el_bandido Posted February 22, 2017 Author Share Posted February 22, 2017 Skippy - yeah, I agree with you on the level of hassle; I'm just chasing a dream and in the fortunate position where I only need to worry about me. I'm not looking to build a mansion, just something small, sustainable and low key. It isn't the cost that's the driver really, rather paying for something I do want vs something I don't. Quote Link to comment Share on other sites More sharing options...
Wez Posted February 22, 2017 Share Posted February 22, 2017 Not sure on your location but I would deff recommend going to the Home Building show at the NEC, there is a link in my earlier post, I have been a few times and it is a wealth of information from planning, building and material suppliers etc. Quote Link to comment Share on other sites More sharing options...
skippyboyo1 Posted February 22, 2017 Share Posted February 22, 2017 Skippy - yeah, I agree with you on the level of hassle; I'm just chasing a dream and in the fortunate position where I only need to worry about me. I'm not looking to build a mansion, just something small, sustainable and low key. It isn't the cost that's the driver really, rather paying for something I do want vs something I don't. why didn't you say this before, in that case....rent a flat,fill it with strippers a chef and butler, bin the supra and get a Porsche Quote Link to comment Share on other sites More sharing options...
el_bandido Posted February 22, 2017 Author Share Posted February 22, 2017 Not sure on your location but I would deff recommend going to the Home Building show at the NEC, there is a link in my earlier post, I have been a few times and it is a wealth of information from planning, building and material suppliers etc. Cheers Wez. Skippy - What do you think I was doing while I was at uni... I've got the Supra for the love of it too, Porsches don't interest me (though I wouldn't mind a Panamera as a daily). Quote Link to comment Share on other sites More sharing options...
The Raven Posted February 22, 2017 Share Posted February 22, 2017 Land is cheap for a reason, often it has little or no chance of being able to build on it. I have had alot of experience with land classed as Agricultural. Its a total mine field. Quote Link to comment Share on other sites More sharing options...
r2ck_p Posted February 22, 2017 Share Posted February 22, 2017 You can borrow on land and the development with a self-build mortgage. We got an offer accept on a 1/3 acre plot which already had planning permission late last year but we found Japanese knotweed on the perimeter so decided to pull out. We went through Buildstore with regards to a Self Build mortgage. The rates on self build mortgages are more than a traditional mortgage as there is more risk for the lender. You still need to be able to show that you have the funds to cover a good 20-30% of the total land and build cost and you need to provide details of the build, materials, costings and architects drawings to scale. Getting the self build mortgage approved can take 3-4 months but depends on how quickly you provide the architects drawings, building materials and cost breakdown. Land with planning permission isn't cheap. So if you have the money you can definitely make it happen. I picked up a lot by purchasing BuildIT magazine, so definitely a good way to start. With regards to finding a plot there are websites like Plot Search you can register to for free. Also read up on the Right To Build scheme. (http://www.self-build.co.uk/right-to-build) All councils now have to make anyone interested aware of plots they are willing to sell so you can register with the councils in the areas you wish to purchase and you will receive emails with plots that will be coming up for auction. On a personal note, we are now in the process of purchasing a bespoke self build which has already been completed several years ago. It’s all currently going through but if this fails we may well be looking at plots again. Hope this helps. Quote Link to comment Share on other sites More sharing options...
el_bandido Posted February 22, 2017 Author Share Posted February 22, 2017 Thanks, that's very useful. Quote Link to comment Share on other sites More sharing options...
SupraAyf Posted February 23, 2017 Share Posted February 23, 2017 It also appears that starting a smallholding may be a cost effective endeavour in this respect, as it opens up avenues on land that previously didn't have permission for a residential dwelling. Not necessarily; in legal terms a small holding does not always include a residential dwelling as part of the intergrated package. If a piece of land does not have a building on it (of any class) then you may get stuck with land where you can't build but can develop the small holding for business usage only, i.e. You would be expected to live somewhere else and commute to your small holding. If the land which you buy has a building as part of the title deed, whether residential or commercial or agricultural or derelict, then you will have a much better chance of converting said building along as it complies with any covenants, restrictions, environmental or social requirements. The problem in dealing with council bods is that they will not commit until you have committed which makes the whole process an almighty gamble. This is the reason why land with in-date planning permission goes for a premium. Best of luck, Andrew Quote Link to comment Share on other sites More sharing options...
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