pa06has Posted January 17, 2008 Share Posted January 17, 2008 Just had the claims team at my insurance give me a pay out offer of £3150! are they freaking mad! they can get screwd! absolutely furious! Its a 93 TT import! 75000 miles on the clock! How rude is that! As anyone gone through this process recently? and what quote did you get? Quote Link to comment Share on other sites More sharing options...
CJ Posted January 17, 2008 Share Posted January 17, 2008 Just had the claims team at my insurance give me a pay out offer of £3150! are they freaking mad! they can get screwd! absolutely furious! Its a 93 TT import! 75000 miles on the clock! How rude is that! As anyone gone through this process recently? and what quote did you get? I am still in the process of arguing a claim that goes back months, whereby they offered me £6500 for a 1994 TT 6 speed. Quote Link to comment Share on other sites More sharing options...
pa06has Posted January 17, 2008 Author Share Posted January 17, 2008 oh rite! how many miles on the clock? Quote Link to comment Share on other sites More sharing options...
CJ Posted January 17, 2008 Share Posted January 17, 2008 oh rite! how many miles on the clock? Approx 50k Quote Link to comment Share on other sites More sharing options...
tooquicktostop Posted January 17, 2008 Share Posted January 17, 2008 You will always get a low first offer and then it is up to you to prove the inflated value, taking screenshots of similar cars on pistonheads and autotrader and sending them in will help, that was the final deciding factor with my last claim along with a list of invoices for parts Quote Link to comment Share on other sites More sharing options...
Safely Insured Posted January 17, 2008 Share Posted January 17, 2008 Just had the claims team at my insurance give me a pay out offer of £3150! are they freaking mad! they can get screwd! absolutely furious! Its a 93 TT import! 75000 miles on the clock! How rude is that! As anyone gone through this process recently? and what quote did you get? If you are insured with Sky, drop me a PM and I'll try and help. Ollie Sky Insurance Quote Link to comment Share on other sites More sharing options...
jonahjones26 Posted January 17, 2008 Share Posted January 17, 2008 not that recently jan 2006 £7500 94 n/a import 85k. you wanna send some examples to them (auto trader etc), keep pestering them on the phone (every day if you can) till you get a reasonable offer. Thats what i did (it did take 4 months) good luck Quote Link to comment Share on other sites More sharing options...
pa06has Posted January 17, 2008 Author Share Posted January 17, 2008 Sent screenshots of this owners club and pistonheads! I really want to get it sorted but by the sounds of the posts! its guna take awhile to sort it out! Quote Link to comment Share on other sites More sharing options...
wallace9 Posted January 17, 2008 Share Posted January 17, 2008 about 8 months ago, i got 7500 for a 96 na auto with 40k on the clock. I only has the car for 30 hours befor writing it off and its what i paid for it - minus my excess Quote Link to comment Share on other sites More sharing options...
jonahjones26 Posted January 17, 2008 Share Posted January 17, 2008 Sent screenshots of this owners club and pistonheads! I really want to get it sorted but by the sounds of the posts! its guna take awhile to sort it out! You have to keep on at them all the time it's a pain and long process but it will be worth it when you get your asking price(-ish) make sure you deal with just 1 person if possible. makes the process a bit easier so u don't have to explane everything every time u ring. Quote Link to comment Share on other sites More sharing options...
pa06has Posted January 17, 2008 Author Share Posted January 17, 2008 cool; by the way anyone heard of Caps - apparently a book which gives you a book price for imported cars! Quote Link to comment Share on other sites More sharing options...
hoff Posted January 17, 2008 Share Posted January 17, 2008 Who are you insured with. That is a stupidly low 1st offer. Just keep arguing it with them. It may take a while but it'll be worth it. Quote Link to comment Share on other sites More sharing options...
pa06has Posted January 17, 2008 Author Share Posted January 17, 2008 Insured with Norwich Union! I thort but then he mentioned he loked at the cap book price! i havnt seen / heard of that at all! Quote Link to comment Share on other sites More sharing options...
colsoop Posted January 17, 2008 Share Posted January 17, 2008 Standard procedure im afraid. As said keep fighting but be realistic with what you can get Quote Link to comment Share on other sites More sharing options...
Matt Harwood Posted January 17, 2008 Share Posted January 17, 2008 CAP = Car Auction Pricing. It's a trade only database. They give you five figures. Cost new, Current Retail, Above average, Average and Below average valuations. It's far from the most reliable system for 'specialist' cars, but works well on run-of-the-mill cars. Quote Link to comment Share on other sites More sharing options...
SILKYSMOOTH Posted January 17, 2008 Share Posted January 17, 2008 Thats typical of insurance companies...quick to take your money and very slow to get anything out of them... I had a claim on my BMW E46 last January and there 1st offer was £7400 which was ridiculous. I hassled them every other day, by email, letter and phone. I had plenty of evidence to prove it's worth/value, 2-3 months down the line I got what I should have and even made them wave the excess of £250 because of their delay in paying me out. Stick to your guns and keep pressing their buttons. Quote Link to comment Share on other sites More sharing options...
supra steveo Posted January 17, 2008 Share Posted January 17, 2008 that is shocking mate If you are insured with Sky, drop me a PM and I'll try and help. Ollie Sky Insurance thats good of you guys to help out i will be needing GB insurance when i bring the supra back to the UK in may if i am posted Quote Link to comment Share on other sites More sharing options...
BillyC Posted September 10, 2008 Share Posted September 10, 2008 This is something I've never understood. When they ask you for the value of the car when you're after insurance surely they have to abide by the figure they agreed to. For instance if they ask for the value of the car, and you say xxxx amount, how can they then offer you lower than what was agreed in your contract with them. Quote Link to comment Share on other sites More sharing options...
Supra-Brett Posted September 10, 2008 Share Posted September 10, 2008 This is something I've never understood. When they ask you for the value of the car when you're after insurance surely they have to abide by the figure they agreed to. For instance if they ask for the value of the car, and you say xxxx amount, how can they then offer you lower than what was agreed in your contract with them. I know where you are coming from here, although very few offer agreed value. All ask for your estimate of the value though and i think this is part of their working when providing a premium, so i agree that they should be somewhere near the price you valued it at at the time of quote (minus, wear & tear,age, jilage etc, unless bill etc prove otherwise). It does strike of double standards doesnt it Quote Link to comment Share on other sites More sharing options...
gordy07 Posted September 10, 2008 Share Posted September 10, 2008 Its not fair,ive never claimed insurance and i hope i never have too,nightmare! Quote Link to comment Share on other sites More sharing options...
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