DaveR Posted December 18, 2012 Share Posted December 18, 2012 (edited) I just got my insurance renewal for my Suki through Competition Car Insurance, the first time I've used them. I was a tiny bit concerned that all of my (very expensive) engine upgrades would require a further huge shell-out when it came to insurance, but I was actually pleasantly surprised. So... Circumstances are: 30 years old, home owner (although living in Military housing), clean licence, no accident history, 7 years NCB, car kept in a secure area, 4000 miles per year, agreed value of £20k (with the option to increase on valuation), 720bhp. With my 20% discount for being a member on here (nice one ), the magic number was (drum roll): £857.20 for comprehensive cover. How good is THAT?! Especially when you consider the excess is only £250 AND I get 5 UK track days included for the year and 30 days driving in Europe. For comparison, my Sky renewal quote was £1140 with no track cover (which was the major clincher) and I've been with them for the whole time I've owned my car (4 1/2 years). The only minor downside is that I'm not insured to drive other cars, but seeing as I'm only likely to ever drive my wife's car other than my own, I just had myself added to her policy as a named driver and I'm good to go. Moral of the story? Competition Car Insurance for the win!! Edited December 19, 2012 by DaveR Added URL (see edit history) Quote Link to comment Share on other sites More sharing options...
hodge Posted December 18, 2012 Share Posted December 18, 2012 I'm going to give these a call next year when I'm ready to renew. Quote Link to comment Share on other sites More sharing options...
scott87 Posted December 18, 2012 Share Posted December 18, 2012 Oh that is good!!! I wonder if they would quote me £50 p/y for my na? Quote Link to comment Share on other sites More sharing options...
d-_-b Posted December 18, 2012 Share Posted December 18, 2012 Is that: http://www.competition-car-insurance.co.uk/ ? Quote Link to comment Share on other sites More sharing options...
Dim Sum Posted December 18, 2012 Share Posted December 18, 2012 b;3561155']Is that: http://www.competition-car-insurance.co.uk/ ? Those are the chaps, really helpful. I had a guy called Martin who carry out my insurance and everything ran smoothly. Also a few other members are using them. Quote Link to comment Share on other sites More sharing options...
DaveR Posted December 18, 2012 Author Share Posted December 18, 2012 b;3561155']Is that: http://www.competition-car-insurance.co.uk/ ? That's the one. Very helpful and by far the cheapest out there. The cover is actually through Aviva, too, apparently so you've got the big name support as a bonus to the less-lightened wallet. Win-win!! Quote Link to comment Share on other sites More sharing options...
DaveR Posted December 18, 2012 Author Share Posted December 18, 2012 Those are the chaps, really helpful. I had a guy called Martin who carry out my insurance and everything ran smoothly. Same. Maybe there's really only the one guy who works there..? Quote Link to comment Share on other sites More sharing options...
jay200bhp Posted December 18, 2012 Share Posted December 18, 2012 i found sky to be bllody useless please or offens and am now insured with competition ...awesome job! ive hada few bumps in my work hacks to and this all in was under 900 for my single and i was 27 Quote Link to comment Share on other sites More sharing options...
Benjy Posted December 18, 2012 Share Posted December 18, 2012 Sky wanted £2500 off me at 22 for my NA. Ended up getting it elsewhere for £1600. Sounds like a cracking deal mate! Quote Link to comment Share on other sites More sharing options...
JasonR24 Posted December 18, 2012 Share Posted December 18, 2012 Sky wanted £2500 off me at 22 for my NA. Ended up getting it elsewhere for £1600. Sounds like a cracking deal mate! Sky quoted me 1000 for my NA fully comp too.. Guess it varies.. Insurance seems random IMO. Quote Link to comment Share on other sites More sharing options...
scott87 Posted December 18, 2012 Share Posted December 18, 2012 Admiral are the best for n/a 24 and i pay 500 Quote Link to comment Share on other sites More sharing options...
jay200bhp Posted December 18, 2012 Share Posted December 18, 2012 Admiral is great yeah until you have a bump or someone bumps you they are GASH! Quote Link to comment Share on other sites More sharing options...
scott87 Posted December 18, 2012 Share Posted December 18, 2012 Admiral is great yeah until you have a bump or someone bumps you they are GASH! Ive had 2 accidents with them (or elephant technically) and they have been fantastic (Even accidentally hired my mates dad as my barrister for me which went very well indeed) .... Quote Link to comment Share on other sites More sharing options...
Abz Posted December 19, 2012 Share Posted December 19, 2012 Sky have been awful for me & no loyalty! I called CCI & spoke to an extremely helpful lady called Zoe. She was very helpful & they did me an excellent quote & beat all the other polices on price! The only reason I didn't go with them was because of needing 3rd party incase I needed to borrow Dad's car or drive when I am out & about with friends. Quote Link to comment Share on other sites More sharing options...
Guigsy Posted December 19, 2012 Share Posted December 19, 2012 Strange. Have been great with me abz. Maybe they know about your drag racing notoriety. So won't touch you with a barge pole Quote Link to comment Share on other sites More sharing options...
