Jam127 Posted July 12, 2017 Share Posted July 12, 2017 So, my insurance lapses soon and i am not being offered a renewal due to my driving convictions & points that i picked up last year... i have trade insurance in place but they also dont want to touch the supra. Iv just spent a hella lot of money on it getting it to be mechanically sweet & also driving in a straight line, the only thing it needs (not desperately) is a paint job, i am very happy with it right now and i was just starting to enjoy the car again. SO ... here are my options Sell the car - which really is the very last thing i want to do after all the effort/money/blood/sweat/tears i have gave this car. Transfer it over to a relatives name, get them to insure it and drive it through my trade policy (i can drive any car). BAD IDEA? Dry store it until my points clear - keep it as an 'ongoing project' buy bits here and there and improve it all round. Make it mint in time for it coming back out (upgrade parts, possibly go ridox fenders all round then get it painted). Its a GTE single in an na shell which i swapped myself due to having an accident in my genuine tt6. It was only cosmetic damaged, all running gear was absolutely fine after changing a few parts here & there. Iv got it looking the way i wanted, running mint with multiple trips to my tuner, having head work done, changing injectors etc etc etc so the last thing i want to do is kinda throw it all away after what iv mentioned. Iv been on a massive journey with the car and it hasnt been easy. Its a love hate relationship really, i know they are rocketing in prices and they are getting hard to find. This also throws me towards keeping it as opposed to selling aswell. What are they going to be worth in say 2-3 years? Please dont ask me for a price, like stated its really the last thing on my mind. It wont cost me much to store it, il get the car out every now & then (private land) to keep things moving freely. Id probably also get it taken to an mot station every year just to keep on top of things that way Aswell. Put yourselfs in my shoes and let me know what you would honestly do... Banter is welcomed but be kind, please ;-) Quote Link to comment Share on other sites More sharing options...
JordanC Posted July 12, 2017 Share Posted July 12, 2017 In your shoes I'd probably learn to drive and not get points... I think you should dry store it mate and work on her over time! Quote Link to comment Share on other sites More sharing options...
Karl M N Posted July 12, 2017 Share Posted July 12, 2017 No reason not to store it. With the way prices are going you won't pick up another one for what you sell it for. Quote Link to comment Share on other sites More sharing options...
Style Posted July 12, 2017 Share Posted July 12, 2017 Store it and definitely don't be daft enough to do the whole trade policy option you've mentioned. Last thing you want is even more points and convictions if you get found out Quote Link to comment Share on other sites More sharing options...
mc92 Posted July 12, 2017 Share Posted July 12, 2017 Give it to me I'll look after it for you I'd go with storing it and working on it, you'll regret not having it if you sell it. Quote Link to comment Share on other sites More sharing options...
samdale Posted July 12, 2017 Share Posted July 12, 2017 I'd go with the store it option. This may be a silly question but have you tried other insurance companies? Just because your current one won't renew it doesn't mean that all insurance companies will say no. Phone around, I believe there are companies who cater specifically for naughty drivers Quote Link to comment Share on other sites More sharing options...
TomWeight Posted July 12, 2017 Share Posted July 12, 2017 Agree with the masses, if you can afford to just store it, you can enjoy it in a few years when it's all done or if you come to sell it later on, you can guarantee the value will go up. Quote Link to comment Share on other sites More sharing options...
evinX Posted July 12, 2017 Share Posted July 12, 2017 Not going to be nice. You are where you are beacuse of your actions on the road. And i have no respect for that. Dry store it for later on but expect to pay stupid money to drive it. You considered selling, so dont see you as a supra nut lile alot of us? Quote Link to comment Share on other sites More sharing options...
Jam127 Posted July 12, 2017 Author Share Posted July 12, 2017 I'd go with the store it option. This may be a silly question but have you tried other insurance companies? Just because your current one won't renew it doesn't mean that all insurance companies will say no. Phone around, I believe there are companies who cater specifically for naughty drivers I have mate, noone will touch me Quote Link to comment Share on other sites More sharing options...
Jam127 Posted July 12, 2017 Author Share Posted July 12, 2017 Not going to be nice. You are where you are beacuse of your actions on the road. And i have no respect for that. Dry store it for later on but expect to pay stupid money to drive it. You considered selling, so dont see you as a supra nut lile alot of us? Not looking for respect from anyone, that wasnt what i asked. Why should i expect to pay stupid money to drive it when my licence is all clear...? Like stated i do still have insirance so my NCB will keep rising and so will my 'years of driving' So, i wont be a 'new' driver, il have lots of NCB (hopefully) and il have a clean licence... Quote Link to comment Share on other sites More sharing options...
