncb. Quote Link to comment Share on other sites More sharing options...
Safely Insured Posted January 18, 2018 Share Posted January 18, 2018 Hi Karl, If you PM me your name, postcode, and DOB, I'll take a look at this for you. Cheers, Alex Quote Link to comment Share on other sites More sharing options...
Karl M N Posted January 18, 2018 Author Share Posted January 18, 2018 I've received a quote of £1100 now guys. Protected no claims as well. So it seems that I've found a much more reasonable price. Quote Link to comment Share on other sites More sharing options...
shaky Posted January 18, 2018 Share Posted January 18, 2018 I've received a quote of £1100 now guys. Protected no claims as well. So it seems that I've found a much more reasonable price. One more year and you can have classic insurance , Quote Link to comment Share on other sites More sharing options...
Hitbox Junkie Posted January 18, 2018 Share Posted January 18, 2018 One more year and you can have classic insurance , Can you get classic insurance on a modified supra? Quote Link to comment Share on other sites More sharing options...
el_bandido Posted January 18, 2018 Share Posted January 18, 2018 £1800 for 5000 miles for me last year. And I don't even have a turbo. Quote Link to comment Share on other sites More sharing options...
evinX Posted January 18, 2018 Share Posted January 18, 2018 Can you get classic insurance on a modified supra? Yep they allow mods. Only game with classic insurance is they dont allow NCB to be used. Quote Link to comment Share on other sites More sharing options...
Sheefa Posted January 19, 2018 Share Posted January 19, 2018 £310 here big single full agreed value and 3k limited miles. Quote Link to comment Share on other sites More sharing options...
Rowlze Posted January 19, 2018 Share Posted January 19, 2018 I renewed my car insurance yesterday with Admiral. It was £1175 for both my A5 and Supra. Give them a go mate Quote Link to comment Share on other sites More sharing options...
uzzyuzzy Posted January 19, 2018 Share Posted January 19, 2018 Driving a Supra is not cheap and especially for some of us guys living in London regardless of it being on a classic or performance insurance. This is in addition to the annual car park charges of around 1500 and all the running costs. I try not to think about it as last year the 3k miles cost me just over 4k. . Makes me want to cry:taped: Quote Link to comment Share on other sites More sharing options...
Pudsey Posted January 19, 2018 Share Posted January 19, 2018 Driving a Supra is not cheap and especially for some of us guys living in London regardless of it being on a classic or performance insurance. This is in addition to the annual car park charges of around 1500 and all the running costs. I try not to think about it as last year the 3k miles cost me just over 4k. . Makes me want to cry:taped: Thats an absolute shocker Quote Link to comment Share on other sites More sharing options...
Scooter Posted January 19, 2018 Share Posted January 19, 2018 Yep they allow mods. Only game with classic insurance is they dont allow NCB to be used. I currently have three cars and the thing they stress re the classic/no ncd car is that you must have another insurance policy in place for your daily car that's for general use. Quote Link to comment Share on other sites More sharing options...
Karl M N Posted January 19, 2018 Author Share Posted January 19, 2018 (edited) I used to be with admiral but I don't think they are too keen on modified cars are they? Other Han the respray your car is stock isn't it Chris? I'm fine with the quote I got yesterday anyway, the money I saved can go towards the 330 instead Edited January 19, 2018 by Karl M N (see edit history) Quote Link to comment Share on other sites More sharing options...
shaky Posted January 19, 2018 Share Posted January 19, 2018 Can you get classic insurance on a modified supra? As long as you tell them yes, it made no odds to the price of my insurance, they don't care, just need lots of pics, agreed mileage and value Quote Link to comment Share on other sites More sharing options...
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