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The mkiv Supra Owners Club

Credit cards.....


penguin

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flippin heck.........I bow down at the queen. :respekt:

 

I had 5 at one point, managed to max them all out. Used to go on random shopping trips to Milton Keynes and it would not be unusual for me to spend £400 a time. I'm down to three now. Refuse to use them............. :p :tumble:

 

Best way to be!! Once they're cleared then thats it, gone. No more. I'll keep maybe my 2 favorite for emergency use and holidays etc but otherwise I want out!!

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I got similiar probs but i only have two credit cards, I do have two Debit cards too and I try to use them instead.

 

The Best thing to do is not have a credit card but have a charge card like Amex (in an ideal world) as you HAVE TO pay it off att the end of the month and its quite a disciplined system, it stops you spending money you havent got, but allows you to buy something or draw cash out in an emergency knowing that you got a month to pay it back..bit like borrowing money off a mate really.

 

I found that was the best way to survive in a credit card world, but what i started doing wrong was using my credit card to pay my Amex bill oooppps.

 

Edited To Say: American Express Customer service 'Sucks' and if you default by just a few days they get really shitty..which in a way is v good as it means you HAVE to pay it off.

 

Trouble is no-one bleeding takes Amex anywhere

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