Se7eN Posted February 9, 2010 Share Posted February 9, 2010 Last week i took out a policy with sky insurance. After ckecking the paperwork they sent i noticed my no claims bonus and my alarm is missing. so i phoned to amend the errors and was then told that it DOES NOT effect the price i paid!!??? I find this very hard to belive! Cat 1 alarms and NCB dont count any more???? thoughts?? Steve Quote Link to comment Share on other sites More sharing options...
Safely Insured Posted February 9, 2010 Share Posted February 9, 2010 Steve, I think you may be getting the wrong end of the stick re NCB but what you say about the alarm could be true.. our underwriters may agree the waive the security requirement if you live in a safe postcode. If you wish to PM me your details (full name, postcode) I will clarify the information for you. Ollie Sky Insurance Quote Link to comment Share on other sites More sharing options...
Se7eN Posted February 12, 2010 Author Share Posted February 12, 2010 (edited) Hi Ollie, Thanx for the reply and for taking the time to look into this. Sorry for the delay, I've got a lot on at the min. Yeah I don't claim to be an expert on insurance so maybe I have got it wrong? I thought..... 0 years no claims = Either a) New Driver. b) Accident prone driver. c) Bad Area/Security, Car has been stolen. = High risk to insure = Cost more. 15 years no claims = Either or a) Experienced Driver. b) Careful Driver. c) Good Area/Security, Car has not been stolen. = Low risk to insure = Cost less. Is that not right?? As for the alarm, I was told that it would be added to the policy but the price I paid stays the same. It gets better..... I was then told that because the alarm was fitted before I got the car I would need to get it certified at my cost, but this still would not effect the policy price. So in effect its costing me more to have a CAT 1 Alarmed car. Hope that makes it a bit clearer. I have PM'd you the info you asked for. Thanx again Steve UPDATE: Issues resolved Seems like it was a paperwork/communication error. The car WAS insured as having CAT 1 and 9 years NCB (Max for Sky). The alarm does need testing but not the full certificate. Now it makes sense!!! Thanx again for clearing this up Ollie Steve Edited February 12, 2010 by Se7eN Update (see edit history) Quote Link to comment Share on other sites More sharing options...
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