SupraJames Posted June 2, 2008 Share Posted June 2, 2008 Just thought I would ask on here as someone is bound to know. Is there any way to tax a car without an insurance certificate..? Just I have a little 106 as a run-a-round to get to work etc, and I am currently driving it 3rd Party F&T under my full comp policy on the Supra, but the tax on the 106 has just run out, and I dont really want to pay £300 to insure the 106 under a new policy. So was wondering if there if any way round this..? Thanks James Quote Link to comment Share on other sites More sharing options...
KimberleyAnn Posted June 2, 2008 Share Posted June 2, 2008 Arent you only insured third party on the 106 if its insured in someone elses name? Then you can use your Supra policy and are covered Third party? Quote Link to comment Share on other sites More sharing options...
erol_h Posted June 2, 2008 Share Posted June 2, 2008 if im not wrong u cant drive any vehicle unless it has a policy on it regardless wether ur insurance covers u or not i wouldnt be driving it all. Quote Link to comment Share on other sites More sharing options...
mr lover Posted June 2, 2008 Share Posted June 2, 2008 the 106 needs to be insured for your supra insurance to cover you to drive it, if its not insured you are not covered Quote Link to comment Share on other sites More sharing options...
garethr Posted June 2, 2008 Share Posted June 2, 2008 Aren't you only insured third party on the 106 if its insured in someone else's name? Then you can use your Supra policy and are covered third party?Some companies apparently don't have that requirement. However, since you are the owner of the 106, it doesn't matter, unless your insurace company has specifically said that you can drive a second car. Your car, therefore you can't drive it on your policy as a car which is not owned by you. The proliferation of Automatic Number Plate Recognition cameras and police access to the insurance database mean you have an excellent chance of winning points from your local constabulary. Quote Link to comment Share on other sites More sharing options...
Supranature Posted June 2, 2008 Share Posted June 2, 2008 Some companies apparently don't have that requirement. However, since you are the owner of the 106, it doesn't matter, unless your insurace company has specifically said that you can drive a second car. Your car, therefore you can't drive it on your policy as a car which is not owned by you. The proliferation of Automatic Number Plate Recognition cameras and police access to the insurance database mean you have an excellent chance of winning points from your local constabulary. Quote Link to comment Share on other sites More sharing options...
marc_p Posted June 2, 2008 Share Posted June 2, 2008 You are driving the 106 uninsured!!!!, it has to be insured for your insurance to cover it. Quote Link to comment Share on other sites More sharing options...
Soop Dogg Posted June 2, 2008 Share Posted June 2, 2008 You are driving the 106 uninsured!!!!, it has to be insured for your insurance to cover it. Not necessarily. Only in the last few years have some insurers gone down the road of requiring a car belonging to someone else to have a policy in force relating to it. Many policies still allow you to drive any vehicle (as long as you're licensed to drive it) belonging to another and not being used by you under a hire agreement without the stipulation of another policy being in force. In short, you need to check your policy. As already said though, in this case, if the Pug belongs to the OP, he's not insured. Quote Link to comment Share on other sites More sharing options...
Guest Angry Koala Posted June 2, 2008 Share Posted June 2, 2008 Not necessarily. Only in the last few years have some insurers gone down the road of requiring a car belonging to someone else to have a policy in force relating to it. Sorry mate, but yes necessarily...... The Road Safety Act 2006 brought in an amendment to the Road Traffic Act 1988 which means that the vehicle's licence plate HAS to be specified in an insurance policy (see below which is a direct paste from the act!). It's not the insurers who brought this in in recent years, it became law. The days of being able to drive a car which isn't insured by the owner are over...... "Section 22 and Schedule 5: Offence of keeping vehicle which does not meet insurance requirements and New Schedule 2A to the Road Traffic Act 1988 84. Section 144A creates the new offence which arises when a vehicle does not meet the insurance requirements. Under the insurance requirements the registration mark of a vehicle, or the vehicle's owner, must be specified in an insurance policy or security." Either way the guy is not covered by his insurance as he owns the car - end of! lol *Edit to answer original question - no, as a private individual you need an insurance certificate which shows the registration number of the car you wish to tax.* Quote Link to comment Share on other sites More sharing options...
Thorin Posted June 2, 2008 Share Posted June 2, 2008 Sorry mate, but yes necessarily...... The Road Safety Act 2006 brought in an amendment to the Road Traffic Act 1988 which means that the vehicle's licence plate HAS to be specified in an insurance policy (see below which is a direct paste from the act!). It's not the insurers who brought this in in recent years, it became law. The days of being able to drive a car which isn't insured by the owner are over...... "Section 22 and Schedule 5: Offence of keeping vehicle which does not meet insurance requirements and New Schedule 2A to the Road Traffic Act 1988 84. Section 144A creates the new offence which arises when a vehicle does not meet the insurance requirements. Under the insurance requirements the registration mark of a vehicle, or the vehicle's owner, must be specified in an insurance policy or security." Either way the guy is not covered by his insurance as he owns the car - end of! lol Would seem contradictory. Quote Link to comment Share on other sites More sharing options...
Guest Angry Koala Posted June 2, 2008 Share Posted June 2, 2008 Would seem contradictory. Only applies in cases where the owner has a fleet insurance policy, not private insurance. Quote Link to comment Share on other sites More sharing options...
Thorin Posted June 2, 2008 Share Posted June 2, 2008 Only applies in cases where the owner has a fleet insurance policy, not private insurance. I'm sure you're right, but your post didn't prove anything with just that little snippet. Quote Link to comment Share on other sites More sharing options...
Guest Angry Koala Posted June 2, 2008 Share Posted June 2, 2008 I'm sure you're right, but your post didn't prove anything with just that little snippet. Ok fair enough mate. However, the answer to his original question (before everyone started berating him for driving round uninsured and praying that he doesn't crash into THEIR pride & joy) is unless you have a fleet policy you have to have a car's registration number specified on a valid insurance certificate in order to tax it. Quote Link to comment Share on other sites More sharing options...
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