Wez Posted March 8, 2008 Share Posted March 8, 2008 Hey All, Whats the difference between traditional brick housing and prefab construction? Are mortgages different and harder to get? Link to comment Share on other sites More sharing options...
Chris Wilson Posted March 9, 2008 Share Posted March 9, 2008 Err, one is traditional brick, the other is pre fabricated (off site) sectional concrete construction. SOMETIMES mortgages are harder to come by, as certain "prefabs" had a finite life which is now exceeded considerably. This may not be a problem, but if the concrete starts to delaminate off any rusting steel reinforcements, for example, repair can be very expensive, so mortgage companies tend to be cautious about them. Link to comment Share on other sites More sharing options...
Wez Posted March 9, 2008 Author Share Posted March 9, 2008 Err, one is traditional brick, the other is pre fabricated (off site) sectional concrete construction. SOMETIMES mortgages are harder to come by, as certain "prefabs" had a finite life which is now exceeded considerably. This may not be a problem, but if the concrete starts to delaminate off any rusting steel reinforcements, for example, repair can be very expensive, so mortgage companies tend to be cautious about them. I looked into this a little more over the weekend and now realise why a house I was going to look at seemed a little cheap. Not bothering now, shame as apart from being prefab it seemed ok. Link to comment Share on other sites More sharing options...
gaz1 Posted March 9, 2008 Share Posted March 9, 2008 older prefab sectional concrete houses are now being demolished because of concrete cancer, the newer prefabs are not so much a problem, but i personaly would not touch one Link to comment Share on other sites More sharing options...
snake Posted March 9, 2008 Share Posted March 9, 2008 :innocent:About 50years Link to comment Share on other sites More sharing options...
Wez Posted March 9, 2008 Author Share Posted March 9, 2008 The house was shy on it price by approx 100K cause its prefab, kind of says it all really. Link to comment Share on other sites More sharing options...
Rob Posted March 10, 2008 Share Posted March 10, 2008 Err, one is traditional brick, the other is pre fabricated (off site) sectional concrete construction. SOMETIMES mortgages are harder to come by, as certain "prefabs" had a finite life which is now exceeded considerably. This may not be a problem, but if the concrete starts to delaminate off any rusting steel reinforcements, for example, repair can be very expensive, so mortgage companies tend to be cautious about them. Indeed, they were a post-war housing solution and only intended to be used for a few years while the re-construction work was carried out. There are 100's of them still, in my old home town of Dartford. Link to comment Share on other sites More sharing options...
Big Red One Posted March 10, 2008 Share Posted March 10, 2008 Indeed, they were a post-war housing solution and only intended to be used for a few years while the re-construction work was carried out. There are 100's of them still, in my old home town of Dartford. i live in sunny old dartford Link to comment Share on other sites More sharing options...
Rob Posted March 10, 2008 Share Posted March 10, 2008 i live in sunny old dartford Not in a pre-fab I hope. There are, or maybe were, lots of them out around Stone, plus the other way towards Erith. The council overclad them and tarted them up and re-roofed them but I bet they leak heat like a MK3 head gasket. It's odd really, part of me is disgusted that these low-spec houses still exist and another part is cheered up by the British make do and mend mentality. (I can't believe they've just demolished my old school, the Downs) Link to comment Share on other sites More sharing options...
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