foggy147 Posted April 9, 2012 Share Posted April 9, 2012 Went shopping this afternoon at ASDA and had a very minor accident, it was my fault I basically rolled into the back of a big Jeep with a tow bar on the back, I only got a slight crack on my front number plate and they had literally a minor scratch to the tow bar cap cover. So nothing serious, we exchanged details etc, but now im panicking because it was obviously pointless to be putting in a claim, but im wondering if the person I've hit will now go away thinking they can put in an easy claim for whip lash. It was less than 5mph and I have no intentions of claiming for a £15 license plate. This is my first road 'accident' in 5 years of driving (touch wood) so any advise etc would be appreciated. Quote Link to comment Share on other sites More sharing options...
Colin-mkiv Posted April 9, 2012 Share Posted April 9, 2012 Sounds to me like he's going to reverse into a wall and file a claim against you. Just my take on it, but I've been on the wrong end of this kind of carry on before. I did the same thing, rolled into the back bumper bar of a Pajero. There was no damage whatsoever to the jeep and I cracked my front grille. I gave him my name and reg and next thing my insurance company sent me a letter telling me there had been a claim against me to the tune of £1200 and that a further claim was pending. I rang the insurance company and they told me that there were 4 whiplash claims being put in and I told them I explicitly remembered that there was only the driver in the vehicle. I haven't heard anymore about it. Apart from losing my no claims. Quote Link to comment Share on other sites More sharing options...
Max Headroom Posted April 9, 2012 Share Posted April 9, 2012 These days when folk claim for "whiplash" the insurance company pay for the physiotherapist rather than "damages". Happen to a friend of mine who claimed whiplash Quote Link to comment Share on other sites More sharing options...
foggy147 Posted April 9, 2012 Author Share Posted April 9, 2012 It's exactly that sort of nonsense that I worry about, but one saving grace is that my friend got a video of my car as it was left pressed against the tow bar, and then shows me pulling away to inspect the damage and the video clearly shows what damage was caused by it. So if they do go down that road at least I have something to show otherwise Quote Link to comment Share on other sites More sharing options...
Abz Posted April 9, 2012 Share Posted April 9, 2012 Did you take pictures? Or a contact number? I would have spoke to them at the scene and offer to pay any repairs (if it needed it) in cash to avoid any claim going in. Quote Link to comment Share on other sites More sharing options...
Abz Posted April 9, 2012 Share Posted April 9, 2012 It's exactly that sort of nonsense that I worry about, but one saving grace is that my friend got a video of my car as it was left pressed against the tow bar, and then shows me pulling away to inspect the damage and the video clearly shows what damage was caused by it. So if they do go down that road at least I have something to show otherwise That is good work! Quote Link to comment Share on other sites More sharing options...
foggy147 Posted April 9, 2012 Author Share Posted April 9, 2012 Fingers crossed nothing more comes of it Quote Link to comment Share on other sites More sharing options...
Josh Posted April 9, 2012 Share Posted April 9, 2012 If they do claim and you have their address, make sure they do end up in worse pain than proper whiplash.. My girlfriend got crashed into a year or so ago and the foreigners that hit her claimed. They got nothing AFAIK. Quote Link to comment Share on other sites More sharing options...
Graham1984 Posted April 9, 2012 Share Posted April 9, 2012 Pictures and the even better one being a video is a good call, I always hope I remember to do that which when you are not involved or there seems easy or logical to think of but at the time it is amazing as what you can forget to do. Quote Link to comment Share on other sites More sharing options...
Gaz6002 Posted April 9, 2012 Share Posted April 9, 2012 If they do claim and you have their address, make sure they do end up in worse pain than proper whiplash.. My girlfriend got crashed into a year or so ago and the foreigners that hit her claimed. They got nothing AFAIK. Josh that isn't exactly brilliant advice mate. Quote Link to comment Share on other sites More sharing options...
Abz Posted April 9, 2012 Share Posted April 9, 2012 If they do claim and you have their address, make sure they do end up in worse pain than proper whiplash.. My girlfriend got crashed into a year or so ago and the foreigners that hit her claimed. They got nothing AFAIK. Racist. Quote Link to comment Share on other sites More sharing options...
Josh Posted April 9, 2012 Share Posted April 9, 2012 Josh that isn't exactly brilliant advice mate. The ";)" was meant to show it was a joke. Hopefully nothing will come of it Racist. They were white, but foreign Quote Link to comment Share on other sites More sharing options...
Graham1984 Posted April 9, 2012 Share Posted April 9, 2012 Josh that isn't exactly brilliant advice mate. Remember a few key points, 1) This is Josh 2) It is late on a Monday night 3) It was not so much advice he was giving more just a reason to add a +1 on the post count Quote Link to comment Share on other sites More sharing options...
tkddav3 Posted April 9, 2012 Share Posted April 9, 2012 i would have thought if youve got a video of you pulling back. if they did decide to be a nob youve got a good defence Quote Link to comment Share on other sites More sharing options...
Josh Posted April 9, 2012 Share Posted April 9, 2012 Remember a few key points, 1) This is Josh 2) It is late on a Monday night 3) It was not so much advice he was giving more just a reason to add a +1 on the post count Erm... okay. Nice to see you join the bandwagon, pretty ironic too Quote Link to comment Share on other sites More sharing options...
Graham1984 Posted April 9, 2012 Share Posted April 9, 2012 Erm... okay. Nice to see you join the bandwagon, pretty ironic too I like the irony too and for Cj's benefit and so his post whore list is justified I think we should discuss it in serious depth on this thread or another of your choice Quote Link to comment Share on other sites More sharing options...
Gaz6002 Posted April 9, 2012 Share Posted April 9, 2012 The ";)" was meant to show it was a joke. It wasn't funny Quote Link to comment Share on other sites More sharing options...
Abz Posted April 9, 2012 Share Posted April 9, 2012 They were white, but foreign I am joking man (said in a foreign accent) Quote Link to comment Share on other sites More sharing options...
Josh Posted April 9, 2012 Share Posted April 9, 2012 I am joking man (said in a foreign accent) Don't hurt them if they claim, just tell them off, or prank call them until they learn their lesson. Quote Link to comment Share on other sites More sharing options...
Graham1984 Posted April 9, 2012 Share Posted April 9, 2012 Don't hurt them if they claim, just tell them off, or prank call them until they learn their lesson. Deep down you still prefer plan A right? Quote Link to comment Share on other sites More sharing options...
Havard Posted April 9, 2012 Share Posted April 9, 2012 CCTV on the car park? Quote Link to comment Share on other sites More sharing options...
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