paulj1 Posted May 4, 2015 Share Posted May 4, 2015 As per title really just looking at doing mine on classic car insurance then I can use no claims on my daily bringing both costs down as my old man's porsche is on classic and they don't need no claims Link to comment Share on other sites More sharing options...
Glanza_Mike Posted May 4, 2015 Share Posted May 4, 2015 I have, it was a complete no brainer for me. Best quote with normal insurer £1250 with £1000 excess. Classic car policy £300, £50 excess. Link to comment Share on other sites More sharing options...
tkddav3 Posted May 4, 2015 Share Posted May 4, 2015 How old does the car have to be? Link to comment Share on other sites More sharing options...
sean2kuk Posted May 4, 2015 Share Posted May 4, 2015 My insurance with footman James is £124 for the year.....car has to be over 15 years to qualify Link to comment Share on other sites More sharing options...
rider Posted May 4, 2015 Share Posted May 4, 2015 As per title really just looking at doing mine on classic car insurance then I can use no claims on my daily bringing both costs down as my old man's porsche is on classic and they don't need no claims I had the Supra on a multi-car but have moved it onto an agreed value (£12k) classic car policy for £220. As a stand alone I could have got it insured for £174 but on the multi-car it was £260. So a £40 saving with the added benefit of agreed value rather than market value. Insurance also covers track days. Link to comment Share on other sites More sharing options...
Guest pharmed Posted May 4, 2015 Share Posted May 4, 2015 I had the Supra on a multi-car but have moved it onto an agreed value (£12k) classic car policy for £220. As a stand alone I could have got it insured for £174 but on the multi-car it was £260. So a £40 saving with the added benefit of agreed value rather than market value. Insurance also covers track days. Who is your insurer and how old are you btw? Any modifications? Link to comment Share on other sites More sharing options...
rider Posted May 4, 2015 Share Posted May 4, 2015 Who is your insurer and how old are you btw? Any modifications? Went through Heritage who arranged Chaucer insurance. I'm 55yrs with a clean record. No mods to the car beyond wheels and exhaust. Set it up on a 3,000 mile limit, was £30 more for 5,000 miles (I only did 1,100 mile last year). Excess is higher than on a non classic policy at £300. The reason I went classic was it didn't cost any more (was actually slightly cheaper) and offers the agreed value, I couldn't imagine Admiral stumping up £12k in a total loss situation. Link to comment Share on other sites More sharing options...
Virus Posted May 4, 2015 Share Posted May 4, 2015 On classic insurance here, free recovery in entire belgium & 300 km outside the borders (over entire europe is only 37 euro extra), paying 500 euros per year, i'm 20 years old (becoming 21 end of this month) Cheers Link to comment Share on other sites More sharing options...
Supra2jze Posted May 4, 2015 Share Posted May 4, 2015 (edited) On classic insurance here, free recovery in entire belgium & 300 km outside the borders (over entire europe is only 37 euro extra), paying 500 euros per year, i'm 20 years old (becoming 21 end of this month) Cheers Thats not fair! I'm same age as you turning 21. In the UK they won't cover anyone under the age of 25 under 'classic car policy'. I'm probz going to have to add myself as a named driver with competiton car insurance under me pops name. Edited May 4, 2015 by Supra2jze (see edit history) Link to comment Share on other sites More sharing options...
paulj1 Posted May 4, 2015 Author Share Posted May 4, 2015 Brilliant cheers guys hope it can be classic and modifed lol I'm hoping mine will be able to classify especially now it's kept in a garage and not on the street and not used as a daily anymore Link to comment Share on other sites More sharing options...
Tyson Posted May 4, 2015 Share Posted May 4, 2015 Thats not fair! I'm same age as you turning 21. In the UK they won't cover anyone under the age of 25 under 'classic car policy'. I'm probz going to have to add myself as a named driver with competiton car insurance under me pops name. Just letting you know that's insurance fraud commonly known as fronting. Link to comment Share on other sites More sharing options...
