terribleturner Posted July 2, 2005 Share Posted July 2, 2005 From reading the pictures i'd say your story sounds right. Good that you took the photo's. When i got knocked off my bike last year i took some pictures and then a day or 2 later some T*@ts nicked the bike so i could only prove what damage was done by the photo's i took. Quote Link to comment Share on other sites More sharing options...
mawby Posted July 3, 2005 Author Share Posted July 3, 2005 Hmm... 3 people think I'm lying.... 3 people just got banned! PS - Go check out the new classifieds section! Quote Link to comment Share on other sites More sharing options...
ivan Posted July 3, 2005 Share Posted July 3, 2005 LOL - in that case I'll vote in your favour then. Quote Link to comment Share on other sites More sharing options...
Ark Posted July 4, 2005 Share Posted July 4, 2005 I do hope not. Thankfully I didn't decrease my insurance cover when I sold the Supra, so I still have protected no claims (although I have lost 2 or my 8 years until my insurance company recover their costs) and hire car cover. The most annoying part is after selling the Supe and putting the deposit on the house I had exactly £2500 spare. I had to make a choice, by a £500 car that I would scrap when the MOT ran out, or spend it all on the most reliable economical car I could find. It was a big risk buying the Xantia, but a risk I was just realising had paid off with the 50 miles per gallon and it being a really reliable and comfortable car. Now if the car is scrapped (as I suspect it might be) then with insurance excesses I wont get back enough money to by another similar car. And I'd only just paid £300 the week before for a service and a replacement pully tensioner which I wont get back! And my last £70 was spent of some new speakers which are less then 2 weeks old! Even worse, if this twat does argue the toss about who was to blame and I lose 2 years off my no claims then that a hike in my insurance premiums. In fact even if I don't lose the NCB I'll still get charged more as you have to declare any accidents within the last 3 years regardless of who was to blame. The only thing that worked in my favor is this happened just round the corver from where I live, so whilst waiting for the car to be collected I went home, got the stereo removal keys and took out my £300 MP3 stereo! If the cars being scrapped I didn't want to lose that! One ray of light Mawby - you might lose 2 years NCB, but you'll still have 6, which is enough for 60% discount which is the normal maximum anyway. Oh, and you mentioned protected NCB too, which means you won't even lose those 2 years, even if you are found at fault (unlikely I'm sure). Just have to keep your nose clean for a couple of years now. Quote Link to comment Share on other sites More sharing options...
raymanuk Posted July 4, 2005 Share Posted July 4, 2005 Dude - I hope you get it sorted. Glad it was not your Supe. From what I can see is the mojority of the damage is on your side of the road. Looks like he did not turn into the corner properly and smacked your motor. Good luck with this fella... Ray Quote Link to comment Share on other sites More sharing options...
SkyJawa Posted July 4, 2005 Share Posted July 4, 2005 As said, his rear is still almost on your side of the road, where your car is right ff the line - easy to see its his fault, don't let the ins co say anything else........... Quote Link to comment Share on other sites More sharing options...
raymanuk Posted July 4, 2005 Share Posted July 4, 2005 As said, his rear is still almost on your side of the road, where your car is right ff the line - easy to see its his fault, don't let the ins co say anything else........... Indeed Quote Link to comment Share on other sites More sharing options...
far Posted July 4, 2005 Share Posted July 4, 2005 Take it there were no independent witnesses? Of course there is, me and the Missus where driving behind the Rover when it all happened PM if needed Mawby dude Quote Link to comment Share on other sites More sharing options...
Pete Posted July 4, 2005 Share Posted July 4, 2005 Hmm... 3 people think I'm lying.... 3 people just got banned! I don't think anyone says you're lying, just playing devils advocate - In order to put yourself in a strong defence position, you must understand the potential offense. Quote Link to comment Share on other sites More sharing options...
mawby Posted July 4, 2005 Author Share Posted July 4, 2005 I don't think anyone says you're lying, just playing devils advocate - In order to put yourself in a strong defence position, you must understand the potential offense.I totally agree, it's just only one of the 4 who voted me as being a lying twat has bothered to post in this thread. So 3 people think I am lying, but they not bothered to post up why. Quote Link to comment Share on other sites More sharing options...
