Digsy Posted February 6, 2012 Share Posted February 6, 2012 I'm sure there was a thread on this a few days ago but I can't find it, so apologies if its a repost. I'm supposed to be travelling to That London tomorrow morning to look at a repaired cat D write off that my girlfriend wants to buy. If its legit then its a bargain. We both know our way around a car to check it over, and the usual HPI check is underway. Apart from that is there anything special pertaining to buying a previously written off car that I should know about? Thanks in advance. Quote Link to comment Share on other sites More sharing options...
Benjy Posted February 6, 2012 Share Posted February 6, 2012 Cat D no. Cat C is subject to a VIC check and a fresh mot. Cat D is usually light damage that someone couldn't be bothered repairing Quote Link to comment Share on other sites More sharing options...
The Raven Posted February 6, 2012 Share Posted February 6, 2012 Nothing overly to watch out for, just the same as a normal car. If its a Cat C dont be fooled into thinking the VIC test is some kind of repair related test its not. Quote Link to comment Share on other sites More sharing options...
Digsy Posted February 6, 2012 Author Share Posted February 6, 2012 The dealer is being very open and up front with any requests for information that I ask for. He has just sent me a scan of the front page of the V5, but this shows the owner's address as being from Wales. I am assuming that this is the guy that crashed it. The car was bought from the insurance company by a dealer in London. Do car dealers do not have to register the car to themselves in the interim period? Would he have had to register it to himself before trying to sell it on? Quote Link to comment Share on other sites More sharing options...
Tyson Posted February 6, 2012 Share Posted February 6, 2012 The dealer is being very open and up front with any requests for information that I ask for. He has just sent me a scan of the front page of the V5, but this shows the owner's address as being from Wales. I am assuming that this is the guy that crashed it. The car was bought from the insurance company by a dealer in London. Do car dealers do not have to register the car to themselves in the interim period? Would he have had to register it to himself before trying to sell it on? Some insurance companies won't insure CAT cars and others charge more. Something to look at before getting it. Quote Link to comment Share on other sites More sharing options...
Digsy Posted February 6, 2012 Author Share Posted February 6, 2012 Some insurance companies won't insure CAT cars and others charge more. Something to look at before getting it. Good point. Cheers! Quote Link to comment Share on other sites More sharing options...
The Raven Posted February 6, 2012 Share Posted February 6, 2012 Never had any insurance issues with mine before, they never asked come to think about it. I had a 106 xsi A Rover coupe both cat D Quote Link to comment Share on other sites More sharing options...
Guest reepers13 Posted February 6, 2012 Share Posted February 6, 2012 I nearly bought a really nice e46 cat d but thought long and hard about it. In the end I opted out as they are very hard to sell on unless you pay well below trade prIce it's not worth it Quote Link to comment Share on other sites More sharing options...
Digsy Posted February 6, 2012 Author Share Posted February 6, 2012 Selling on wont be an issue. She keeps her cars until they fall apart around her. Everything else seems to check out, so provided it hasn't been fixed with newspaper and filler she might be on to a winner. Quote Link to comment Share on other sites More sharing options...
Benjy Posted February 6, 2012 Share Posted February 6, 2012 Traders don't have the log book in their name as it adds another unnecessary name to the list of owners, they send off the yellow slip at the top of the back page. I've had a couple of damaged/repairable cat c's and never struggled selling them or insurin them. Just don't expect top dollar, and i wouldn't pay top dollar if getting your money back is that important to you. If you're gonna keep it long term, I wouldn't worry about a resale value. Quote Link to comment Share on other sites More sharing options...
Guest reepers13 Posted February 6, 2012 Share Posted February 6, 2012 Selling on wont be an issue. She keeps her cars until they fall apart around her. Everything else seems to check out, so provided it hasn't been fixed with newspaper and filler she might be on to a winner. In that case rape the salesman and get it cheap He will wanna sell more than you wanna but Quote Link to comment Share on other sites More sharing options...
Digsy Posted February 7, 2012 Author Share Posted February 7, 2012 She did find that a couple of insurerers wanted an "engineers report" even though its only a cat D. Also found a few references to people being told the same thing online. Is this becoming a requirement? Quote Link to comment Share on other sites More sharing options...
Tyson Posted February 7, 2012 Share Posted February 7, 2012 I think the problem is they don't want to insure a car that could have potentially been fixed on the cheap which would then lead to it being involved in an accident. This would lead to a claim which they really don't want you to do that !! Quote Link to comment Share on other sites More sharing options...
Digsy Posted February 8, 2012 Author Share Posted February 8, 2012 She didn't go for it in the end. The repair job was way too bargain-basement when viewed close up, and not worth spending the extra to put right. Quote Link to comment Share on other sites More sharing options...
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