Nic Posted May 11, 2011 Share Posted May 11, 2011 Who do people use in the UK? Looking for the best policy to cover a male Labrador. Thanks. Quote Link to comment Share on other sites More sharing options...
Guest ugp Posted May 11, 2011 Share Posted May 11, 2011 My mut's with tesco, was 14 quid for the year! Quote Link to comment Share on other sites More sharing options...
TubbyTwo Posted May 11, 2011 Share Posted May 11, 2011 Im with petplan for my Black Lab nightmare, costs a bit more than most per month BUT they settle any claim with the vet rather than most having to pay of your own pocket then claim back. Came in very handy when the cat was attacked and the result was over £2k in vets bills. They certainly know how to charge. Quote Link to comment Share on other sites More sharing options...
probrox Posted May 11, 2011 Share Posted May 11, 2011 I use http://www.animalfriends.org.uk/ for my Bernese Mountain Dog. I think I pay about £25 a month but its a good level of cover. I haven't had to claim yet though so I don't know how good they are. Quote Link to comment Share on other sites More sharing options...
Chris Wilson Posted May 11, 2011 Share Posted May 11, 2011 Petplan are pretty good when it comes to a big pay out. To be honest, we don't insure our dogs, I have had the odd big bills (900 and 400 quid in the last 8 years) but would have spent more than that if I had covered them with honest declarations made. With juts one dog it may be the maths will be in favour of insurance. The basic policies are pretty naff, better to go for a more expensive and wide coverage plan, IMO. Quote Link to comment Share on other sites More sharing options...
Dyer864 Posted May 11, 2011 Share Posted May 11, 2011 I'm with M&S pet insurance, was told they were one of the best, as a high level of cover, plus if on going treatment, no max limit ! pay around £15 a month , with an excess of £70 if the bill is over a certain limit, from what i can remember ! Insurance company ask's you whether to pay yourself or pay the vets direct, used it a month a two ago when poor Dave got knocked down by a car, very fast to settle bill aswell ! Quote Link to comment Share on other sites More sharing options...
TubbyTwo Posted May 11, 2011 Share Posted May 11, 2011 From looking we pay £17 a month with petplan. that covers everything pretty much and also supported by a vets report to them that shows no problems. The little guy is more than worth it! Quote Link to comment Share on other sites More sharing options...
AndrewOW Posted May 11, 2011 Share Posted May 11, 2011 I am interested in getting some insurance too, and after doing a search on Google, 'More Than' seemed to come out best, but their website isn't working properly at the moment. Quote Link to comment Share on other sites More sharing options...
j_jza80 Posted May 11, 2011 Share Posted May 11, 2011 I pay £35 a month for Petplans top cover. My dog is a pedigree whippet, and so far I must have claimed circa £5k for various injuries, so well worth while My excess is £75 per claim. My vets policy makes me pay upfront, but pet plan pay up promptly, so it's not too bad. He's also covered for ANY illness or ailment he may get during his life. Quote Link to comment Share on other sites More sharing options...
cje001 Posted May 11, 2011 Share Posted May 11, 2011 Great thread, getting a lab in 3 weeks Quote Link to comment Share on other sites More sharing options...
j_jza80 Posted May 11, 2011 Share Posted May 11, 2011 BTW, pet insurance isn't something you should skimp on. A couple of years ago, One of my Whippets broke his leg in the park. He wasn't insured, as I'd only had him a few weeks and was deciding which policy to go with. Anyways, he ended up dying as a result of the anaesthetic after the operation on his leg. I was devastated about the dog, and left with a £1200 bill to add insult to injury Quote Link to comment Share on other sites More sharing options...
gjp Posted May 11, 2011 Share Posted May 11, 2011 Just put the money you would have spent on insurance in a savings account, you'll be better off. Quote Link to comment Share on other sites More sharing options...
cje001 Posted May 11, 2011 Share Posted May 11, 2011 Just put the money you would have spent on insurance in a savings account, you'll be better off. This is what the breeder told us.... £20 a month £240 a year in 5 years this is only just over a grand though........ Depends if you are lucky or in the above case, very unlucky. Quote Link to comment Share on other sites More sharing options...
TubbyTwo Posted May 11, 2011 Share Posted May 11, 2011 BTW, pet insurance isn't something you should skimp on. A couple of years ago, One of my Whippets broke his leg in the park. He wasn't insured, as I'd only had him a few weeks and was deciding which policy to go with. Anyways, he ended up dying as a result of the anaesthetic after the operation on his leg. I was devastated about the dog, and left with a £1200 bill to add insult to injury yep its just not worth it when for as little as £7 a month your protected. Quote Link to comment Share on other sites More sharing options...
