SatSport Posted May 22, 2012 Share Posted May 22, 2012 Hi again all, Had a bad car accident last sunday, car total write off, not my fault, other driver drove through a Stop sign and put us into a wall of a house. I`m not too bad, wife was taken to hospital thankfully now discharged. Insurance company dealing with everything. They are about to give me a valuation on the car,(`07 Accord Sport Diesel iCTDI SatNav/HFT), question is do i have to accept it, is it a take it or leave it thing? Any advice appreciated ps. its Admiral Quote Link to comment Share on other sites More sharing options...
Gaz6002 Posted May 22, 2012 Share Posted May 22, 2012 Make sure you get an ACCURATE idea of what the car is worth from a site like www.parkers.co.uk and then make sure they offer you that price. If they don't, point them towards the site you've used. You shouldn't have to settle for what they offer if it's too low. Quote Link to comment Share on other sites More sharing options...
Dnk Posted May 22, 2012 Share Posted May 22, 2012 You never accept an insurance comps first offer (unless by some miracle its more or equal to top book in the trade guides) getting your own valuation is a must in my opinion and then you'll know how good the offer your getting is How many miles had it done ? Quote Link to comment Share on other sites More sharing options...
SatSport Posted May 22, 2012 Author Share Posted May 22, 2012 thanks guys..... this is the car just a couple of weeks ago - 92k miles [ATTACH=CONFIG]152136[/ATTACH] Quote Link to comment Share on other sites More sharing options...
spikedjack Posted May 22, 2012 Share Posted May 22, 2012 NO! Get in mind what you want for it and keep pressing for it as long as you have evidence to back up its worth. I increased my payout on the supra by 6 grand doing this. Quote Link to comment Share on other sites More sharing options...
Dnk Posted May 22, 2012 Share Posted May 22, 2012 With average mileage trade in value is £4450 to £5530 Dealer retail is £7760 to £8550 http://www.glass.co.uk you register on there and get a basic free valuation or pay £3.95 and get a premium valuation Quote Link to comment Share on other sites More sharing options...
Gaz6002 Posted May 22, 2012 Share Posted May 22, 2012 With average mileage trade in value is £4450 to £5530 Dealer retail is £7760 to £8550 With £92k on the clock I get the following: Franchised (main) dealer: £6,065 Independent dealer: £5,750 Private sale in good condition: £5,125 Private sale in poor condition: £4,040 Part exchange: £4,500 Quote Link to comment Share on other sites More sharing options...
Dnk Posted May 22, 2012 Share Posted May 22, 2012 Hence i put for average mileage as its £3.95 to get a glass's online price with adjusted mileage Quote Link to comment Share on other sites More sharing options...
Gaz6002 Posted May 22, 2012 Share Posted May 22, 2012 Hence i put for average mileage as its £3.95 to get a glass's online price with adjusted mileage You'd be better off using consumer-facing companies for this rather than trade-facing ones such as Glass's. I used Parkers. They're the best in the whole world. Quote Link to comment Share on other sites More sharing options...
Colin-mkiv Posted May 22, 2012 Share Posted May 22, 2012 After my crash in my Hilux Surf in December, I had the vehicle at home and had a chat with the assessor whilst he was looking over the car....he called me back directly to discuss the value before he got back onto the insurance company...I ended up with £2k and the salvage.....the truck stood me £1500 in the 1st place so was already quids in, then I swapped the truck for my Supra! my middle name is Midas. But, my point is, the price you get is largely based on pre accident condition and service history etc. My Hilux Surf was a 1994 but it was in excellent condition and was worth near the top of what the market dictated at the time. Quote Link to comment Share on other sites More sharing options...
tkddav3 Posted May 22, 2012 Share Posted May 22, 2012 i was in an accident in my suzuki swifyt sport. total write off. roof caved in, bent chassis and axles...the LOT! they offered me silly money to start with, so i told them where to go! had lots of extras on the car too. so after a few emails and offers i got like £2000 extra on the original offer shame as i really loved that car too Quote Link to comment Share on other sites More sharing options...
Pig Posted May 23, 2012 Share Posted May 23, 2012 You are entitled to the market value of the pre-accident condition. The best thing to do is go in to auto trader and find 3 examples of cars similar to yours. Same model, similar mileage, similar extra's. This is what the assessor will advise you do if you are not happy with their valuation. Times have changed, it's not just a case of asking for more because you don't want to accept their first offer. Quote Link to comment Share on other sites More sharing options...
Bobbeh Posted May 23, 2012 Share Posted May 23, 2012 I agree with Pig. Autotrader is a good place to start. The problem is the more common the car is the easier it is for the insurance company to find cheap examples of it an offer you a lower price. Admiral were good with me when I had to justify repairs on my car using ads from Autotrader to back up my reasoning. Quote Link to comment Share on other sites More sharing options...
Bailey. Posted May 23, 2012 Share Posted May 23, 2012 Glasses from march Quote Link to comment Share on other sites More sharing options...
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