carl0s Posted June 23, 2008 Share Posted June 23, 2008 We are trying to find insurance for the missus on the Supra. She doesn't know who her previous insurers were, apart from the last one anyway, but she's never made a claim in her life. How might we go about tracing insurance history or proof of no claims? Is there some way we can find the insurers based on the car reg or her address, and then get details from the insurers? She says one of the previous insurers went bump which made her think she'd lost any future no claims entitlement, and she can't remember their name. Any ideas? Quote Link to comment Share on other sites More sharing options...
Scott Posted June 23, 2008 Share Posted June 23, 2008 I've always got my no claims proof from my current insurer. If i tell them i have 9 years bonus and i take a year with them, if i decide to change, i get a 10 year certificate at the end of it. Some have asked for proof some haven't. Quote Link to comment Share on other sites More sharing options...
Jake Posted June 23, 2008 Share Posted June 23, 2008 The renewal letter from her last insurer will state her No Claims and will be all a new insurer will need. Quote Link to comment Share on other sites More sharing options...
carl0s Posted June 23, 2008 Author Share Posted June 23, 2008 The renewal letter from her last insurer will state her No Claims and will be all a new insurer will need. Hmm. But when she took out her current insurance, she stated that she only had 1yrs no claims, because the year before that, she was taking out insurance after the last insurance company went bump and she figured that meant she had 0yrs no claims. That does make sense but you might have to read it slowly. Do insurers automatically know about previous insurance history? If you didn't shop around for insurance every year, I can see what you're saying, but if you're jumping ship to a new company, they're not going to have that information are they? Quote Link to comment Share on other sites More sharing options...
carl0s Posted June 23, 2008 Author Share Posted June 23, 2008 This might help: http://www.miic.org.uk/public/form_ind_inf.htm Quote Link to comment Share on other sites More sharing options...
Scott Posted June 23, 2008 Share Posted June 23, 2008 If they believe you then yes they do. I didn't provide proof of no claims on my last insurance, although i did have it. They simply didn't ask. When i moved at the end of last year they sent out a certificate of proof as per my request. I could have told them anything lol. If you have insurance with a company and you decide to jump ship you do not get an additional years no claims but you do get whatever you told them you had at he beginning of the policy. and breath lol Quote Link to comment Share on other sites More sharing options...
carl0s Posted June 23, 2008 Author Share Posted June 23, 2008 Well we have it down to £660 with 1yrs no claims, so it's looking promising now anyway. To be honest this is the sort of price I was expecting for a 32yr old woman with our postcode, but confused.com was throwing out figures of £1500 or so. Quote Link to comment Share on other sites More sharing options...
Guest speedkills Posted June 24, 2008 Share Posted June 24, 2008 Bizarre I know. But try http://www.sainsburys.co.uk for cheap insurance ! Quote Link to comment Share on other sites More sharing options...
carl0s Posted June 24, 2008 Author Share Posted June 24, 2008 Bizarre I know. But try http://www.sainsburys.co.uk for cheap insurance ! Thanks. I had a look, but the very first thing it says is: I declare that: * I am the main driver of the car * I am the owner and registered keeper of the car * My car is registered in the UK with the DVLA * My car has not been modified from the normal manufacturer's specifications The car has non-standard alloys, non standard exhaust, and the registered owner/keeper is a business. Since I need the insurance to actually cover the car in case she crashes or it's stolen, I can't go for that. The £660 quote from Lancaster included all that. Quote Link to comment Share on other sites More sharing options...
carl0s Posted June 24, 2008 Author Share Posted June 24, 2008 I just tried the quote anyway, and it says "unfortunately we are unable to offer you a quote due to the type of car you selected". I guess they don't insure imports? Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.