The Raven Posted November 21, 2008 Share Posted November 21, 2008 This is turning into a nice little thread. Supra is a weekend car for me. Work van does all the work, and the Mrs takes her diesel on any long runs. Insurance is 500 a year. It sees 4000 miles a year if its lucky. When its used so little it dont cost alot. Quote Link to comment Share on other sites More sharing options...
supra_aero Posted November 21, 2008 Share Posted November 21, 2008 I think you've ballsed it up somewhere Kim. Quote Link to comment Share on other sites More sharing options...
RobSoarerTT Posted November 21, 2008 Share Posted November 21, 2008 I have a mortgage, and a "Lady what luches", to keep in the lifestyle she has become accoustomed to, and I have 3 cars. The mighty Kia Shuma II is the work horse, this has turned out to be a very good investment £1500 for it 18 months ago on a late 52 plate with 46K on the clock. The Korean work ethic is strong in this car as it has never gone wrong, (Runs off to touch wood) My Soarer is my weekend and sunny day car, and regularly gets lavished with new toys I have a Del Sol SIR for the misses to run about in, which gets lavished with new toys occasionaly. I wouldn't say I'm highly paid, it's just about being sensible, but my job requires me to be tight with money so maybe I'm just a tight git! Quote Link to comment Share on other sites More sharing options...
bolarbag Posted November 21, 2008 Share Posted November 21, 2008 Fuel 170 Insurances 175 Service and parts 280 Tax 50 Tel./Inet 50 HiFi/Xbox/TV 60 Clothes & Food 250 Garage 50 Flat 1.050 Entertainment 110 Mobilephone 50 Gifts/Christmas 60 Vacations 325 Health insurance 310 Gym 60 Other 150 You live in expensive accomadation, your health insurance is excessive, you have an extravagent lifestyle, and your garage is ripping you off, £280 a month? 4oil and filter changes per year(max), 2plug changes, set of pads and the odd bush change here and there dont equate to £3360 per year:blink: That said, if you earn less than 2K a month and live alone, unless you had the full initial investment upfront for the Sup you'd be borderline I reckon Quote Link to comment Share on other sites More sharing options...
Matt H Posted November 21, 2008 Share Posted November 21, 2008 okay, so you're health insurance is £310 per month?!? umm, I pay £5.50 Quote Link to comment Share on other sites More sharing options...
supradibbs Posted November 21, 2008 Share Posted November 21, 2008 I only drive mine on adverage a few times a month, busy doing my gay porn:D Quote Link to comment Share on other sites More sharing options...
ilicos Posted November 21, 2008 Share Posted November 21, 2008 This recession hit my income as a bloody freight train so I sat down and did a budget and came to the conslusion you need an income of at least £3,200 per month after taxes to maintain a decent life and own a supra. As I am aware this is significantly above the average earner so how do you guys afford your supras? You live with mom and pop? You dont travel anything? No parties? Got a wife working as well? Where on earth did you come up with that figure??? If I were earning that kind of money I would be driving a Ferrari. (Obviously excluding the wife's earnings!!!) Quote Link to comment Share on other sites More sharing options...
Kim1978 Posted November 21, 2008 Author Share Posted November 21, 2008 I can see where this is going, so how about YOU tell me how you can afford it. I've highlighed all the things you can do without in bold and put the things you could save on in italics, HTH. So I've saved you at least ~£1000 a month, job done. Thanks Michael. You got some points, but I really do not see how it would be possible to lower any of these costs especially not everything to zero - I will not put my soop on the street, health insurance is a fixed amount. Maybe vacations could be reduced. But I challenge you to lower those costs with £1.000 in a sensible manner. How nice it must be to spend £325 on holidays per calendar month. Two skitrips per year 2x550 two week summer vacation in a nice place £2.000 two weekend-vacations somewhere 2x400 £310 on health insurance? A MONTH?? Yes, I know it sucks. But I am legally required to pay this even though I am 100% healthy and haven't seen a hospital since 1998 £280 on service and parts every month? Vacations?! aftermarket parts, tires, service parts, oil, bling-bling, coilovers, navigation. Everyone here mods his or hers supra more or less. I got another car and a bike that requires maintence too as the soop is only a summer car for me. Quote Link to comment Share on other sites More sharing options...
RobSoarerTT Posted November 21, 2008 Share Posted November 21, 2008 Also missing is Utility bills and Council tax??? Quote Link to comment Share on other sites More sharing options...
Charlotte Posted November 21, 2008 Share Posted November 21, 2008 I can see where this is going, so how about YOU tell me how you can afford it. I think to be honest, especially the people that have a family and the supra as a daily drive, don't have the kind of lifestyle that you have. Clearly if you want something badly enough you get rid of something else. Quote Link to comment Share on other sites More sharing options...
bolarbag Posted November 21, 2008 Share Posted November 21, 2008 Two skitrips per year 2x550 two week summer vacation in a nice place £2.000 two weekend-vacations somewhere 2x400 aftermarket parts, tires, service parts, oil, bling-bling, coilovers, navigation. Everyone here mods his or hers supra more or less. I got another car and a bike that requires maintence too as the soop is only a summer car for me. :DI give up Although your Health insurance if expensive - maybe the NHS aint so bad afterall!? p.s What do you actually do for a living, and do you have free time? Quote Link to comment Share on other sites More sharing options...
