Someone crashed in to me!!!

[MrRalphMan]

People just don't give a monkey's now days.

Coming back from the Bangers at arena essex yesterday, coming up onto the A13, turning right.

Blacked out windowed Audi A4 diesel, who had already cut into the left hand queue, to turn down towards the A13 a few cars ahead of me, although he did indicate. He then sat in the left lane and I went past him on the right, onto the roundabout and just ready to turn off onto the A13 when I realised he was by my side. He then seemed to attempt to drive me off the road, which the b'stard didn't do. When I went past him he was giving me a right dirty look.

 

Now enoughs enough, cuttiing in is one thing, but being in the left lane and a roundabout and then turning right..

[gaz1]

thanks for all your comments guys, its good to see some opinions on it, i didnt see any indication from them to be honest but i didnt think that they would carry on round. the markings on the road show that they should have taken the previous exit on the roundabout and at worst surely they should have taken the exit that i was taking? i didnt think that you could go the whole way round a roundabout in the outside lane?

 

the only other option that i could think of was to see how much the damage on there car and if its not that much offer to pay for it even though im adament that it wasnt my fault. I just really dont want to lose my 3 years no claims. She was such an idiot aswell she was fine and then she was like ahhh i think im going to have a panic attach! what a load of rubbish your fine ffs.

 

thanks again guys,

 

tell me what you think about me offering to pay?

 

if you offer to pay then you have had it matey, how long before they whack a whiplash claim in:blink:

i am in spain at the moment and the roundabouts are a free for all seriiously there are no actual laws on them it is considered that evryone on a roundabout shoud er on the side of caution.

they drive like maniacs, and you should see the way they park:(

i have actualy parked the supe up and hired an astra:d

[Havard]

I think there is no set rule personally.

 

I have heard of instances where the police have come out where the caller is a woman and the people who have driven into the back of her is a group of young lads. Prevention of an assault/battery is a role the Police play is it not?

 

I was under the impression a roundabout leading to the motorway might be sufficient to result in the Police attending....

 

I think if you ring 999 and sound in a panic then they will come out but the police policy on accidents has been the same for the last ten years or so.

 

There is an element of you at fault. You knew he was there. You should've been in the outside left lane if you were going to leave the roundabout and the other guy should have been on the inside. You have to drive defensively and assume everybody is an idiot. You don't say whether he was indicating to continue round the roundabout.

 

Sorry Chewie but I don't agree. It sounds like Miles has done nothing wrong. If there were two lanes on the exit then he was perfectly entitled to maintain lane discipline and leave at that exit. The guy on the left hand side has broken his lane discipline and should have been on the inside of the roundabout if he was taking the 3rd exit.

 

The highway code clearly demonstrates this scenario but I agree that if you want to stay out of trouble you should drive defensively but if people had any standards or pride in their driving then other road users shouldn't have to.......

 

FWIW in the same scenario, I would have just carried straight on and let him hit me. I don't see how the insurance can call this 50/50 as the damage to the two cars will demonstrate what has happenned.

 

H.

[stevie_b]

I think if you ring 999 and sound in a panic then they will come out but the police policy on accidents has been the same for the last ten years or so.

 

I've never been a copper, but I would imagine that this is the case. Ultimately, it's the attitude of some of the British public who have caused the police to respond to accidents in this way. People *always* seem to dispute fault these days (this isn't directed at you Miles) even when common sense says they are at fault. The police wouldn't want to get caught up in road traffic fault debates, and I can see why. They wouldn't have time to do anything else.

 

I'm not saying it's nice, but unless motorists' attitudes change away from sloping Teflon shoulders, I can't see it changing.

 

Coming back to your accident though Miles, I would contest fault because common sense suggests to me to that you weren't completely at fault, if at all. Write down all the circumstances of the accident whilst you can still remember them: exact time of day, road conditions, weather, visibility, estimated speeds of all cars involved, positions of all cars involved. Draw diagrams on paper. Keep all these details in a file: chances are the dispute might rumble on for several months. I assume you've phoned your insurers about the RTA already. Tell them you want to be informed before they come to any settlement decision. If they ask you to write down your version of events, keep it clear and concise, using proper English with good grammar (sorry if this is teaching you to suck eggs, I don't mean to, just giving advice). Make it sound like you know what you're talking about, and are clear about what happened. When writing your version of events, put yourself in your insurers' position: they don't want to pay out for the accident any more than you do, but they'll need concrete reasons not to pay out, so provide them. Be clear about the highway code and what it says about roundabout manoevres.

 

 

Er.... hope that helps.

[Scott]

I think u should go into a tailors and get the buttons removed from your back

 

I'm sorry i don't know what you mean by this?

 

I just meant, if you take it lying down you must button up the back. Just having a friendly joke before being serious

 

Even if it does go 50/50 in the end there will be a claim on my policy which would mean i would lose my no claims wouldn't it? i've annotated all my photos now, going to get a google map image aswell so they have an aerial view of the roundabout and write a statement up today to send to them once i have called them later, can i get a 3rd party involved to help me without having to pay, i mean that they would take there pay from the insurance or something?

