AndrewOW Posted February 15, 2012 Share Posted February 15, 2012 I hope it's about car insurance, and nothing dodgy again? Quote Link to comment Share on other sites More sharing options...
Dnk Posted February 15, 2012 Share Posted February 15, 2012 I hope it's about car insurance, and nothing dodgy again? Did you get the package in the end Quote Link to comment Share on other sites More sharing options...
SupraDan24 Posted February 15, 2012 Share Posted February 15, 2012 I've just spoken to them, they seem like a pretty small firm as they only had two people taking calls so i had to wait 2 hours for a callback I got quoted £539.42 fully comp with limited mileage and 4 years ncb. Thought the quote was "ok" but i will have a look elsewhere and see if i can find anything cheaper Quote Link to comment Share on other sites More sharing options...
AndrewOW Posted February 15, 2012 Share Posted February 15, 2012 Yes, but unfortunately it was dead. Nevermind, I ate well that evening. Quote Link to comment Share on other sites More sharing options...
Dnk Posted February 15, 2012 Share Posted February 15, 2012 yes, but unfortunately it was dead. Nevermind, i ate well that evening. Quote Link to comment Share on other sites More sharing options...
Dnk Posted February 15, 2012 Share Posted February 15, 2012 (edited) I just had a quote off CCI and its not bad and way better than Sky did last time i spoke to them but the lack of agreed value does concern me. I dont know how good it is till i get my renewal from LWIB but its about £100 more than i paid last year but this policy has no limited mileage, 5 days track cover and 30 days european cover including 2 trackdays in europe but excluding the Ring ! I started to mention mods etc and the lady i spoke to wasn't interested in knowing any of that and just asked what hp it had got, any claims or points, my postcode and how much NCB i'd got, didn't even ask if it was garaged. I'd like to see how others have done with this when they had to claim as thats the only nagging bit knowing how insurance comps like to wriggle out of paying if they can. Edited February 15, 2012 by Dnk (see edit history) Quote Link to comment Share on other sites More sharing options...
Dim Sum Posted February 16, 2012 Share Posted February 16, 2012 subscribed, my insurance is also up for renew so i post if i find anything else too. Quote Link to comment Share on other sites More sharing options...
Lude Posted February 19, 2012 Share Posted February 19, 2012 so do you need to have 400BHP to go with CCI? my car is dynod at 381BHP lol. unless i do a quick one off dyno run with the boost up on a serious note do you have to have 400BHP with them? Quote Link to comment Share on other sites More sharing options...
Paul Whiffin Posted February 21, 2012 Share Posted February 21, 2012 I should be on commision the amount of customers I have put there way! Quote Link to comment Share on other sites More sharing options...
Lude Posted February 21, 2012 Share Posted February 21, 2012 so do you need to have 400BHP to go with CCI? my car is dynod at 381BHP lol. unless i do a quick one off dyno run with the boost up on a serious note do you have to have 400BHP with them? called them, im only 381BHP, this is fine they have given me the cheapest quote from a lot of companies I should be on commision the amount of customers I have put there way! yep and another for me Quote Link to comment Share on other sites More sharing options...
Dnk Posted February 21, 2012 Share Posted February 21, 2012 The lady i spoke to at CCI was putting details etc in the post when i called last wednesday but no sign of anything yet ! Quote Link to comment Share on other sites More sharing options...
Lude Posted February 21, 2012 Share Posted February 21, 2012 The lady i spoke to at CCI was putting details etc in the post when i called last wednesday but no sign of anything yet ! could have got lost in post, or she forgot to send it. just call up and ask for it again. the policy sounded good when i was on the phone to them. Quote Link to comment Share on other sites More sharing options...
Dnk Posted February 21, 2012 Share Posted February 21, 2012 could have got lost in post, or she forgot to send it. just call up and ask for it again. the policy sounded good when i was on the phone to them. The only way you'll know if this is a good policy or not is if we had history of how other claims have gone. It won't be the nice broker thats the issue when you claim but the not so nice insurance company that don't want to pay out as much as you want. Quote Link to comment Share on other sites More sharing options...
Lude Posted February 21, 2012 Share Posted February 21, 2012 The only way you'll know if this is a good policy or not is if we had history of how other claims have gone. It won't be the nice broker thats the issue when you claim but the not so nice insurance company that don't want to pay out as much as you want. Insurer is Aviva, the largest UK insurer. you can go direct to them regarding claims. Quote Link to comment Share on other sites More sharing options...
