Jamesy Posted April 21, 2010 Share Posted April 21, 2010 Rang A-plan as my renewal is up next month and they have advised most of their policies are getting a 15-20% increase - even though i will now have 8 years NCD while im at looking around i was wondering who is the best to try and get cover with when i go single turbo next month? Sky? Adrian Flux? ?? Muchos Quote Link to comment Share on other sites More sharing options...
j_jza80 Posted April 21, 2010 Share Posted April 21, 2010 I ended up getting a traders policy as it was by far the cheapest. Was with Allianz who I had used before and knew they gave good service. Quote Link to comment Share on other sites More sharing options...
jackso11 Posted April 21, 2010 Share Posted April 21, 2010 does a traders policy cover you for any car? How do you get one of those? Quote Link to comment Share on other sites More sharing options...
Lukeyboy2k Posted April 21, 2010 Share Posted April 21, 2010 I'm with LWIB. ~£950 Quote Link to comment Share on other sites More sharing options...
Jamesy Posted April 21, 2010 Author Share Posted April 21, 2010 I ended up getting a traders policy as it was by far the cheapest. Was with Allianz who I had used before and knew they gave good service. so does that cover multiple cars mate? i have a run around i could do with adding to the policy .... Quote Link to comment Share on other sites More sharing options...
Miguel Posted April 21, 2010 Share Posted April 21, 2010 Don't forget that traders policies will only pay out trade values should the worse even happen, and you would cry if you knew what the trade value of a Supra is. Quote Link to comment Share on other sites More sharing options...
jackso11 Posted April 21, 2010 Share Posted April 21, 2010 what is the trade value of a supra? Quote Link to comment Share on other sites More sharing options...
Safely Insured Posted April 21, 2010 Share Posted April 21, 2010 what is the trade value of a supra? Not a lot!!! Also, trader policies are pretty restrictive and you need to be a genuine trader. Quote Link to comment Share on other sites More sharing options...
Miguel Posted April 21, 2010 Share Posted April 21, 2010 Last time I looked it was circa 3k for a 96 TT auto, but that was over a year ago so I would expect it to be less now. Also bear in mind traders policies won't take mods into account when paying out, and the ones that do, if you can find them, cost a fortune. Quote Link to comment Share on other sites More sharing options...
Safely Insured Posted April 21, 2010 Share Posted April 21, 2010 This is not my advice but it has just beens posted on the Aristo forum: I see it a lot banded across the net "get a traders insurance" and thought it'd be good to have a little discussion on here to help anyone thinking of getting one or to dispel "gossip" or "internet rumours". I'm not in insurance as you know, but have a fair amount of experience with trade insurance. A few key facts 1. When you claim, they will only pay out trade value for the vehicle you are driving. 2. Windscreen cover is not normally covered 3. In an event of a claim, they will want to see proof of trading 4. No claims discount on personal insurance/trade insurance is not normally transferable, although most will allow it or make allowances for it. It may seem the cheaper option to enable a few modified cars in the collection, but if you've lied, like any other insurance, and they find out, they aint going to pay if you claim. Also, alot of the time, I can't see how it's cheaper for people, if they're reading the policies correctly, as to have a modified import added to your personal cars, adds a huge amount on. Quote Link to comment Share on other sites More sharing options...
Jazzy Posted April 21, 2010 Share Posted April 21, 2010 I used Sky Insurance for my T61 single, value of £14K, protected NCB (9+ years), Age 32, location Bristol, and I was paying £650 which had a clause for like for like replacement of mods should it get written off. Think the excess was around the £350/400 mark. Quote Link to comment Share on other sites More sharing options...
Gaz6002 Posted April 21, 2010 Share Posted April 21, 2010 Yup, Sky sorted me out for my single, too. Very happy Quote Link to comment Share on other sites More sharing options...
supspower Posted April 21, 2010 Share Posted April 21, 2010 Im with sky too which wasnt the cheapest adrian came out abit cheaper but went with them due to the best policy Quote Link to comment Share on other sites More sharing options...
leelbuk Posted April 21, 2010 Share Posted April 21, 2010 Was Adrian for me - shame as I really enjoyed speaking with Sky and they definately knew what I was talking about and in fact helped me reel off the list of modifications to my car. Adrian flux was a good couple of hundred quid less that everyone for me and offer like for like for any modifications I have made - not agreed value but is enough for me. Quote Link to comment Share on other sites More sharing options...
Jamesy Posted April 21, 2010 Author Share Posted April 21, 2010 Adrian flux just quoted me £625 for my TT. Sod that. Will call sky tomoro Quote Link to comment Share on other sites More sharing options...
Wez Posted April 21, 2010 Share Posted April 21, 2010 I use to use Sky Insurance and never had an issue with them Quote Link to comment Share on other sites More sharing options...
dandan Posted April 21, 2010 Share Posted April 21, 2010 (edited) Sky for me too. £400 price hike though over BPU....(but one year on as well so maybe premiums went up a bit anyway). Edited April 21, 2010 by dandan (see edit history) Quote Link to comment Share on other sites More sharing options...
leelbuk Posted April 21, 2010 Share Posted April 21, 2010 Adrian flux just quoted me £625 for my TT. Sod that. Will call sky tomoro Wow! Well not that suprised really - it's like numbers are pulled from a hat when it comes to insurance! Trying to find insurance on the single really made me feel 17 years old again, trying to frantically find someone to insure me on anything with a engine larger than a lawnmower! Try everyone! I did and eventually found the right one, but will have to go through it again at the end of the year no doubt. Quote Link to comment Share on other sites More sharing options...
Stonkin Posted April 21, 2010 Share Posted April 21, 2010 Sky for my single to mate, everything declared £740 or there abouts. 28, 8 years no claims. Was nice to talk with a company who understand modifications. Quote Link to comment Share on other sites More sharing options...
kslb Posted April 21, 2010 Share Posted April 21, 2010 I have just had a quote from A-Plan for my single all mods declared £627 I am 33, 9yrs NCD. I am looking for something cheaper though. I paid £748 last year and did 33 miles! doh! Quote Link to comment Share on other sites More sharing options...
Stonkin Posted April 21, 2010 Share Posted April 21, 2010 £22.66 per mile just for insurance, good going Quote Link to comment Share on other sites More sharing options...
SteveR Posted April 21, 2010 Share Posted April 21, 2010 I can't remember who I'm with (it's not Not or A-Plan, they were both too expensive) but they were very good at the time so I'll try to remember to dig out the details. I'm 32, all mods declared, agreed value, max 6k miles, garaged, very good postcode, 8/9/10(?) years NCD = £550. Quote Link to comment Share on other sites More sharing options...
Marty Posted April 21, 2010 Share Posted April 21, 2010 Mine was insured through A-plan when i went single. It was around £550 with all mods declared @26 with 8years ncb. Quote Link to comment Share on other sites More sharing options...
RobSheffield Posted April 21, 2010 Share Posted April 21, 2010 Sky wasnt bad for me, i suspect i could have shopped around and got a slightly better quote. Maybe would have been wise to check insurance on a single during the planning stage, rather than panic now? Quote Link to comment Share on other sites More sharing options...
j80leo Posted April 21, 2010 Share Posted April 21, 2010 Adrian Flux all the way for me, I have been with them for years now all mods declared with an agreed value of £13000 for the sum of £760;) Quote Link to comment Share on other sites More sharing options...
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