Annabella Posted July 12, 2017 Share Posted July 12, 2017 Get you're convictions spent, store it and it'll feel like you've got a new toy, then drive fast on trackdays. Quote Link to comment Share on other sites More sharing options...
Supragal Posted July 13, 2017 Share Posted July 13, 2017 Store it. What convictions? Quote Link to comment Share on other sites More sharing options...
Dnk Posted July 13, 2017 Share Posted July 13, 2017 Do most insurance comps count ncb earn't on trader policies Quote Link to comment Share on other sites More sharing options...
Jam127 Posted July 13, 2017 Author Share Posted July 13, 2017 Do most insurance comps count ncb earn't on trader policies Mines does dunk, i asked before i had taken out the policy - - - Updated - - - Store it. What convictions? Cd10 & is10. They were originally worse but i fought my corner at court and got them reduced as it was found a certain party were telling porkies Quote Link to comment Share on other sites More sharing options...
Dnk Posted July 13, 2017 Share Posted July 13, 2017 Mines does dunk, i asked before i had taken out the policy Good news as long as you stick with them If no one will insure you on the supra till these points are gone then its a long wait i'm afraid, dry storage wont be cheap unless you have somewhere, if you keep the car i'd get it in a carcoon or similar Quote Link to comment Share on other sites More sharing options...
blythmrk Posted July 13, 2017 Share Posted July 13, 2017 I don't get it you are not banned but no body will insure you normally they will but at a premium? Quote Link to comment Share on other sites More sharing options...
Scooter Posted July 13, 2017 Share Posted July 13, 2017 Insurance companies hate IN 10's but this company 'might' be sympathetic, it certainly reads like they will try their best to at least quote. https://www.keithmichaels.co.uk/convicted-driver-car-insurance/helpful-information/driving-without-insurance/ Quote Link to comment Share on other sites More sharing options...
Karl M N Posted July 13, 2017 Share Posted July 13, 2017 (edited) I don't get it you are not banned but no body will insure you normally they will but at a premium? If you're considered to be too high of a risk they won't even bother. ive been refused quotes on certain cars before simply because of my age, and the ones that did quote me, quoted a silly price so they wouldn't have to deal with me From their point of view, even if they. Charge you an insanely high premium. They still believe you're likely to cause an accident, which could cost thousands. It's not worth their time time quote people who they believe will crash Edited July 13, 2017 by Karl M N (see edit history) Quote Link to comment Share on other sites More sharing options...
MoRLeY Posted July 13, 2017 Share Posted July 13, 2017 Do most insurance comps count ncb earn't on trader policies There are some that don't, I went from a Trade policy on my Navara to a normal one. My company said that it might not transfer if I go to a different company. I think if you stick with the same company you are normally ok! If it was up to me, I'd store it and get all the work you wanted done to it. Quote Link to comment Share on other sites More sharing options...
SaqTRD Posted July 13, 2017 Share Posted July 13, 2017 Have you tried Classic car policies like FootMan James? I know guys who have points on their license and they've had no issues with it. The only issue i can see is that they may not insure it as its overly modified. But worth a call? Quote Link to comment Share on other sites More sharing options...
Jam127 Posted July 13, 2017 Author Share Posted July 13, 2017 I don't get it you are not banned but no body will insure you normally they will but at a premium? Well, they will insure me but i dont have money coming out my ears to pay for it lol. Quote Link to comment Share on other sites More sharing options...
Jam127 Posted July 13, 2017 Author Share Posted July 13, 2017 Insurance companies hate IN 10's but this company 'might' be sympathetic, it certainly reads like they will try their best to at least quote. https://www.keithmichaels.co.uk/convicted-driver-car-insurance/helpful-information/driving-without-insurance/ Its an is10 mate, failing to comply with a warden or police officer. Thanks, il give them a shout when its time to try and get a policy Quote Link to comment Share on other sites More sharing options...
Jam127 Posted July 13, 2017 Author Share Posted July 13, 2017 Have you tried Classic car policies like FootMan James? I know guys who have points on their license and they've had no issues with it. The only issue i can see is that they may not insure it as its overly modified. But worth a call? Iv heard good & bad stories about them, i will give them a call though but im pretty young for this type of car and yes its pretty modified Quote Link to comment Share on other sites More sharing options...
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