Guest ollieTRD Posted April 5, 2012 Share Posted April 5, 2012 how old do you have to be to get reasonable insurance on a 5 speed N/a supra? Quote Link to comment Share on other sites More sharing options...
Josh42 Posted April 5, 2012 Share Posted April 5, 2012 Depends what you class as reasonable? At 18 I insured my NA for £2400 which some people see as steep, but in comparison with a corsa which they wanted £2000 for, there was no argument? Quote Link to comment Share on other sites More sharing options...
Attero Posted April 5, 2012 Share Posted April 5, 2012 Young drivers insurance makes me laugh. I just missed the steep rises in my teen years thank god. But it means my insurance doesn't go down much anymore. Quote Link to comment Share on other sites More sharing options...
Abz Posted April 5, 2012 Share Posted April 5, 2012 Depends what you class as reasonable? At 18 I insured my NA for £2400 which some people see as steep, but in comparison with a corsa which they wanted £2000 for, there was no argument? This. Some people see £3,000 as reasonable on a car worth £3,000 - I just don't understand that Insurance seems to massively (and I mean MASSIVELY) depend on where you live. Quote Link to comment Share on other sites More sharing options...
Tyson Posted April 5, 2012 Share Posted April 5, 2012 If you can push your budget a bit you could get a UK Auto which will be cheap to insure, I am 22 with a UK manual and I am paying 666.66 for it. Thats with 4 years driving, 4 NCB and one at fault claim. Quote Link to comment Share on other sites More sharing options...
Josh42 Posted April 5, 2012 Share Posted April 5, 2012 £2400 was with the value of the car as £3500, 10k a year, SDP&C, Kept on a driveway in Cheslyn hay, Staffordshire Quote Link to comment Share on other sites More sharing options...
Dnk Posted April 5, 2012 Share Posted April 5, 2012 how old do you have to be to get reasonable insurance on a 5 speed N/a supra? How old are you ? Quote Link to comment Share on other sites More sharing options...
Westy Posted April 5, 2012 Share Posted April 5, 2012 I've never paid more than £800 for insurance, so what's reasonable!? Quote Link to comment Share on other sites More sharing options...
Dnk Posted April 5, 2012 Share Posted April 5, 2012 I've been quoted £1k on a 2010 RS6 but thought that wasnt bad on a £50k car Quote Link to comment Share on other sites More sharing options...
kjgreen3 Posted April 5, 2012 Share Posted April 5, 2012 This. Some people see £3,000 as reasonable on a car worth £3,000 - I just don't understand that Insurance seems to massively (and I mean MASSIVELY) depend on where you live. I used to think that, but if your 3k car hit a bugatti veyron and caused 200k damage (wont write it off unless it was more than 300k damage maybe) then that would seem cheap alongside the claiments obvious whiplash PI claim that followed. I do agree with your second point about location affecting insurance massively. That needs addressing by the insurance companies IMO. Totally unfair and not wholly accurate based on limited crime statistics and accidents rates. Quote Link to comment Share on other sites More sharing options...
Dnk Posted April 5, 2012 Share Posted April 5, 2012 The crazy part is i can insure a £13k valued uk twin turbo with 400 hp with all the mods my car has for less than a sub £3k na import with no mods. Go figure as thats nothing to do with postcodes etc but the crazy world of car insurance Quote Link to comment Share on other sites More sharing options...
Abz Posted April 5, 2012 Share Posted April 5, 2012 (edited) I used to think that, but if your 3k car hit a bugatti veyron and caused 200k damage (wont write it off unless it was more than 300k damage maybe) then that would seem cheap alongside the claiments obvious whiplash PI claim that followed. I do agree with your second point about location affecting insurance massively. That needs addressing by the insurance companies IMO. Totally unfair and not wholly accurate based on limited crime statistics and accidents rates. Indeed, but imagine paying £3k every year for a car worth £3k, ownership over 10 years would cost £30k on insurance alone, in that time you have had no accident, out of 50 people insured 2 people have accidents the insurance company makes a killing on profits! You spend more on insurance than on cars! I understand where you coming from but if my insurance was more than my car, I'd buy a different car. Just don't understand the folks who happily pay it. Insurance is a nonsense topic nowadays anyway, it has just got ridiculous. Edited April 5, 2012 by Abz I can't count for pudding!! (see edit history) Quote Link to comment Share on other sites More sharing options...
Abz Posted April 5, 2012 Share Posted April 5, 2012 The crazy part is i can insure a £13k valued uk twin turbo with 400 hp with all the mods my car has for less than a sub £3k na import with no mods. Go figure as thats nothing to do with postcodes etc but the crazy world of car insurance And then you have the ones who have JSpec's who are paying cheaper than the UK Spec's! Crazy indeed Quote Link to comment Share on other sites More sharing options...
Dnk Posted April 5, 2012 Share Posted April 5, 2012 £3k every year for 10yrs is £30k Quote Link to comment Share on other sites More sharing options...
Dnk Posted April 5, 2012 Share Posted April 5, 2012 And then you have the ones who have JSpec's who are paying cheaper than the UK Spec's! Crazy indeed Thats possibly down to it being insured as a mk3 or wrongly as a uk mk4 Quote Link to comment Share on other sites More sharing options...
Guest Budz86 Posted April 5, 2012 Share Posted April 5, 2012 And to think Abz works in finance! Quote Link to comment Share on other sites More sharing options...
Abz Posted April 5, 2012 Share Posted April 5, 2012 £3k every year for 10yrs is £30k Sorry, long day!! - Makes my point even better Quote Link to comment Share on other sites More sharing options...
Abz Posted April 5, 2012 Share Posted April 5, 2012 And to think Abz works in finance! I work with numbers yes, but thank god not in finance! My wife does though! I am more into IOPS! Quote Link to comment Share on other sites More sharing options...
Dnk Posted April 5, 2012 Share Posted April 5, 2012 Sorry, long day!! - Makes my point even better Its around what you'd spend if you smoked 25 fags a day So glad i quit Quote Link to comment Share on other sites More sharing options...
Josh42 Posted April 5, 2012 Share Posted April 5, 2012 Would you class what I'm paying as ridiculous then? Just to gauge opinion.... Quote Link to comment Share on other sites More sharing options...
Abz Posted April 5, 2012 Share Posted April 5, 2012 Would you class what I'm paying as ridiculous then? Just to gauge opinion.... How old are you? Quote Link to comment Share on other sites More sharing options...
Josh42 Posted April 5, 2012 Share Posted April 5, 2012 I turned 19 in February, my renewal has come through at £1300 with 1 years no claims Quote Link to comment Share on other sites More sharing options...
Abz Posted April 5, 2012 Share Posted April 5, 2012 I turned 19 in February, my renewal has come through at £1300 with 1 years no claims At 19 and premiums of £1,300 in the current climate you are laughing. Most kids are paying twice that for a Fiesta. Quote Link to comment Share on other sites More sharing options...
Josh42 Posted April 5, 2012 Share Posted April 5, 2012 Exactly, this is why I decided to get the supra, the car I had always wanted, now, while I can afford it, before fuel prices make it impossible:) Quote Link to comment Share on other sites More sharing options...
Tyson Posted April 5, 2012 Share Posted April 5, 2012 I think how long you have had the car makes a big difference too, my initial quote from sky was 1800 pounds but the person I spoke to told me he was going to get in touch with the company to see what they could. The quote came down to a 1000 pounds solely on the fact I had owned the car since 2010. Quote Link to comment Share on other sites More sharing options...
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