 

thanks

 

I really can't be sure of the questions you are asking but a phone call certainly wouldn't hurt. Give one of the 3rd party claims companies a call and talk them through your situation. They will be able to advise you on the best course of action and they will also be able to tell you any costs thats likely to be incurred.

[supra steveo]

my mum was reversed into at the silverlink outside of north sheilds, she phoned the police because the guy was refusing to give her his details, as soon as the police arrived he was leaning on the car and the police started the conversation with have you gave her your details he replied "no but ......" copper then interupted " give her your details or i am arresting you" he then seen i wasnt safe and got off the car with a "oh right well i can do that " .

thing is the gimp had already offered to pay for the damage and my mum insisted on getting his details as it was an old clapped out astra van and the bloke looked dodgey, anyway the CCTV footage, we never got it from the firm because they only keep tapes for 30 days and we asked for the tape 31 days after and now the fella isnt owning up to it being his fualt so his insurance company are trying to get my mum to settle for knock for knock and we have no witnesses or evidence

[Gordon F]

Police said same thing, no one injured so they wouldnt come out.

I was furious when he obviously suped up his 2 'witnesses' (no one stopped and he left before me) and my insurers wanted to go halves so I took the blighter to the small claims court to prove a point. I won but the judge when summing up said that the other driver shouldnt have assumed where I was going I got my no claims back but it took 2 years.

Did you take the driver to the small claims court for the return of your insurance excess?

I had something similar happen recently in my other car and the other party (a haulage firm) still havent returned the accident form to their insurers after 2 months.

Taking the driver personally to the small claims court may move this along nicely

[Chewie]

Go back and check the road markings on the roundabout and any signs for anything which may override Highway Code. Just outside of Gloucester at the C & G offices, Barnwood, there’s a great roundabout with 3 lanes heading into it. The LH lane is for 1st exit and straight on. The centre lane is for straight on only 2nd exit and the RH lane is for the 3rd exit etc. There’s dings every week where cars in the centre lane sweep across the LH lane traffic to leave on the 1st exit and take out the cars going straight on. It’s a nightmare.

[madmunky]

I had the same thing happen to me around 4 months ago and its still trying to be sorted, the car was fixed but it looks like its going 50/50 as they have said there is no way to prove what happened on the round about, am really pissed off about it.

[miko_supra]

I've never been a copper, but I would imagine that this is the case. Ultimately, it's the attitude of some of the British public who have caused the police to respond to accidents in this way. People *always* seem to dispute fault these days (this isn't directed at you Miles) even when common sense says they are at fault. The police wouldn't want to get caught up in road traffic fault debates, and I can see why. They wouldn't have time to do anything else.

 

I'm not saying it's nice, but unless motorists' attitudes change away from sloping Teflon shoulders, I can't see it changing.

 

Coming back to your accident though Miles, I would contest fault because common sense suggests to me to that you weren't completely at fault, if at all. Write down all the circumstances of the accident whilst you can still remember them: exact time of day, road conditions, weather, visibility, estimated speeds of all cars involved, positions of all cars involved. Draw diagrams on paper. Keep all these details in a file: chances are the dispute might rumble on for several months. I assume you've phoned your insurers about the RTA already. Tell them you want to be informed before they come to any settlement decision. If they ask you to write down your version of events, keep it clear and concise, using proper English with good grammar (sorry if this is teaching you to suck eggs, I don't mean to, just giving advice). Make it sound like you know what you're talking about, and are clear about what happened. When writing your version of events, put yourself in your insurers' position: they don't want to pay out for the accident any more than you do, but they'll need concrete reasons not to pay out, so provide them. Be clear about the highway code and what it says about roundabout manoevres.

 

 

Er.... hope that helps.

 

Good post.

 

And miles, my insurers loved my google earth diagram

[miles]

Good post.

 

And miles, my insurers loved my google earth diagram

 

I hope they dont look at my lines and think that i was driving as wonky as the lines suggest lol. by the way there route is in blue and mine is in red.

 

 

 

[miko_supra]

I hope they dont look at my lines and think that i was driving as wonky as the lines suggest lol. by the way there route is in blue and mine is in red.

 

http://i295.photobucket.com/albums/mm130/milessmith87/theirroute.jpg

 

http://i295.photobucket.com/albums/mm130/milessmith87/myroutered.jpg

 

http://i295.photobucket.com/albums/mm130/milessmith87/googlemap.jpg

 

Very spiffin, but needs a key

[miles]

i will edit them tomorrow i forgot to do them ones, although i have remembered on the other ones:)

 

ive almost finished my statement now would someone mind commenting on it if i post it up on here to make sure its all relevant and to the point and also if i should take some of it out, or indeed add some extra comments?

 

cheers guys!

[erol_h]

i have been cut up on a roundabout soo mnay times by some complete c*ckhead that doesnt look where they are going and just drive straight into me ive had to hit my brakes soo hard and cut the wheel to avoid hitting them.