shaz2010 Posted July 1, 2017 Share Posted July 1, 2017 Just got my renewal through the post and it's gone up by £200! So I called them and they explained that the classic insurance has changed to "over 30 years old is deemed a classic"! So I said to her ok if that's the case can I add my 10+ years no claims and she said "no as it's not a modern day car" eh then what is it?? I Don't get it I said, she said if you shop around and find a lower quote we might be able to match it... WTF Quote Link to comment Share on other sites More sharing options...
Pudsey Posted July 1, 2017 Share Posted July 1, 2017 Which have company was that? Quote Link to comment Share on other sites More sharing options...
SPG Posted July 1, 2017 Share Posted July 1, 2017 Sounds like your insurance company want shot of you mate, bizzarre but becoming increasingly frequent. Quote Link to comment Share on other sites More sharing options...
shaz2010 Posted July 1, 2017 Author Share Posted July 1, 2017 Footman James - - - Updated - - - She says it's across the board lads Quote Link to comment Share on other sites More sharing options...
shaz2010 Posted July 1, 2017 Author Share Posted July 1, 2017 Sounds like your insurance company want shot of you mate, bizzarre but becoming increasingly frequent. I know a don't know why because I've done absoultly nothing wrong, declared all mods never claimed kept to mileage allowance. Can some one check this out to confirm he 30 years classic crack. Currently looking now myself. Quote Link to comment Share on other sites More sharing options...
SPG Posted July 1, 2017 Share Posted July 1, 2017 Have you tried Livingstone Warmans (Higos) or Lynbrooke? Sadly you don't need to have made a claim for the company to reasses your eligibility or their appetite for your business, factors such as your area, claims in said area/crime, the company's own targeted market and whether you now fall out with that model, etc etc. Quote Link to comment Share on other sites More sharing options...
Dnk Posted July 1, 2017 Share Posted July 1, 2017 I recently insured my 1994 RRC with AF using an agreed value policy underwritten by Equity Red Star, Admiral were going to insure it this year on its renewal also on an agreed value policy Quote Link to comment Share on other sites More sharing options...
samdale Posted July 1, 2017 Share Posted July 1, 2017 Footman James Quelle suprise! Been a lot of threads on here about how useless they've been recently. Quote Link to comment Share on other sites More sharing options...
shaz2010 Posted July 1, 2017 Author Share Posted July 1, 2017 Have you tried Livingstone Warmans (Higos) or Lynbrooke? Sadly you don't need to have made a claim for the company to reasses your eligibility or their appetite for your business, factors such as your area, claims in said area/crime, the company's own targeted market and whether you now fall out with that model, etc etc. Gonna try them on Monday, have a shop about. Quote Link to comment Share on other sites More sharing options...
samm Posted July 1, 2017 Share Posted July 1, 2017 Footman James quoted me £1200 for my TT auto and sky wanted £760!!! I'm 55 with 13 ncb and 5000mls a year, can anyone recommend a company that can give me a sensible quote. Quote Link to comment Share on other sites More sharing options...
Dnk Posted July 2, 2017 Share Posted July 2, 2017 Footman James quoted me £1200 for my TT auto and sky wanted £760!!! I'm 55 with 13 ncb and 5000mls a year, can anyone recommend a company that can give me a sensible quote. No idea how good or bad they are as i've never had to claim but Admiral and AF do agreed value policies Quote Link to comment Share on other sites More sharing options...
Swampy442 Posted July 2, 2017 Share Posted July 2, 2017 Try RH Specialists, got my 99 E55 AMG as a classic with them Quote Link to comment Share on other sites More sharing options...
Havard Posted July 2, 2017 Share Posted July 2, 2017 Go to Lynbrook, well cheap and decent to deal with. Footman James were AON at one point and they moved my Supra back from 10 years to 15 years as a classic and put the price up. I subsequently went elsewhere and saved on my original price anyway, nevermind the renewal. H. Quote Link to comment Share on other sites More sharing options...
shaz2010 Posted July 2, 2017 Author Share Posted July 2, 2017 Will try the few said, surly they can't just change the classic age Harvard! Quote Link to comment Share on other sites More sharing options...
kevin smith Posted July 2, 2017 Share Posted July 2, 2017 Sky upped mine by £200 the other week like you i am 55 with the same ncb, funny i got a quote from footman James £200 cheaper, so i contacted Sky showed them the Quote from FJ and Sky then matched it with an agreed value. They never mentioned anything about it not being a classic. So what's going on ???. Quote Link to comment Share on other sites More sharing options...