Rob_Mitchell Posted May 11, 2011 Share Posted May 11, 2011 i was in the same situation a few months back and stopped me buying jamie's turbo kit, i have insurance now but what a shock i had when i collected my puppy Quote Link to comment Share on other sites More sharing options...
j_jza80 Posted May 11, 2011 Share Posted May 11, 2011 This is what the breeder told us.... £20 a month £240 a year in 5 years this is only just over a grand though........ Depends if you are lucky or in the above case, very unlucky. What happens if there's a serious problem early on? My neighbours dog developed a heart condition that required them taking it to Liverpool for specialist surgery. The bill came to over £10k! They'd only had the dog for circa 6 months! It's just not worth the risk IMO. Quote Link to comment Share on other sites More sharing options...
ozz Posted May 11, 2011 Share Posted May 11, 2011 Just put the money you would have spent on insurance in a savings account, you'll be better off. That should read 'you could be better off'. We pay probably 60/month for our GSD because of an ongoing condition. Without cover she would have cost us thousands. Originally we were paying about 10/month and the treatment was 60/month so its taken about 6 years before the treatment=insurance cost. There were also other issues that they paid out for. Without the support of insurance we would have been faced with some very difficult decisions - my dogs are like children to us and although its easy to say we'd pay anything sometimes its not possible. Quote Link to comment Share on other sites More sharing options...
creativename Posted May 11, 2011 Share Posted May 11, 2011 Avoid Direct Line like the plauge!! When my Rotti was diagnosed with cancer last year, they tried to imply that I knew he had it and did nothing about it.....the foolish person on the phone tried telling me this about 2 days after he was put to sleep...........lets just say they were told where to go!!!! I'm just insuring to other Rotti at the minute and will be going with Pet Plan. Quote Link to comment Share on other sites More sharing options...
ozz Posted May 11, 2011 Share Posted May 11, 2011 Avoid Direct Line like the plauge!! When my Rotti was diagnosed with cancer last year, they tried to imply that I knew he had it and did nothing about it.....the foolish person on the phone tried telling me this about 2 days after he was put to sleep...........lets just say they were told where to go!!!! I'm just insuring to other Rotti at the minute and will be going with Pet Plan. We were with direct line for the GSD and dobbieX, they've been great for prob 6+ years. We've just got a monster of a rottie cross (45kgs at 12 months old and alreay taller than rottie limit) and after a lot of research have insured him with Tesco. Quote Link to comment Share on other sites More sharing options...
Nodalmighty Posted May 11, 2011 Share Posted May 11, 2011 We insure our 3 cats with "More Than" had 2 claims in the first year and they were spot on. The Vet dealt with them directly. £50 excess + 10% of the bill. £24 a month. Quote Link to comment Share on other sites More sharing options...
ManwithSupra Posted May 11, 2011 Share Posted May 11, 2011 Im with Tesco's pet insurance.... and if my pet does die there are plenty of sauces to choose from at tesco to save on pet cremation costs I'm only kidding.... Tesco's pet insurance is pretty good. Never found a fault with them Quote Link to comment Share on other sites More sharing options...
tbourner Posted May 11, 2011 Share Posted May 11, 2011 We use HelpUCover because they're cheap, no idea how good they'd be in a claim. I think when we get more than 2 dogs we'll stop using insurance and go onto a savings account instead. Quote Link to comment Share on other sites More sharing options...
stevie_b Posted May 11, 2011 Share Posted May 11, 2011 What happens if there's a serious problem early on? My neighbours dog developed a heart condition that required them taking it to Liverpool for specialist surgery. The bill came to over £10k! They'd only had the dog for circa 6 months! It's just not worth the risk IMO. That is terrible. I wouldn't wish going to Liverpool on anyone. Quote Link to comment Share on other sites More sharing options...
RobD Posted May 11, 2011 Share Posted May 11, 2011 Wish I had pet insurance, we had a cat up to a week or two ago, he was breathing really uneasy, took him to the vets, £1000 later he died He was 6 months old vets reckon he was hit by a car Quote Link to comment Share on other sites More sharing options...
Chris Wilson Posted May 11, 2011 Share Posted May 11, 2011 £10K on a dog? Bloody `ell. That would be taking my love of animals beyond endurance. http://www.liv.ac.uk/sath/ Better facilities and cleaner than most NHS hospitals, I'd let them operate on me in preference to many NHS Trust hospitals Quote Link to comment Share on other sites More sharing options...
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