supra geordie Posted July 29, 2009 Share Posted July 29, 2009 My bloke just got another supra, was insuring old (written off!) supra and another car with directline, so has now declared SORN on other car and directline quoted him £83 per month for a j spec n/a N reg supra......took it as needed insurance quickly and meant didnt need to pay up front! He has got protected NCD over 5 years and i think its a bit expensive? Does he get penalised if change it now? Breakdown cover is included..though it was when he did crash ( was wet and on a dodgy roundabout!!) 300 miles from home and they neither recovered or got him home! When arranging new policy he mentioned this.....and apparently they should have recovered and paid for him to get home.... (lesson - question more!!) Am a newbie at this, can you tell??! so any input be appreciated Quote Link to comment Share on other sites More sharing options...
tbourner Posted July 29, 2009 Share Posted July 29, 2009 I'm very confused. You have a 96 NA Supra and another car on the same insurance? But the other car is SORN? Or just the Supra? How old? Any convictions or anything? You could just ring around for other quotes, if you cancel you'll either get a straightforward cancellation (if it's soon enough) or have to pay the remaining month or something. If you can get a quote for £100 less a year it'll be worth doing I'd say. Quote Link to comment Share on other sites More sharing options...
benkei Posted July 29, 2009 Share Posted July 29, 2009 If he's claimed then the insurance WILL be more expensive. Quote Link to comment Share on other sites More sharing options...
supra geordie Posted July 29, 2009 Author Share Posted July 29, 2009 If he's claimed then the insurance WILL be more expensive. well yeh he claimed, but protected no claims? does that not apply when changing insurance? Quote Link to comment Share on other sites More sharing options...
supra geordie Posted July 29, 2009 Author Share Posted July 29, 2009 I'm very confused. You have a 96 NA Supra and another car on the same insurance? But the other car is SORN? Or just the Supra? How old? Any convictions or anything? You could just ring around for other quotes, if you cancel you'll either get a straightforward cancellation (if it's soon enough) or have to pay the remaining month or something. If you can get a quote for £100 less a year it'll be worth doing I'd say. just meant both insured through same company, so can only afford to run one car and declared other SORN (its a volvo....can you blame him!!) therefore didnt have to pay deposit or anything as was existing insurer Quote Link to comment Share on other sites More sharing options...
tbourner Posted July 29, 2009 Share Posted July 29, 2009 It's always worth getting other quotes though, the cancellation fees aren't enough to warrant staying with an expensive company. Even with protected NCB, you're declaring a previous claim. Your NCB discount and the increase due to having a previous accident (regardless of blame) are completely seperate on their systems unfortunately. So it goes up due to the accident, it would have gone up more if you didn't have protected NCB. Quote Link to comment Share on other sites More sharing options...
supra geordie Posted July 29, 2009 Author Share Posted July 29, 2009 It's always worth getting other quotes though, the cancellation fees aren't enough to warrant staying with an expensive company. Even with protected NCB, you're declaring a previous claim. Your NCB discount and the increase due to having a previous accident (regardless of blame) are completely seperate on their systems unfortunately. So it goes up due to the accident, it would have gone up more if you didn't have protected NCB. ok thanks for the input, they all thieving buggas at the end of the day! Quote Link to comment Share on other sites More sharing options...
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