mawby Posted July 4, 2005 Author Share Posted July 4, 2005 Of course there is, me and the Missus where driving behind the Rover when it all happened PM if needed Mawby dudeI thought it was you that drove past, but I wasn't sure. Lets hope the photo's are evidance enough though. Quote Link to comment Share on other sites More sharing options...
paul_y3k Posted July 4, 2005 Share Posted July 4, 2005 Mawby .. with you all the way . however one cautionary tale regarding photo's ... Insurance companies dont like digital ones, because they say they can be fiddled with. We had big problems with two of our company cars being involved in seperate ccicdents. The guys took photo's with their digital cameras and were told they could not submit them. So now we all have those portable single shot film jobbies in case. Hope you dont get the same problem mate. Quote Link to comment Share on other sites More sharing options...
Soop Dogg Posted July 4, 2005 Share Posted July 4, 2005 I totally agree, it's just only one of the 4 who voted me as being a lying twat has bothered to post in this thread. So 3 people think I am lying, but they not bothered to post up why. Yup. I wouldn't have voted the 'wrong' way without first saying I was just messing about mate. (hope you didn't take any offence.) Quote Link to comment Share on other sites More sharing options...
mawby Posted July 4, 2005 Author Share Posted July 4, 2005 Yup. I wouldn't have voted the 'wrong' way without first saying I was just messing about mate. (hope you didn't take any offence.)Naa not at all. I'll just be glad when this whole mess is over and done with. Quote Link to comment Share on other sites More sharing options...
michael Posted July 4, 2005 Share Posted July 4, 2005 however one cautionary tale regarding photo's ... Insurance companies dont like digital ones. Agreed but if you pop down to Asda and use their digital > print service (or somewhere similar of course) they are more than happy to accept those. They did the trick for me anyway Quote Link to comment Share on other sites More sharing options...
mawby Posted July 4, 2005 Author Share Posted July 4, 2005 Agreed but if you pop down to Asda and use their digital > print service (or somewhere similar of course) they are more than happy to accept those. They did the trick for me anyway That's useful to know. Cheers. Quote Link to comment Share on other sites More sharing options...
ivan Posted July 4, 2005 Share Posted July 4, 2005 Mawby .. with you all the way . however one cautionary tale regarding photo's ... Insurance companies dont like digital ones, because they say they can be fiddled with. I'd just correct this with "some" insurance companies though. I work for an accident management company and Ins Co's are always sending us digital photos - by email... Quote Link to comment Share on other sites More sharing options...
mawby Posted July 5, 2005 Author Share Posted July 5, 2005 Well that's official then. I've just had a letter through the door from the other insurance company stating that due to the circumstances they are holding me responsible for all repairs to the vehicles. Quote Link to comment Share on other sites More sharing options...
Alex Posted July 5, 2005 Share Posted July 5, 2005 You have to laugh at them they have a cheek don't they. Don't worry you ins co. will sort it out! Quote Link to comment Share on other sites More sharing options...
mawby Posted August 19, 2005 Author Share Posted August 19, 2005 Well it's been over a month now and it's still being processed. His official line of defense was that I was in the middle of the road. And do you want a laugh? My replacement car is now a Rover 400 TD..... which is now costing me more to insure than my last renew for the Supra because I have an outstanding claim against me! Quote Link to comment Share on other sites More sharing options...
Scoboblio Posted August 19, 2005 Share Posted August 19, 2005 Yup, makes your blood boil doesn't it.... you're guilty until proven innocent in the insurance world Quote Link to comment Share on other sites More sharing options...
mawby Posted September 19, 2005 Author Share Posted September 19, 2005 Well it finally got sorted last week when I recieved a letter stating the claim had been settled 100% in my favour! However, just a few days later this happens! Quote Link to comment Share on other sites More sharing options...
Class One Posted September 19, 2005 Share Posted September 19, 2005 Glad its all sorted, and Tigger's will get sorted too 100% no doubt. Quote Link to comment Share on other sites More sharing options...
mawby Posted September 19, 2005 Author Share Posted September 19, 2005 Glad its all sorted, and Tigger's will get sorted too 100% no doubt.Now all I need to do is ban those that voted and said I was a lying tw*t! Quote Link to comment Share on other sites More sharing options...
Class One Posted September 19, 2005 Share Posted September 19, 2005 Now all I need to do is ban those that voted and said I was a lying tw*t! LOL Quote Link to comment Share on other sites More sharing options...
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