Abz Posted December 19, 2012 Share Posted December 19, 2012 Strange. Have been great with me abz. Maybe they know about your drag racing notoriety. So won't touch you with a barge pole This was prior to my drag racing career when I had my TT When it came to renewal time they pushed the price up by £400!! When I called a few times they kept forgetting to return my calls on the call back service & then the chap on the phone was pretty unhelpful. He hardly made an effort to try & keep my business & even though I insured with them for one year I don't see why it should just suddenly increase by £400. The chap on the phone said it was due to insurance price increases & kept telling me that is the best price they could do. After nagging him to double check he said he could reduce it by £100 or so. I didn't fancy paying out an extra £300 for my insurance or that attitude. So I have never bothered even calling back since. Been with admiral for 2 years, they have been superb!! When I had a huge problem with my import which wasn't registered the girl on the phone did me a massive favour & managed to get it insured on the VIN plate just so then I could get my reg documents. She bent over backwards as I told her that only a handful of companies did it & they wanted me to take out a full year policy at extortionate prices. Also 2 months into the policy I changed to a private plate & they waived the £30 admin fee!! Quote Link to comment Share on other sites More sharing options...
DaveR Posted December 19, 2012 Author Share Posted December 19, 2012 Admiral is great yeah until you have a bump or someone bumps you they are GASH! My missus had the same issue, actually - bit of a bump in town (it WAS her fault, but wasn't exactly anything huge) and they - Elephant - treated her like she was a criminal on the phone! She renewed with someone else... Quote Link to comment Share on other sites More sharing options...
DaveR Posted December 19, 2012 Author Share Posted December 19, 2012 When it came to renewal time they pushed the price up by £400!! When I called a few times they kept forgetting to return my calls on the call back service & then the chap on the phone was pretty unhelpful. He hardly made an effort to try & keep my business & even though I insured with them for one year I don't see why it should just suddenly increase by £400. The chap on the phone said it was due to insurance price increases & kept telling me that is the best price they could do. After nagging him to double check he said he could reduce it by £100 or so. I didn't fancy paying out an extra £300 for my insurance or that attitude. So I have never bothered even calling back since. Been with admiral for 2 years, they have been superb!! When I had a huge problem with my import which wasn't registered the girl on the phone did me a massive favour & managed to get it insured on the VIN plate just so then I could get my reg documents. She bent over backwards as I told her that only a handful of companies did it & they wanted me to take out a full year policy at extortionate prices. Also 2 months into the policy I changed to a private plate & they waived the £30 admin fee!! Insurance price increases are always irritating... I was uber-chuffed just before my renewal was due lat year because I thought that with another years NCB and living in a low-rated crime area I'd finally be paying a vaguely acceptable (£5-700) premium. But no... It had actually gone up by £2! Ultimately, it WAS only £2 and as I was unaware of CCI at the time, it was the best quote I had by far (through Sky) so I just sucked it up and paid it. Still... Quote Link to comment Share on other sites More sharing options...
mellonman Posted December 19, 2012 Share Posted December 19, 2012 cci are great got my single through them £700 track days and all , i said my single was worth 6k (being realistic) and they said they would struggle to make the quote work with it being worth so little with so much power so bumped it up Quote Link to comment Share on other sites More sharing options...
Safely Insured Posted December 19, 2012 Share Posted December 19, 2012 Just picking up on some of the comments; George, I've dropped you a PM in hope we may still be able to help but it does sound like you've had a good rate there. With regards to comments on price, rates go up, rates go down, as a broker we offer the best rate available to us at the time. It's a fierce market and also a busy market place for insurers, in the past few years a fair few new insurers have become competitive for Supra insurance. We are still competitive on price, we still have a large volume of Mkiv's on our books, everything from standard NA's to very highly modified singles. Our discount for club members is still in place and whilst we can of course not guarantee you that we are going to be the best on price, we are certainly worth an enquiry whether you are a new or returning customer. The only issue I would like to pick up here is service, if there is a problem with our service I am keen to know about it so we can improve and nip any issues in the bud. Thanks Ollie Sky Insurance Quote Link to comment Share on other sites More sharing options...
Holden1989 Posted December 19, 2012 Share Posted December 19, 2012 (edited) Admiral are the best for n/a 24 and i pay 500 They're cheap, but they're crap. Admiral is great yeah until you have a bump or someone bumps you they are GASH! Yeah this!!! The only issue I would like to pick up here is service, if there is a problem with our service I am keen to know about it so we can improve and nip any issues in the bud. Send my regards to Luke, he got me a great price and was brilliant with my insurance, he is always on email if I have any questions! I didnt rate one of your ladies in your customer service department though! Edited January 10, 2013 by Holden1989 (see edit history) Quote Link to comment Share on other sites More sharing options...
Westy Posted December 19, 2012 Share Posted December 19, 2012 My Supra is with CCI....no one else could get close to their price for me. Quote Link to comment Share on other sites More sharing options...
DaveR Posted December 19, 2012 Author Share Posted December 19, 2012 As I said by PM to Ollie, I actually spoke to someone at Sky when I first received my quote from CCI to see if it could be matched and although the price including excess and the level of cover for the road could, the track day cover could not which is why that was the clincher as far as my switching providers is concerned. I have however been informed that as of next year Sky will also be offering track day insurance, so I will certainly be asking them for a quote again when my renewal comes up. As far as this goes: The only issue I would like to pick up here is service, if there is a problem with our service I am keen to know about it so we can improve and nip any issues in the bud. I never had any issues with Sky's service, part of the reason I've been with them since I bought my car. Indeed when I got my quote from CCI they really did work hard to find me a comparable quote. In the end the sole difference was the track day cover which, seeing as this year I intend to get out on some tracks, sealed the deal. I still recommend Sky to people (regardless of what they drive) when they ask me for advice and will continue to do so. For me though, the cover from CCI this year made the most sense. If you drive a specced-up car, you need the appropriate insurance to go with it, you know? Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.