barneybrendan Posted September 6, 2011 Share Posted September 6, 2011 Has anybody claimed compo off an employer. My daughter slipped at work today and has fractured her wrist. The cleaner had filled her mop bucket and spilt water.There were no signs up either.To top it nobody has filled in an acident form either.She is only an apprentice care assistant in a nursery. She is unsure what to do either leave it or see about claiming. Quote Link to comment Share on other sites More sharing options...
monza786 Posted September 6, 2011 Share Posted September 6, 2011 they will have staff laiblity insurance she should be able to claim? Quote Link to comment Share on other sites More sharing options...
barneybrendan Posted September 6, 2011 Author Share Posted September 6, 2011 they will have staff laiblity insurance she should be able to claim? thats what im trying to explain theat its not the people she works with but the actual owners she will claim off.She gutted as she was nearly ready to take her driving test aswell. Quote Link to comment Share on other sites More sharing options...
monza786 Posted September 6, 2011 Share Posted September 6, 2011 I run a business I have public and staff liability insurance. So they will have too regardless who's fault it was. Hope I'm of any help Quote Link to comment Share on other sites More sharing options...
Soopra Posted September 7, 2011 Share Posted September 7, 2011 get it in the accident book as soon as possible Quote Link to comment Share on other sites More sharing options...
barneybrendan Posted September 7, 2011 Author Share Posted September 7, 2011 Cheers she is going into work this morning ,but apparently she may not be allowed to stay.She has definately got to fill in thhe accident book first thing.Will she need to contact the actual owners of the nursery for their insurance details ,or go and see a solicitor. Quote Link to comment Share on other sites More sharing options...
marbleapple Posted September 7, 2011 Share Posted September 7, 2011 Go see/ring a decent solicitor that does real No win no Fee schemes. I personally recommend Irwin Mitchell (where I used to work). They are a national leader in PI and have national coverage. Employer has a duty to provide a safe place of work. Doesn't sound safe to me. That said, contractor might be responsible for the negligence rather than the employer. JSB guidelines for wrist injury awards. Uncomplicated, minor fracture requiring plaster can be about £2,250-3,000. Goes up much higher if a lot worse. Also loss of earnings etc to consider. Good news is wrists heal pretty quickly usually. Quote Link to comment Share on other sites More sharing options...
Chris Wilson Posted September 7, 2011 Share Posted September 7, 2011 Visit the opticians on the way to the solicitor? Quote Link to comment Share on other sites More sharing options...
MVP Posted September 7, 2011 Share Posted September 7, 2011 visit the opticians on the way to the solicitor? Quote Link to comment Share on other sites More sharing options...
imi Posted September 7, 2011 Share Posted September 7, 2011 visit the opticians on the way to the solicitor? lol. Quote Link to comment Share on other sites More sharing options...
marbleapple Posted September 7, 2011 Share Posted September 7, 2011 Visit the opticians on the way to the solicitor? Bet you wouldn't say that if it were your daughter. Quote Link to comment Share on other sites More sharing options...
Chris Wilson Posted September 7, 2011 Share Posted September 7, 2011 I certainly would, this is why "our" insurance is through the roof. If she slipped on spilt water at home would she be trying to claim off her parents? 50 years ago this sort of claim was unheard of, the damned Americans started it, and as usual we tagged along about twenty years behind. The word accident with blame in the same paragraph is now the norm Anyway, I suspect you are not totally professionally impartial here Quote Link to comment Share on other sites More sharing options...
marbleapple Posted September 7, 2011 Share Posted September 7, 2011 I certainly would, this is why "our" insurance is through the roof. If she slipped on spilt water at home would she be trying to claim off her parents? 50 years ago this sort of claim was unheard of, the damned Americans started it, and as usual we tagged along about twenty years behind. The word accident with blame in the same paragraph is now the norm Anyway, I suspect you are not totally professionally impartial here I am impartial now actually. For the last year I have worked as a Defendant Professional Negligence solicitor for a large commercial insurer that defends claims brought against companies such as your own. That said, I am totally of the view that if someone is stupid enough to not take reasonable precautions to protect other people they know may be effected by their actions then they should face the consequences. There are such things as accidents but there are also instances of negligence. And so you know, the Occupiers Liability Act has been around since 1957 so it is not exactly new. Edit: That is not to say there are some people who manipulate the system but they should be burnt by fire in my opinion. Quote Link to comment Share on other sites More sharing options...
barneybrendan Posted September 7, 2011 Author Share Posted September 7, 2011 thats a bollucks coment comparing a safe working enviroment to being at home..She didnt want to claim and i actually took her to work this morning.She filled in the accident book and was then told to go home until she is able to pick up a child again.Total crap as she wont be paid either .She was only a month away from putting in for her driving test aswell.So now she has weeks off work Unpaid because of somebody elses bad practice.She wasnt given any form of saftey breif when she started ,didnt even know there was such a thing as an accident book.Iam the same in that i would just of carried on working.infact i done my ankle in in the dockyard ,but was hobbling around 2 days later .I pride myself in that i have brought my kids up that way,but there has to be something in place for employees when the employers have no regard for them. Quote Link to comment Share on other sites More sharing options...
Septic Posted September 7, 2011 Share Posted September 7, 2011 I am impartial now actually. For the last year I have worked as a Defendant Professional Negligence solicitor for a large commercial insurer that defends claims brought against companies such as your own. That said, I am totally of the view that if someone is stupid enough to not take reasonable precautions to protect other people they know may be effected by their actions then they should face the consequences. There are such things as accidents but there are also instances of negligence. And so you know, the Occupiers Liability Act has been around since 1957 so it is not exactly new. Edit: That is not to say there are some people who manipulate the system but they should be burnt by fire in my opinion. Well said. Apart from the death by fire part. Quote Link to comment Share on other sites More sharing options...
Konrad Posted September 7, 2011 Share Posted September 7, 2011 Well said. Apart from the death by fire part. I'm sure there are enough ways to punish those cheaters terminally, fire just seems to be a bit more entertaining Quote Link to comment Share on other sites More sharing options...
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