Guest Budz86 Posted February 21, 2012 Share Posted February 21, 2012 Out of interest how long do you have to declare an SP30 for? I picked one up (in a 1.6 punto of all things!) back in Feb 2007 I think? Quote Link to comment Share on other sites More sharing options...
j_jza80 Posted February 21, 2012 Share Posted February 21, 2012 Out of interest how long do you have to declare an SP30 for? I picked one up (in a 1.6 punto of all things!) back in Feb 2007 I think? 5 years on your insurance, so it's about done now Quote Link to comment Share on other sites More sharing options...
Dnk Posted February 21, 2012 Share Posted February 21, 2012 Insurer is Aviva, the largest UK insurer. you can go direct to them regarding claims. Doesn't mean you'll get less grief just because their the biggest. Quote Link to comment Share on other sites More sharing options...
Chris Wilson Posted February 21, 2012 Share Posted February 21, 2012 (edited) I am with Avira on my trader's policies, and the one claim I have had was paid without undue fuss. The wife wrote off someone's brand new (2 day old) big Renault something or other. I remember the phone call well: Wife. "I have had an accident, the car's a mess" Me. "Whose car, never mind your's, it's an old banger. Put the other driver on". Click. "Are you OK?" What's the damage to the car, and what is it?" Other driver. "It's a company car, a new Renault (whatever, I forget), only 2 days old, I am fine and not a not the type to claim vexatious damages, it was just one of those things, but definitely her fault". Me. "Is there much damage?" Other driver. "Well neither back door will open, the roof is creased and the rear glass is out and on the motorway. I am awaiting recovery, it's a company car and I didn't like it much anyway". Me. "oh dear, can you put my wife back on please?". "Jane, how bad is your car, can you move it?" Wife. "Oh yes, I have moved it already. It has two broken headlights and the bonnet's damaged, but it'll get home OK, no steam or liquids underneath, shall I try and get back?" Me. "Well, seeing as it sounds as if you've written off a brand new car I can do without the further expense of either paying a tow truck, or coming out myself, so yes, get your *@se back here, now". Claim was about £22K I think.... Her Scirocco had a secondhand wing, a secondhand bonnet, and a used bumper and front panel and 2 used headlights. Cost about £100 to fix up. Was drivable until they were sorted. Renault was a write off. Avira were fine. Needless to say the premiums went up for a few years. Bloody women. French junk. Edited February 21, 2012 by Chris Wilson (see edit history) Quote Link to comment Share on other sites More sharing options...
JamieP Posted February 21, 2012 Share Posted February 21, 2012 Got to renew mine soon, £859 with a grand excess, sky would not even quote me. Quote Link to comment Share on other sites More sharing options...
Dnk Posted February 21, 2012 Share Posted February 21, 2012 I've just tried Aviva direct and they want £300 without any mods on a 3000 mile per year non agreed value policy Quote Link to comment Share on other sites More sharing options...
Guest Budz86 Posted February 21, 2012 Share Posted February 21, 2012 5 years on your insurance, so it's about done now Cheers mate, hopefully that will lower it a bit. Although from what people have said it doesn't make much difference Quote Link to comment Share on other sites More sharing options...
Lude Posted February 21, 2012 Share Posted February 21, 2012 I've just tried Aviva direct and they want £300 without any mods on a 3000 mile per year non agreed value policy not many of us on here are standard Quote Link to comment Share on other sites More sharing options...
Chris Wilson Posted February 21, 2012 Share Posted February 21, 2012 I trust insurance brokers in a similar vein to solicitors, estate agents and those that work in public services But the temptation of low premiums make some rather blinkered. I would want to check this out properly, in this litigious times, especially. Quote Link to comment Share on other sites More sharing options...
Dnk Posted February 21, 2012 Share Posted February 21, 2012 not many of us on here are standard Nor is my car which is exactly my point, the mods list they have is just a bit amusing to say the least. Any more than 4 and you have call them LOL Quote Link to comment Share on other sites More sharing options...
Gaz6002 Posted February 21, 2012 Share Posted February 21, 2012 I trust insurance brokers in a similar vein to solicitors, estate agents and those that work in public services After a couple of experiences - not just with claims - I'd have to say I agree. Quote Link to comment Share on other sites More sharing options...
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