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The mkiv Supra Owners Club

Someone crashed into me on purpose, police won't do anything!! Any advice please.


Aero-M

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Seems to not be uncommon. A girl who works with my wife was T-boned by a car that was emerging from a side road the other week. The car drove off without stopping but she got the reg plate and informed the police. Apparently after chasing up the police, they have told her they interviewed the car owner and told her she was lying about the whole accident. Weird.

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I told the police that he did it on purpose and he just said "no I didn't I don't know how what happened I just didn't stop in time" Thus admitting fault.

 

But Youre right he could have said that I reversed into him. I didn't think about asking the other cars behind him to witness what happened as I was so pissed of that he had done it, I was argueing with him and no one else stopped. But I should have asked for other witnesses first.

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Marbleapple says his insurance company will pay out regardless, well I had a similar thing a few years back, basically the guy caused a crash on purpose which ended up being nowhere as serious as he wanted it to be, it all got very nasty at the scene and ended up with the police arriving and breaking everything up, the case ended in court I was cleared of any wrong doing and the other guy was told to take out a private claim against me, I was forced to then give my insurance details, he contacted my company, when I spoke to them they told me until I informed them of an accident IN WRITING they would not acknowledge one, I specifically told them under no circumstances pay the claimant, which they did not. So it is possible to stop the insurance paying out, after all we all know insurance companies will look for any angle to get out of paying. Hopefully all will be fine with your incident but trust me its very easy to stop the ins paying out, any statement made at the scene of an accident can be under the influence of shock or even duress.

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Marbleapple says his insurance company will pay out regardless,

 

Dude, I didn't say that. I said that an Insurance company would accept an notification irrespective of whether the policy holder was the one to notify.

 

I also said that they won't dispute liability on a rear end shunt. I.e. if a guy goes into the back of you (which I thought was the case here but I might have misread) then the person who went into the rear is liable. Arguments as to who hit how is easily proven as someone else said, based on evidence from the Police, experts etc.

 

Not trying to pick a fight with you (I hear you are almost as big as our Lewie (Geo) so I think I am busy the day you are looking for a fight) but I just wanted to clarify issues

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Dude, I didn't say that. I said that an Insurance company would accept an notification irrespective of whether the policy holder was the one to notify.

 

I also said that they won't dispute liability on a rear end shunt. I.e. if a guy goes into the back of you (which I thought was the case here but I might have misread) then the person who went into the rear is liable. Arguments as to who hit how is easily proven as someone else said, based on evidence from the Police, experts etc.

 

Not trying to pick a fight with you (I hear you are almost as big as our Lewie (Geo) so I think I am busy the day you are looking for a fight) but I just wanted to clarify issues

 

No dude not looking for a fight:innocent: Just like to know if im right or wrong, I was told catagorically by my insurance company that if I did not inform them there was as far as they were concerned no incident, now remeber this was minor damage and it was pretty obvious what the idiot was up to, he even tried to county court me which was a step too far, lets just say it didn't get that far, the police would not get involved, I can accept that if they inform the company it may be different, or maybe things have just changed!!;) anyway im harmless me :eyebrows:

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No dude not looking for a fight:innocent: Just like to know if im right or wrong, I was told catagorically by my insurance company that if I did not inform them there was as far as they were concerned no incident, now remeber this was minor damage and it was pretty obvious what the idiot was up to,

 

It seems weird that they told you that. For RTAs I think the Insurers are more than used to being notified by other parties. I spent many an hour ringing insurers to check that they Insured "ABC 123". They never denied it usually gave me the email address for me to send the Letter of Claim. Perhaps you were dealing with a smaller insurer or a broker? - Doesn't matter either way. Even if the person refused to give us their Insurer's details we would just do a MIDAS search and notify the Insurer direct.... it was something easier that way because individuals often thought they could ignore the letters and they would go away.

 

I do know in the firm I work for now that there are corporate insurance policies (not car insurance policies) that have clauses such as late notification clauses which means that if the policy holder does not notify the insurer immediatley then they do not provide cover. I expect in these instances if the insured did not notify then the insurer wouldn't be in a rush to find out if the Insured has a problem.

 

 

anyway im harmless me :eyebrows:

 

People say the same things about rhinos but I wouldn't want to argue with one :D

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What a prick, I have to say though.... you are in Newcastle lol

 

If you would like a written statement from me, I would happily put down on paper i saw this guy ram you from behind on purpose after nearly hitting you on a round-a-bout with a car that should not have been on the road in the first place.

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Exactly, I thought they should have had it towed to one of their compounds until he taxed it. They actually said it wouldn't be worth the dvla pursuing it, money saving etc.

 

I reckon if traffic police had been in attendance they would have done that, and also something about him driving the car in an unfit state in the first place, and also something about his dangerous driving as he hit me on purpose, although I know proving it would be difficult.

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