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The mkiv Supra Owners Club

buying a house abroad


Whitesupraboy2

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Hi im hopeing some people on here can help. Im after buying a house abroad, a holiday home that can be rented out etc...

 

I Just wondered had anyone done any of this and have any advice or good websites for me too look at.

 

At moment im thinking Coast of Croatia, Bulgaria, south of france or portugal.

 

Im moving more towards croatia at moment.

Ive had a look and investigated basics,overseas account,overseas lawyer,Land deeds, management who can then rent out ur property and organise cleaners etc...

 

Also on plus side morgage rate is 3.5% :ecstatic: hopefully the exchange rate will hold stable...ish

 

Anyway any adivce or help gratefully recieve

 

James

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sisters just bought a house in Bulgaria dude- infact they are out there right now - fire away and I can relay any questions you have, bruv in law is a solicitor so he knows most of the legal side of things and the process

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good boy far :D

 

i know each country slightly different and some can be a real pain if goes wrong for instance in croatia ive already found out it can take up to 12 months to get permission to buy as a foreign purchase. Secondly can take up to 6months to find the deed's to the land and of course exchange rate going up and down this whole time!

 

Perhaps you could ask how smoothly it went to buy in bulgaria, anything that was very different regarding the purchase. Also which morgage plan they go for.

 

A) a seperate morgage from the country, which you pay in Euro's at european rate

 

b) remorgage your own house as such (or use the capital as they say) to buy house outright.

 

Im thinking of going with A) as in some countries in europe if you've bought property outright you pay more tax when renting it out. But this is bit that pee's me off more..... you have to tell this country /inland revenue you rent it out, even if the money never comes here!! as in you rent it and it goes to bank account abroad!! i guess that so they can tax me somewhere :complain: im guessing they class it as income, i have yet to find out if this is only if you buy the house outright.

 

..i feel like im heading into a black hole at moment!!

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