RiceRocket Posted November 21, 2008 Share Posted November 21, 2008 Kim, do you actually live in Germany? Quote Link to comment Share on other sites More sharing options...
Matt H Posted November 21, 2008 Share Posted November 21, 2008 Even the gym is a ripoff, should be £40 a month tops. And she probably doesnt even go!! To be fair though i pay £75 a month for my gym so i can't say anything Quote Link to comment Share on other sites More sharing options...
Matt H Posted November 21, 2008 Share Posted November 21, 2008 P.s, Kim, supras arn't even that expensive?! You're obviously rubbish with money Quote Link to comment Share on other sites More sharing options...
AndrewOW Posted November 21, 2008 Share Posted November 21, 2008 P.s, Kim, supras arn't even that expensive?! You're obviously rubbish with money Pot, kettle, black. Quote Link to comment Share on other sites More sharing options...
Kim1978 Posted November 21, 2008 Author Share Posted November 21, 2008 You are putting the focus on the wrong thing. I am comfortable with these costs and this lifestyle so I will not change much there. I am just curious how average or low-income earners make ends meet with a supra without using credit cards - especially if they make modifications? P.s, Kim, supras arn't even that expensive?! You're obviously rubbish with money I dont think so. I do not live over my means and I have zero debt, not something you can say about many members on this board Quote Link to comment Share on other sites More sharing options...
Mike Posted November 21, 2008 Share Posted November 21, 2008 I think a lot of people have a Supra as a second car, and don't drive them every day. Quote Link to comment Share on other sites More sharing options...
Marty Posted November 21, 2008 Share Posted November 21, 2008 With them type of outgoings most people wouldn't be able to afford to run a pushbike! The supra is my 2nd car, i don't find it expensive to run at all. Quote Link to comment Share on other sites More sharing options...
Kim1978 Posted November 21, 2008 Author Share Posted November 21, 2008 I think a lot of people have a Supra as a second car, and don't drive them every day. That is my point. Meaning you have two cars you have to pay insurance, fuel, tax, parts, service and maintenance costs for. Quote Link to comment Share on other sites More sharing options...
Charlotte Posted November 21, 2008 Share Posted November 21, 2008 You are putting the focus on the wrong thing. I am comfortable with these costs and this lifestyle so I will not change much there. I am just curious how average or low-income earners make ends meet with a supra without using credit cards - especially if they make modifications? That's the point though isn't it - most people don't have your outgoings or your lifestyle = therefore can afford to run their car/cars. Quote Link to comment Share on other sites More sharing options...
RiceRocket Posted November 21, 2008 Share Posted November 21, 2008 I am just curious how average or low-income earners make ends meet with a supra without using credit cards - especially if they make modifications? I think there's very few low income earners with a Supra on this site but I'd reckon that they don't have your holidays expenses if at all have one, don't go to the gym, use the NHS etc Quote Link to comment Share on other sites More sharing options...
Need4Speed Posted November 21, 2008 Share Posted November 21, 2008 I'm old enough not to need a mortgage! Quote Link to comment Share on other sites More sharing options...
stevie_b Posted November 21, 2008 Share Posted November 21, 2008 Holidays would be a big difference between you and me. I'd love to go skiing this winter, but my budget won't run to it. We're keen novices, got some of our own kit, but the money won't run to everything. The last holiday I went on cost very little (5 days camping in a field in England). Me and my girlfriend are going for a weekend away in a nice hotel (England, nowhere glamorous), for £10 per night (thanks Branners!). Quote Link to comment Share on other sites More sharing options...
Purity14 Posted November 21, 2008 Share Posted November 21, 2008 I drive a N/A daily. My Bills: 525 Rent 200 Food 100 Insurance 85 Ctax 75 Parking 15 Water 20 Elec 35 Phone+Net 35 Mobile Total: 1100 Per month. The remainder i have left over is for: 1. Petrol 2. Entertainment 3. Savings. (Holidays, Car Parts, Servicing) That is how i work my budget out am 24 and on my own. Paid for car cash - always saved, nothing on credit(apart from insurance + mobile) I save to buy, not buy then skimp. Quote Link to comment Share on other sites More sharing options...
Kim1978 Posted November 21, 2008 Author Share Posted November 21, 2008 That's the point though isn't it - most people don't have your outgoings or your lifestyle = therefore can afford to run their car/cars. That is precisely what I asked in the first post. Meaning; no vacation, entertainment, everyone bought the car cash - no credit, etc? Quote Link to comment Share on other sites More sharing options...
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