martini Posted June 4, 2009 Share Posted June 4, 2009 I am debating getting a car for the next year, so I can have a year of no claims before I get my Supra. What type of cars are extremely cheap to insure (25yo male)? I could buy one that's almost totally dead and SORN it. As it stands, for me to get a Supra as my first car, I am looking in excess of over £2k insurance. I've driven almost constantly for both work and family and am on other people's insurance - just not my own as I have never had a car. Any advice on this welcomed. Quote Link to comment Share on other sites More sharing options...
Holden1989 Posted June 4, 2009 Share Posted June 4, 2009 Ka or fiesta?? Quote Link to comment Share on other sites More sharing options...
martini Posted June 4, 2009 Author Share Posted June 4, 2009 Possibly an old Ford Ka I guess. I am literally looking for something dirt cheap. I guess buying something totally crap and driving it into the sea might work... or declare it SORN... Quote Link to comment Share on other sites More sharing options...
Guest Budz86 Posted June 4, 2009 Share Posted June 4, 2009 I'm 22 (21 when I took out my insurance) and they wouldn't touch me without my year's NCB. Check with a few companies what difference it would make. Quote Link to comment Share on other sites More sharing options...
martini Posted June 4, 2009 Author Share Posted June 4, 2009 I'm 22 (21 when I took out my insurance) and they wouldn't touch me without my year's NCB. Check with a few companies what difference it would make. Thanks for the information. It looks like most of them want a years NCB otherwise it gets into silly money. Quote Link to comment Share on other sites More sharing options...
RiceRocket Posted June 4, 2009 Share Posted June 4, 2009 Old VW Beetle if you can find one for little money otherwise Vauxhall Corsa Quote Link to comment Share on other sites More sharing options...
RobSheffield Posted June 4, 2009 Share Posted June 4, 2009 What kind of powerful RWD cars have you driven so far? Quote Link to comment Share on other sites More sharing options...
Supranature Posted June 4, 2009 Share Posted June 4, 2009 Just because you buy a Group 1 car for £100, doesn't mean that your premium will be proportionate. The same car ,say, valued at £2000 would probably be the same/similar to insure. If you are going to fork out for insurance, you may as well get a decent car, use it, then sell it when you are ready. As I understand, you are/will be a newly qualified Doctor, living in Manchester? Think you may need a defibrillator when you get your first quotes. Group 1 vehicles would be the sensible starting place. Quote Link to comment Share on other sites More sharing options...
kill1308 Posted June 4, 2009 Share Posted June 4, 2009 I believe that some insurance companies will take into account your driving of other peoples cars if you can prove you were on their policy as a named driver and weren't involved any accidents. Don't take my word for this though Quote Link to comment Share on other sites More sharing options...
Kirk Posted June 4, 2009 Share Posted June 4, 2009 Just because you buy a Group 1 car for £100, doesn't mean that your premium will be proportionate. The same car ,say, valued at £2000 would probably be the same/similar to insure. If you are going to fork out for insurance, you may as well get a decent car, use it, then sell it when you are ready. As I understand, you are/will be a newly qualified Doctor, living in Manchester? Think you may need a defibrillator when you get your first quotes. Group 1 vehicles would be the sensible starting place. althought i started in group six with my mk4 polo, nearly had her 2 years and not put a foot wrong and then theres ofcourse my astra van that costs slightly more Quote Link to comment Share on other sites More sharing options...
martini Posted June 4, 2009 Author Share Posted June 4, 2009 Thanks for the advice guys. Yes, I will be a Dr. working in Manchester. I have indeed been driving on other people's policies for a while, but understood this accounts for little or nothing at all. As for rear wheel drive - yes, I have experience but not years of driving one. I might just save up everything and try to get the supra off the bat. Supranature is right - I remember the reason I don't have a car right now; it's because I went to get a quote on a £300 metro when I was 18 @ £3000 ... so I didn't bother. Whilst group1 would be a sensible starting place, I would essentially be wasting money - the car is for pleasure (not commuting). I may as well just save a bit more and get the Supra rather than some crappy group1 car and piss money away on that. Any more gems? Thanks for the tips. Quote Link to comment Share on other sites More sharing options...
Guigsy Posted June 4, 2009 Share Posted June 4, 2009 As for rear wheel drive - yes, I have experience but not years of driving one. I might just save up everything and try to get the supra off the bat. Enjoy your time in the ditch the first time it gets a bit slippy in winter Imo your best off, if you want one and its going to be your first car to get it early spring. get used to the rwd. and then drive like a granny during winter. HTH Quote Link to comment Share on other sites More sharing options...
Kirk Posted June 4, 2009 Share Posted June 4, 2009 or dont drive it atall??? Quote Link to comment Share on other sites More sharing options...
snake Posted June 4, 2009 Share Posted June 4, 2009 if you buy a fiesta for £600,[ if its "your" first car] it might cost you £800 to insure it. Quote Link to comment Share on other sites More sharing options...
martini Posted June 4, 2009 Author Share Posted June 4, 2009 Enjoy your time in the ditch the first time it gets a bit slippy in winter Why would that happen? Did that happen to you? I won't be caining it about in the rain or snow! I'm not heavy footed at all. I don't see the difference between driving a fiesta for 8 years NCB, and then getting a supra and driving a Nissan Navara, Citroen Xsara, Renault Megane, Land Rover, Renault Clio, Peugeot 406 for (variable amounts in) 8 years and then getting a Supra. The latter is what I have done. By no means did I get my licence when I was 17 and not drive at all. Quote Link to comment Share on other sites More sharing options...
martini Posted June 4, 2009 Author Share Posted June 4, 2009 if you buy a fiesta for £600,[ if its "your" first car] it might cost you £800 to insure it. but would 1 NCB reduce the supra's?? Quote Link to comment Share on other sites More sharing options...
AlexJames Posted June 4, 2009 Share Posted June 4, 2009 My vote goes on a 998cc mini I used to have one and they are bags of fun Quote Link to comment Share on other sites More sharing options...
martini Posted June 4, 2009 Author Share Posted June 4, 2009 I only want to bother paying for another car if it'd help reduce insurance on a supra... Quote Link to comment Share on other sites More sharing options...
gordy07 Posted June 4, 2009 Share Posted June 4, 2009 I would just save up for the insurance on the supra,then after a year your insurance will drop. Quote Link to comment Share on other sites More sharing options...
martini Posted June 4, 2009 Author Share Posted June 4, 2009 I would just save up for the insurance on the supra,then after a year your insurance will drop. okies. will do Quote Link to comment Share on other sites More sharing options...
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