tDR Posted March 9, 2003 Share Posted March 9, 2003 Just to add some figures - I'm 22 with 0 yrs NCB (been driving under other people for the last 5 yrs), no claims / convictions and I have a '92 MR2 G-Limited Import, uprated suspension, mildly modified front bumper and a few interior changes. I live in the EH55 postcode area (rural Scotland). Here were my quotes: Dorset - £821 Fully Comp. with £120 Excess (Full 12 Month Policy, everything declared, no security requirements) Elephant - £1,020 Fully Comp. with £250 Compulsory Excess + £150 Voluntary Excess = £400 Total Excess (10 Month Bonus Accelerator Policy, mods not declared, Cat 2 Immobiliser required) Bell Direct - £949 Fully Comp. with £250 Compulsory Excess + £150 Voluntary Excess = £400 Total Excess (10 Month Bonus Accelerator Policy, mods not declared, Cat 2 Immobiliser required) Directline - £1,276 Fully Comp. with £150 Excess (Full 12 Month Policy, mods not declared, Cat 1 Alarm / Immobiliser required) Tesco - £1,247 Fully Comp. with £175 Excess (Full 12 Month Policy, mods not declared, Cat 1 Alarm / Immobiliser required) Herts Insurance Consultants - Don't Cover Imports because don't you know you can't get parts or bodypanels for them! (Wankers that I promptly hung up on) Insure Your Motor.com (Lords of London) - £3,200 (!!! I didn't hang around for the details!) So to summarise, I saved a lot of money going with Dorset - Lower Premium, lowest excess and got a far superior policy (free track day cover etc etc as mentioned before) with no enforced security requirements. I'm definitely a happy bunny with 'em. Quote Link to comment Share on other sites More sharing options...
Simon Posted March 9, 2003 Share Posted March 9, 2003 Definately up for changing if Dorset can produce the goods at the right price. Would change both cars to them. Pse keep us all informed. Quote Link to comment Share on other sites More sharing options...
Mid_lifecry_sis Posted March 9, 2003 Share Posted March 9, 2003 Mine is 1000 a year fully comp, with my wife that is. For me with no claims, och that lampost hurt the bike.... is £2500. Track days - should I chance the car would be a no insurance thing right now. Quote Link to comment Share on other sites More sharing options...
eyefi Posted March 9, 2003 Share Posted March 9, 2003 interested, due in may. Quote Link to comment Share on other sites More sharing options...
lust2luv Posted March 9, 2003 Share Posted March 9, 2003 Very interested, due in May. Nice one Matt! Quote Link to comment Share on other sites More sharing options...
terry funnell Posted March 10, 2003 Share Posted March 10, 2003 hi matt dont u run yours on the company motor traders policy you have pm Quote Link to comment Share on other sites More sharing options...
SimonB Posted March 10, 2003 Share Posted March 10, 2003 Definitely interested of course - especially with track day cover. Mine's not due until next Jan though. Quote Link to comment Share on other sites More sharing options...
Duncan Posted March 10, 2003 Share Posted March 10, 2003 When I finally get me Supe in April, I'll need to insure it! So bring it on - defo interested. Quote Link to comment Share on other sites More sharing options...
Need4Speed Posted March 11, 2003 Share Posted March 11, 2003 Mine's up in 3-4 weeks Matt... and despite driving over 1,000,000 miles with a couple of traffic jam nudges in the last 10 years, a clean licence etc. etc. I'm still getting hilarious quotes. Quote Link to comment Share on other sites More sharing options...
Need4Speed Posted March 11, 2003 Share Posted March 11, 2003 How many people would actually declare hybrids? Surely you mean "reconditioned turbochargers" Quote Link to comment Share on other sites More sharing options...
richardharmon Posted March 11, 2003 Share Posted March 11, 2003 Up in August, I only pay £800 with Admiral at the moment, that's with declared alloys and exhaust. Unfortunately I made a claim in September when I spun into a farmer’s gate so I dread to think what the renewal will be like, count me in! Quote Link to comment Share on other sites More sharing options...