Chris Wilson Posted May 4, 2015 Share Posted May 4, 2015 Thats not fair! I'm same age as you turning 21. In the UK they won't cover anyone under the age of 25 under 'classic car policy'. I'm probz going to have to add myself as a named driver with competiton car insurance under me pops name. The "I wish I was older" stuff doesn't last, believe me, insurance discount or no insurance discount.... Link to comment Share on other sites More sharing options...
Dnk Posted May 4, 2015 Share Posted May 4, 2015 Admiral do classic car agreed value insurance And i'm with Chris regarding the wish i was older bit Link to comment Share on other sites More sharing options...
Dim Sum Posted May 4, 2015 Share Posted May 4, 2015 Admiral do classic car agreed value insurance And i'm with Chris regarding the wish i was older bit With Admiral the car needs to be 20 years old for it to be a classic car. Link to comment Share on other sites More sharing options...
T14PPA Posted May 4, 2015 Share Posted May 4, 2015 Do they need to know modifications? Or doesnt it matter as its agreed value? Link to comment Share on other sites More sharing options...
Havard Posted May 4, 2015 Share Posted May 4, 2015 Do they need to know modifications? Or doesnt it matter as its agreed value? They need to know and most won't cover serious power improvements. I got away with wheels and exhaust, up to BPU, Lynbrook wouldn't cover me on a single turbo conversion. H. Link to comment Share on other sites More sharing options...
T14PPA Posted May 4, 2015 Share Posted May 4, 2015 Owww that means i cant do it. Link to comment Share on other sites More sharing options...
Virus Posted May 4, 2015 Share Posted May 4, 2015 Thats not fair! I'm same age as you turning 21. In the UK they won't cover anyone under the age of 25 under 'classic car policy'. I'm probz going to have to add myself as a named driver with competiton car insurance under me pops name. Be careful with that, if they find out you drive it more then your pops, they might not cover you incase of an accident. My main rule on insurances: if there is a way they might not pay you, they wont. Also, i'm not lucky, i'm in belgium, not allowed to do any motor tuning, engine swaps, brake upgrades nothing lol. Link to comment Share on other sites More sharing options...
Havard Posted May 4, 2015 Share Posted May 4, 2015 Owww that means i cant do it. Worth a phone call to see what the limit is. Lynbrook were reasonable but wouldn't entertain heavy modifications. Link to comment Share on other sites More sharing options...
paulj1 Posted July 4, 2015 Author Share Posted July 4, 2015 Right guys insurance is up for renewal this month so I'm going to try the classic insurance route as long as they'll do it with bpu few people have said that most classic car insurance don't need no claims discount hopefully this is true as I can then use my ncd on my daily to bring that down anyone had anymore experience with classic car policy on a bpu supra recently Link to comment Share on other sites More sharing options...
jazz1 Posted July 4, 2015 Share Posted July 4, 2015 I always renew mine with Graham Sykes been with them for 3 years, every year they send me a lower quote. Link to comment Share on other sites More sharing options...
paulj1 Posted July 4, 2015 Author Share Posted July 4, 2015 Cool I'll give me a try Monday see what they come back with they do club discount and breakdown cover? Link to comment Share on other sites More sharing options...
Dnk Posted July 4, 2015 Share Posted July 4, 2015 Are you looking for an agreed value policy ? Link to comment Share on other sites More sharing options...
downimpact Posted July 4, 2015 Share Posted July 4, 2015 I always renew mine with Graham Sykes been with them for 3 years, every year they send me a lower quote. same, every year I advise of new mods that are happening and doesn't effect the price either Link to comment Share on other sites More sharing options...
paulj1 Posted July 4, 2015 Author Share Posted July 4, 2015 Not that bothered about agreed policy to be honest dnk Link to comment Share on other sites More sharing options...
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