marc_p Posted September 5, 2009 Share Posted September 5, 2009 Ok, basically I'm wanting a loan for £3k but everywhere I go want's 15-20% APR due to it being a low amount, if I wanted £7.5k I could get one for 6% APR. Anyone know where I can get a low APR loan for £3k? Quote Link to comment Share on other sites More sharing options...
jevansio Posted September 5, 2009 Share Posted September 5, 2009 Parents? Quote Link to comment Share on other sites More sharing options...
Swampy442 Posted September 5, 2009 Share Posted September 5, 2009 JaimieP Quote Link to comment Share on other sites More sharing options...
AndrewOW Posted September 5, 2009 Share Posted September 5, 2009 Take out a £7.5K loan without payment protection, then put the £4.5k in a high interest account, and when your payments you've been making bring the outstanding balance down to around £4.5k, then pay off the remaining balance with the savings that you have stored away, and you may end up with a little bit of interest for yourself on top. It's a stupid plan, but may just work! Quote Link to comment Share on other sites More sharing options...
Havard Posted September 5, 2009 Share Posted September 5, 2009 I'd lend it to you at 10% APR but I don't trust you..... Quote Link to comment Share on other sites More sharing options...
Thorin Posted September 7, 2009 Share Posted September 7, 2009 Credit card interest free? Quote Link to comment Share on other sites More sharing options...
Matt H Posted September 7, 2009 Share Posted September 7, 2009 moneysavingexpert.com But like Thorin says, you can get some really good 0% interest credit card deals. They're the best way to borrow money if you stick to the rules. My GF used an M&S card to pay for some furniture on the house. £3k worth of stuff on the card at 0% APR for 6 months. 0% interest loan Quote Link to comment Share on other sites More sharing options...
adnanshah247 Posted September 7, 2009 Share Posted September 7, 2009 JaimieP lol, x2! ask him lol Quote Link to comment Share on other sites More sharing options...
Aero-M Posted September 7, 2009 Share Posted September 7, 2009 MBNA are offering a 14 month deal at the moment, you can transfer the money to your bank account and pay no interest or charges. Quote Link to comment Share on other sites More sharing options...
marc_p Posted September 8, 2009 Author Share Posted September 8, 2009 Parents? That'll be a last resort, I don't like borrowing money off my parents. MBNA are offering a 14 month deal at the moment, you can transfer the money to your bank account and pay no interest or charges. moneysavingexpert.com But like Thorin says, you can get some really good 0% interest credit card deals. They're the best way to borrow money if you stick to the rules. My GF used an M&S card to pay for some furniture on the house. £3k worth of stuff on the card at 0% APR for 6 months. 0% interest loan Cheers for that guy's, I'll have a look into it now, I don't need it for very long, but I've found a Civic I want for winter and I really want to get it this weekend as that's when I'm planning on taking the the Supe off the road for winter as it ties in nicely with the end of my insurance policy. Quote Link to comment Share on other sites More sharing options...
marc_p Posted September 8, 2009 Author Share Posted September 8, 2009 JaimieP lol, x2! ask him lol I asked him but I'd have to give him 'sexual favours' in return:( Quote Link to comment Share on other sites More sharing options...
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