shaz2010 Posted July 2, 2017 Author Share Posted July 2, 2017 Sky upped mine by £200 the other week like you i am 55 with the same ncb, funny i got a quote from footman James £200 cheaper, so i contacted Sky showed them the Quote from FJ and Sky then matched it with an agreed value. They never mentioned anything about it not being a classic. So what's going on ???. That's good Kevin I think I'm gonna have to do the same try someone else and then go back to FJ thing is they have pissed me off now ! Mine went up £200 as well, don't know why they are bring the classic age thing up, but someone else was on about FJ saying the car needs to be garaged now to be a classic! Something is up. Diffrent excuses . Quote Link to comment Share on other sites More sharing options...
kevin smith Posted July 2, 2017 Share Posted July 2, 2017 I know how you feel i was pretty p---ed of as well i don't know what game they are playing. Quote Link to comment Share on other sites More sharing options...
Dnk Posted July 2, 2017 Share Posted July 2, 2017 Not many insurance comps will cover a classic unless its garaged Quote Link to comment Share on other sites More sharing options...
shaky Posted July 2, 2017 Share Posted July 2, 2017 Footman James quoted me £1200 for my TT auto and sky wanted £760!!! I'm 55 with 13 ncb and 5000mls a year, can anyone recommend a company that can give me a sensible quote. I have a TT auto, same age , 5000 miles,agreed value and never made a claim , £193 liverpool victoria classic car insurance.and that was last week . Quote Link to comment Share on other sites More sharing options...
Dnk Posted July 2, 2017 Share Posted July 2, 2017 I have a TT auto, same age , 5000 miles,agreed value and never made a claim , £193 liverpool victoria classic car insurance.and that was last week . I shall give them a call next year as they don't list that the vehicle has to be garaged To take out an LV= classic car policy: your classic car must be over 20 years old your classic car must be valued up to £40,000 there shouldn't be any renovations being carried out during the life of your policy the annual mileage mustn't exceed 5,000 miles all drivers named on the policy need to be over 30 your classic car can't be your main car You can use your classic car for social, domestic and pleasure purposes, as well as commuting Quote Link to comment Share on other sites More sharing options...
shaky Posted July 2, 2017 Share Posted July 2, 2017 I shall give them a call next year as they don't list that the vehicle has to be garaged To take out an LV= classic car policy: your classic car must be over 20 years old your classic car must be valued up to £40,000 there shouldn't be any renovations being carried out during the life of your policy the annual mileage mustn't exceed 5,000 miles all drivers named on the policy need to be over 30 your classic car can't be your main car You can use your classic car for social, domestic and pleasure purposes, as well as commuting And they like pics , did not know about commuting and mine is garaged and i'm an old fart, hence cheap insurance Quote Link to comment Share on other sites More sharing options...
Havard Posted July 2, 2017 Share Posted July 2, 2017 Will try the few said, surly they can't just change the classic age Harvard! They can do whatever they want. It's their terms of cover and they can amend without notice I would imagine. Would have to read their T&C's but I bet they have it covered as most companies would. I looked at Lynbrook, Carole Nash, Greenlight etc. Car was on 5K miles with Lynbrook, not garaged, modifications to wheels, exhaust only though. If you are heavily modified then you may have a problem. H. Quote Link to comment Share on other sites More sharing options...
supraGZaerotop Posted July 2, 2017 Share Posted July 2, 2017 I'm 36 max ncb, agreed value of around 14k-15k I think and it about £500 Quote Link to comment Share on other sites More sharing options...
HarleyFDMD Posted July 3, 2017 Share Posted July 3, 2017 Footman James quoted me £1200 for my TT auto and sky wanted £760!!! I'm 55 with 13 ncb and 5000mls a year, can anyone recommend a company that can give me a sensible quote. What?! I pay £360 with footman james on my NA 5 speed with an agreed value of 8k. Im 25 with 3 points and 0 years no claims! Quote Link to comment Share on other sites More sharing options...
shaz2010 Posted July 4, 2017 Author Share Posted July 4, 2017 I shall give them a call next year as they don't list that the vehicle has to be garaged To take out an LV= classic car policy: your classic car must be over 20 years old your classic car must be valued up to £40,000 there shouldn't be any renovations being carried out during the life of your policy the annual mileage mustn't exceed 5,000 miles all drivers named on the policy need to be over 30 your classic car can't be your main car You can use your classic car for social, domestic and pleasure purposes, as well as commuting Scrap that dunk it needs to be garaged when not in use. Also not allowed to commute either. Quote Link to comment Share on other sites More sharing options...
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