Darren Posted March 15, 2003 Share Posted March 15, 2003 Mines up at the end of April. So I'm for some cheaper insurance if its available. cheers. Darren Quote Link to comment Share on other sites More sharing options...
Andrew Posted March 15, 2003 Share Posted March 15, 2003 Count me in too, about time I started to declare my mods Quote Link to comment Share on other sites More sharing options...
Piran Posted March 17, 2003 Share Posted March 17, 2003 Any progress on this as my insurance is coming up in the next few weeks ! Quote Link to comment Share on other sites More sharing options...
Chase Posted March 21, 2003 Share Posted March 21, 2003 Any update Matt? Need to get some insurance sorted by end of next week. Cheers Quote Link to comment Share on other sites More sharing options...
Matt Harwood Posted March 21, 2003 Author Share Posted March 21, 2003 Don't worry, I'm still trying to sort something out... Hopefully some positive news by the end of the day... Quote Link to comment Share on other sites More sharing options...
Terminator Posted March 21, 2003 Share Posted March 21, 2003 Well done Matt, and thanks from the rest of us for keeping up the negotiations. Quote Link to comment Share on other sites More sharing options...
Sharpie Posted March 21, 2003 Share Posted March 21, 2003 Yeah, Thanks Matt for all your efforts. Quote Link to comment Share on other sites More sharing options...
Matt Harwood Posted March 21, 2003 Author Share Posted March 21, 2003 Well, the good news is that we haven't been blown out! The bad news is that it's going to take about two to three weeks before anything is even likely to go any further. They're aware how keen we are, as people have already been phoning them for quotes. - On that subject I've been asked to say:- Please don't phone them until they have a special scheme set up for us. They CANNOT match other specialist insurers yet, so you'll only be getting standard domestic rates... PLEASE DON'T PHONE THEM YET. Also, they've just set up a deal for a Honda club. Within the first few days of them setting it up, they were inundated with people that just wanted to see how much their quotes would be. If and when we get this deal to go through, please ONLY phone them when your renewal date is near. Much as I'm sure they would like our business, no-one likes timewasters. Thank you all, for your co-operation. I'll keep you posted in a couple of weeks time... Quote Link to comment Share on other sites More sharing options...
Steve M Posted March 21, 2003 Share Posted March 21, 2003 lets all give MR NICE a big round of applause for the time and effort on this, as this no doudt will benefit us all. Quote Link to comment Share on other sites More sharing options...
Terminator Posted March 21, 2003 Share Posted March 21, 2003 It is most important that we take Matt's request on board. We want this deal to go well, we dont need premiums to go up to cover the cost of time wasting calls. If the deal is a good as we anticipate, we will all know soon enough when members take out policies with the company at normal renewal time. We will await information on costs with interest. Well done Matt, excellent work. Quote Link to comment Share on other sites More sharing options...
Philb Posted March 21, 2003 Share Posted March 21, 2003 Great idea. Need it by 25th April though, whats the chance? Quote Link to comment Share on other sites More sharing options...
Matt Harwood Posted March 21, 2003 Author Share Posted March 21, 2003 It's not impossible... Unfortunatly, we'll all have to wait and see. Fingers crossed! Quote Link to comment Share on other sites More sharing options...
eyefi Posted March 21, 2003 Share Posted March 21, 2003 nice one if anyone needs any intermedate cover try to get yr insurance firm to do cover notes. mine (lifesure) will insure my second car (full comp, exactly the same cover) until sold on a biweekly basis. worth a try. Quote Link to comment Share on other sites More sharing options...
tDR Posted March 21, 2003 Share Posted March 21, 2003 Good going Matt, be great to get a deal with them. Quote Link to comment Share on other sites More sharing options...
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